Analysis of rural credit market performance in north west region, Cameroon

Mary-Juliet Bime and J. A. Mbanasor

AGRIS on-line Papers in Economics and Informatics, 2011, vol. 3, issue 3

Abstract: The study was conducted to access the performance of rural credit markets in the North West Region of Cameroon. Specifically, it identifies the various participants in credit markets, estimate as and analysis the credit demand and supply functions. Data were primarily gathered through a multi-stage sampling technique involving 360 households and 60 credit institutions. Results reveal that interest, income, household size, farm size, education age and sex of respondents were determinants of credit demand while Interest paid, gross income and source of loan determined credit supply. It was recommended that interest should be kept low to encourage proper functioning of credit markets.

Keywords: Performance; formal; informal; credit demand; credit supply; Demand and Price Analysis; Environmental Economics and Policy; Financial Economics; GA; IN (search for similar items in EconPapers)
Date: 2011
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Persistent link: http://EconPapers.repec.org/RePEc:ags:aolpei:116380

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