The effects of the competition in the romanian banking system
Ovidiu Stoica () and
Bogdan Capraru ()
Additional contact information Bogdan Capraru: The Department of Business Administration, Faculty of Economics and Business Administration, Alexandru Ioan Cuza University
Abstract:
The present study is structured as follows: in section 1, it is enhanced the gap and in the same time the potential to growth in the Romanian banking system, compared with the EU ones; it is analysed the impact of EU integration on bank products' prices, taking into account the two approaches concerning the evaluation of the competition: "the Structure-Conduct-Performance Hypothesis" (SCP) and the "Efficient Structure Hypothesis" (ESH); it is approached the competition problem in the Romanian banking system, as result of the integration process, including aspects concerning the marketing strategies, the corporate and retail banking and the financial non-bank institutions.