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Who is credit constrained? evidence from rural Malawi

Dr. Franklin Peter Simtowe, Aliou Diagne and Manfred Zeller

Agricultural Finance Review, 2008, vol. 68, issue 2, pages 255-272

Abstract: Using data from Malawi, this paper examines factors that influence a household’s likelihood of facing credit constraints. Households with larger land holdings have a higher probability of reporting credit constraints, apparently due to lack of secure land rights which could enable households to use land as collateral when borrowing. Households with a greater number of active male adults are also more likely to report credit constraints.

Keywords: Credit constraints; Elicitation; Malawi; Rationing; Sample selection (search for similar items in EconPapers)
Date: 2008

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