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Proceedings
1963 - 2011
from Federal Reserve Bank of Chicago Contact information at EDIRC . Series data maintained by Diane Rosenberger ().
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2005, issue May
Risk transfer and financial stability pp. 1-9
Alan Greenspan
The art of the loan in the 21st century: producing, pricing, and regulating credit: a conference survey pp. 10-12
Michael H. Moskow
Competing in the current lending environment pp. 13-18
Jerry Grundhofer
Preserving our prosperity: today's policy challenges pp. 19-23
Michael G. Oxley
Management and supervision of reputation risk in large banking organizations pp. 24-29
Julie L. Williams
The art of asset-based lending pp. 30-33
Michael D. Sharkey
Providing banking services in a small and rural market pp. 34-37
Jeff Plagge
The science of pricing in middle market commercial lending pp. 38-47
Rick Spitler
Business lending trends and regulatory initiatives pp. 48-55
John F. Bovenzi
Recent changes in retail lending pp. 56-58
Michael Frow
Consumer lending at community banks pp. 59-71
Alan R. Tubbs
Best practices in consumer lending: using sophisticated marketing to earn high ROI pp. 72-75
Robert M. Tetenbaum
A bank regulator's view of retail lending pp. 76-81
Cathy Lemieux
Making regulation work for consumers and banks pp. 82-86
Robert E. Litan
Regulatory risk pp. 87-92
Wayne A. Abernathy
Basel II competitive implications pp. 93-99
Diana Hancock and Wayne Passmore
Challenges facing the benefit system pp. 100-103
Bradley D. Belt
Statement of corporate pension fund accounts pp. 104-107
Dennis E. Logue
Observations on personal retirement accounts pp. 108-116
Zvi Bodie
Testimony on the Pension Benefit Guaranty Corporation pp. 117-120
Randall S. Kroszner
Bank competition and the role of regulation pp. 121-123
Franklin Allen , Elena Carletti and Robert Marquez
The impact of explicit deposit insurance on market discipline pp. 124-139
Vasso P Ioannidou and Jan de Dreu
Bank regulation: discussion pp. 138-139
Moshe Kim
Information asymmetries and the effects of banking mergers of firm-bank relationships pp. 140-147
Steven Drucker
SMEs and bank lending relationships: the impact of mergers pp. 148-165
Hans Degryse , Nancy Masschelein and Janet Mitchell
The effect of bank mergers on loan prices: evidence from the U.S pp. 166-170
Isil Erel
Mergers and lending relationships: discussion pp. 171-176
Astrid A. Dick
Market structure and investment strategies: the case of bank branching decisions pp. 177-188
Andrew M. Cohen and Michael J. Mazzeo
Lending relationship, information gathering, and bank market structure pp. 189-210
Karl-Hermann Fischer
Evidence of bank information monopolies across the business cycle pp. 211-222
Joao Santos and Andrew Winton
Bank liquidity creation and bank capital pp. 223-228
Allen N. Berger and Christa H.S. Bouwman
The importance of bank access to external funds for the transmissions of monetary policy pp. 229-240
Dmytro Holod and Joe Peek
Relationship lending and credit availability during the Asian financial crisis pp. 241-256
Wenying Jiangli , Haluk Unal and Chiwon Yom
Are relative solutions to abusive mortgage lending practices throwing out the baby with the bathwater? pp. 257-276
Gregory Elliehausen , Michael E. Staten and George J. Wallace
Is the Community Reinvestment Act worth it? pp. 277-298
Michael S. Barr
Borrower-lender distance, credit scoring, and the performance of small business loans pp. 299-309
Robert DeYoung , Dennis Glennon and Peter J. Nigro
Are underserved borrowers lower risk? new evidence on the performance and pricing of FHA-Insured mortgages pp. 310-325
Yongheng Deng and Stuart A. Gabriel
2005, issue Apr
Payday lending: do the costs justify the price?
Mark Jeffrey Flannery and Katherine Samolyk
Consumer literacy and creditworthiness
Marsha J. Courchane
Negative effects of personal bankruptcy filing for homeowners: reduced credit access and lost option value
Cheryl Long
A re-examination of the role of relationships in the loan-granting process
Sugato Chakravarty and Tansel Yilmazer
Observing unobservables: identifying information asymmetries with a consumer-credit field experiment
Dean S. Karlan and Jonathan Zinman
Effectiveness of online early intervention financial education programs for credit-card holders
Kimberly Gartner and Richard M. Todd
Credit counseling and mortgage termination by low-income households
Claudio Gonzalez-Vega and Valentina Hartarska
Moving from unbanked to banked: evidence from the Money Smart program
Angela C. Lyons and Erik Scherpf
Stored-value cards: challenges and opportunities for reaching emerging markets
Katy Jacob , Jennifer Tescher , Sabrina Su and Sherrie L.W. Rhine
Credit, capital and communities: new roles present community-based organizations with new opportunities
William Apgar , Allegra Carter and Gary Fauth
Banking on remittances: increasing market efficiencies for consumers and financial institutions
Ana Cruz-Taura , Sybill Howell , Jessica LeVeen , Elizabeth McQuerry , Juan Sanchez , Wayne Smith , Marianne A. Hilgert , Jeanne Hogarth and Edwin Lucio
Prospects for immigrant-native wealth assimilation: evidence from financial market participation
Una Okonkwo Osili and Anna Paulson
Industry structure perpetuates dual market
William Apgar , Gary Fauth and Allegra Calder
Mortgage brokers and the subprime mortgage market
Amany El Anshasy , Yoshiaki Shimazaki and Gregory Elliehausen
Subprime lending: neighborhood patterns over time
Jonathan Hershaff , Karl Russo and Susan M. Wachter
The impact of single-family mortgage foreclosures on neighborhood crime
Dan Immergluck and Geoff Smith
A financial services survey of low income households
Ellen Seidman , Moez Hababou and Jennifer Kramer
Householder response to the earned income tax credit: path of sustenance or road to asset building
Sherrie L.W. Rhine , Sabrina Su , Yazmin Osaki and Steven Y. Lee
Borrowing during unemployment: unsecured debt as a safety net
James Xavier Sullivan