Oana Şeitan (),
Cristina Gherman () and
Cătălin Nicolae Bulgărea ()
Additional contact information Oana Şeitan: “Transilvania” University of Braşov, Romania
Cristina Gherman: “Babeş-Bolyai” University of Cluj-Napoca, Romania
Cătălin Nicolae Bulgărea: “Transilvania” University of Braşov, Romania
Authors registered in the RePEc Author Service: Cristina Balteanu
The e-commerce has become a routine part of human life because it offers major advantages: convenience (it’s no longer necessary to visit a store to be able to shop), efficiency (the buyer can visit several virtual shops in a very short time, the crowd of shops and the frustration caused by the lack of parking spaces available can be avoided, the customer can choose and compare the desired products taking in consideration a set of characteristics such as price, grammage, color, delivery dat, etc.) and the development of secure solutions for online payment (through: bank cards, ePay, cybercash, SmartCard, electronic funds transfer, Ecash). In the last decade, the electronic payment systems have been improved, reaching high levels of security and speed, acquiring a private, confidential, decentralization and internationalization character.