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Las tasas activas de interes en el sector microfinanciero de Mexico:Un estudio de caso

Pablo Cotler ()
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Pablo Cotler: Departamento de Economia de la Universidad Iberoamericana Ciudad de Mexico

EconoQuantum, Revista de Economia y Negocios, 2013, vol. 10, issue 1, pages 7-26

Abstract: The increased surge of microfinance institutions should help cash starve entrepreneurs to unleash their productivity and raise their income. However, the high real interest rates they charge limit their impact. Using a cross section-time series panel data of microfinance institutions operating in Mexico, we find that the funding cost and the efficiency of microfinance institutions explain the lending interest rate that these financial firms charge. A change in any of these two determinants has a greater impact on the rate of interest charged by the biggest microfinance institutions.

Keywords: tasas activas de interes; microfinanzas; Mexico. (search for similar items in EconPapers)
JEL-codes: G21 G28 (search for similar items in EconPapers)
Date: 2013
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