Financial Crisis, Money and Banking in 2008 began as a subprime lending problem in the United States alone the Second Quarter of 2008 and has spread rapidly in the third quarter in Western Europe, then in the fourth quarter Central and Eastern Europe and even in faraway Asia. Its main modes of expression were: lack of liquidity in the financial market and banking, as well as lower values of major stock market shares. There were some resounding failures in the U.S. two or three most important in the EU (listed below), who led the Europeans to be more united than ever and to avoid other such events across the EU. Involvement of governments - the U.S., as well as those of major Western European countries - not only to highlight how the crisis was vehement. How the U.S. authorities have supported the insurance giant shows how it works bailouts and the Fed handled by the U.S. government plans to eventually end up all banks and stock exchange on Wall Street.