Regional variation in banking services and social exclusionRegional Studies, 2006, vol. 40, issue 4, pages 415-428 Abstract: Chakravarty S. P. (2006) Regional variation in banking services and social exclusion, Regional Studies 40, 415--428. The paper examines the argument that the concentration of banking in large urban areas could result in social exclusion. There are those who fear that customers living in peripheral regions will suffer discrimination, and businesses will decline. An alternative view is that the geographical proximity of banks in an age of electronic communication is not needed. These conflicting views are examined in the context of the literature on statistical discrimination. It is concluded that it would be unwise to write off the importance of geography in the location of financial services. Financial exclusion Social exclusion Branch closure Regional banking Chakravarty S. P. (20 06) Regional variation in banking services and social exclusion, Regional Studies 40, 415--428. The paper examines the argument that the concentration of banking in large urban areas could result in social exclusion. There are those who fear that customers living in peripheral regions will suffer discrimination, and businesses will decline. An alternative view is that the geographical proximity of banks in an age of electronic communication is not needed. These conflicting views are examined in the context of the literature on statistical discrimination. It is concluded that it would be unwise to write off the importance of geography in the location of financial services. Exclusion financière Exclusion sociale Fermeture des agences Opérations bancaires régionales Chakravarty S. P. (2006) Regional variation in banking services and social exclusion, Regional Studies 40, 415--428. The paper examines the argument that the concentration of banking in large urban areas could result in social exclusion. There are those who fear that customers living in peripheral regions will suffer discrimination, and businesses will decline. An alternative view is that the geographical proximity of banks in an age of electronic communication is not needed. These conflicting views are examined in the context of the literature on statistical discrimination. It is concluded that it would be unwise to write off the importance of geography in the location of financial services. Finanzielle Benachteiligung gesellschaftlicher Benachteiligung Schließung von Zweigstellen regionales Bankwesen Chakravarty S. P. (2006) Regional variation in banking services and social exclusion, Regional Studies 40, 415--428. The paper examines the argument that the concentration of banking in large urban areas could result in social exclusion. There are those who fear that customers living in peripheral regions will suffer discrimination, and businesses will decline. An alternative view is that the geographical proximity of banks in an age of electronic communication is not needed. These conflicting views are examined in the context of the literature on statistical discrimination. It is concluded that it would be unwise to write off the importance of geography in the location of financial services. Exclusión financiera Exclusión social Cierre de sucursales Banca regional Date: 2006 Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: http://EconPapers.repec.org/RePEc:taf:regstd:v:40:y:2006:i:4:p:415-428 Ordering information: This journal article can be ordered from Access Statistics for this article Regional Studies is edited by Mike Coombes, Andy Gillespie, Richard Harris, Angela Hull, Meo-Po Kwan, Robin Leichenko, Neill Marshall, Andy Pike and Colin Wren More articles in Regional Studies from Taylor and Francis Journals |
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