The financing of the SMEs is always a hard thing in the European countries. Especially is it a fateful question for a country that is so much dependent on SMEs like Hungary. Since Hungary is on the way of reorganization, every government take it a priority to facilitate the SMEs to reach capital, reach new markets, and Hungary tried hard to simplify the administrative burdens of small and medium sized enterprises. The accession to the European Union indicated new factors on this project, and since 2004, Hungary is based on EU regulation. This accession provided us new perspectives and new goals on globalized market, and force us to become more and more competitive not only with other EU countries, but with the whole world market. This short study is based upon the Hungarian government’s conception of development of SME’s, publicated in February of 2007, extended with the surveys and studies presented from the professionals of the subject.