RISCO E COMPETIÇÃO BANCÁNRIA NO BRASIL

Luiz Alberto D´Ávila de Araújo () and Paulo de Melo Jorge Neto

Anais do XXXIII Encontro Nacional de Economia [Proceedings of the 33th Brazilian Economics Meeting] from ANPEC - Associação Nacional dos Centros de Pósgraduação em Economia [Brazilian Association of Graduate Programs in Economics]

Abstract: One of the most relevant discussions on bank regulation is the dichotomy between liberalization, with higher competition, and financial stability. To investigate this problem, the article examines competitive conditions and risk taking in Brazilian banks, and investigates their interrelationship. Competition is measured using Panzar & Rosse model and risk taking by Basel Brazilian Index. Given the relevance of the discussion between Allen & Gale, Grochulski & Kareken and Kahn a measure of concentration was used as a proxy for competition. It is shown that Brazilian banks operate in monopolist competition and that competition increases risk taking. However, competition is not significance to explain credit offer.

JEL-codes: D89 E61 G28 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-com, nep-fin and nep-fmk
Date: 2005

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Related works:
Journal Article: Risco e Competição Bancária no Brasil (2007)
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Persistent link: http://EconPapers.repec.org/RePEc:anp:en2005:042

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