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Small business credit scoring and credit availability

Allen N. Berger () and W. Scott Frame

No 2005-10, Working Paper from Federal Reserve Bank of Atlanta

Abstract: U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.

New Economics Papers: this item is included in nep-bec and nep-ent
Date: 2005
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