Gross loan flows

Ben R. Craig and Joseph Haubrich ()

No 14, Working Paper from Federal Reserve Bank of Cleveland

Abstract: We present a series of stylized facts about gross loan flows and how they vary over time, bank size, and region. We define loan creation as the sum of the change in bank loans at all banks that increased loans since last quarter. Loan destruction is similarly defined as the absolute value of the change in loans at all banks that decreased loans. The gross flow (akin to what the labor literature calls reallocation) is the sum of creation and destruction.

Keywords: Bank loans; Business cycles (search for similar items in EconPapers)
Date: 2000
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Working Paper: Gross loan flows (2006)
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