Foreclosures in Ohio: does lender type matter?

Ozgur Ergungor ()

No 724, Working Paper from Federal Reserve Bank of Cleveland

Abstract: Whether mortgages are originated mostly by depository institutions regulated by the Federal agencies or by less-regulated lenders does not seem to affect the foreclosure filing rate in Ohio’s counties. What seems to matter is whether the lenders have a physical presence in the market, in which case, foreclosure rates are lower.

Keywords: Foreclosure; Mortgage loans (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-ure
Date: 2007
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