Small-business access to trade credit: some evidence of ethnic differences

Daniel Aaronson, Paul Huck and Robert M. Townsend

No 2000-2, Consumer and Community Affairs Policy Studies from Federal Reserve Bank of Chicago

Abstract: Based on findings from a survey of Black Households, this paper highlights socioeconomic and demographic factors that many influence the utilization of different financial markets. In addition, it discusses the potentially important role that informal financial networks can play in racial/ethnic communities. We propose that education programs, proactive community participation and partnerships between financial institutions and community organizations are important for greater access to credit and financial services among Black Households.

Keywords: Discrimination in mortgage loans; Discrimination in consumer credit (search for similar items in EconPapers)
Date: Written
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Journal Article: Small business access to trade credit: some evidence of ethnic differences (2000)
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