The Informational Content of Household Decisions with Applications to Insurance under Adverse Selection

Georges Dionne, Christian S. Gourieroux and C. Vanasse

Working Papers from Paris X - Nanterre, U.F.R. de Sc. Ec. Gest. Maths Infor.

Abstract: We discuss how to detect the informational content of household decisions among the explanatory variables of econometric models. Two applications to the choice of automobile insurance contracts and the demand for life insurance are provided. We show that the information provided by additional decision variables is rather weak and often non significant.

Keywords: HOUSEHOLD; INFORMATION; ADVERSE SELECTION; RISK; INSURANCE (search for similar items in EconPapers)
JEL-codes: C25 D81 G11 G22 (search for similar items in EconPapers)
Date: 1998
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Working Paper: The informational content of household decisions with applications to insurance under adverse selection (1998)
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