Competition in Indian Banking

A. Prasad and Saibal Ghosh

No 05/141, IMF Working Papers from International Monetary Fund

Abstract: It is widely perceived that competition in the Indian banking sector has increased since the inception of the financial sector reforms in 1992. Using annual data on scheduled commercial banks for the period 1996-2004, the paper evaluates the validity of this claim in the Indian context. The empirical evidence reveals that the Indian banking system operates under competitive conditions and earns revenues as if under monopolistic competition.

Keywords: Competition; Banking; India; Bank reforms (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-com, nep-cwa, nep-fmk and nep-mic
Date: 2005-07-28
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