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Working Papers
from University of Michigan, Michigan Retirement Research Center P.O. Box 1248, Ann Arbor, MI 48104. Contact information at EDIRC . Series data maintained by MRRC Administrator ().
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2011: Personality and Response to the Financial Crisis
Angela Duckworth and David Weir
2011: Macroeconomic Conditions and Updating of Expectations by Older Americans
Purvi Sevak and Lucie Schmidt
2011: The Effects of the Financial Crisis on Actual and Anticipated Consumption
Michael D. Hurd and Susann Rohwedder
2011: How Did the Recession of 2007-2009 Affect the Wealth and Retirement of the Near Retirement Age Population in the Health and Retirement Study?
Alan L. Gustman , Thomas L. Steinmeier and Nahid Tabatabai
2011: Does Delay Cause Decay? The Effect of Administrative Decision Time on the Labor Force Participation and Earnings of Disability Applicants
David Autor , Nicole Maestas , Kathleen J. Mullen and Alexander Strand
2011: Earnings Growth versus Measures of Income and Education for Predicting Mortality
Harriet Orcutt Duleep and David A. Jaeger
2011: Consumption and Differential Mortality
Michael Hurd and Susann Rohwedder
2011: The Influence of Public Policy on Health, Wealth and Mortality
John Karl Scholz and Ananth Seshadri
2011: The Importance of State Anti-Discrimination Laws on Employer Accommodation and the Movement of their Employees onto Social Security Disability Insurance
Richard V. Burkhauser , Lauren H. Nicholas and Maximilian D. Schmeiser
2011: Effects of Legal and Unauthorized Immigration on the U.S. Social Security System
Hugo Benítez-Silva , Eva Cárceles-Poveda and Selçuk Eren
2011: Do Stronger Age Discrimination Laws Make Social Security Reforms More Effective?
David Neumark and Joanne Song
2011: Lifecycle Impacts of the Financial and Economic Crisis on Household Optimal Consumption, Portfolio Choice, and Labor Supply
Jingjing Chai , Raimond Maurer , Olivia S. Mitchell and Ralph Rogalla
2011: First-Round Impacts of the 2008 Chilean Pension System Reform
Jere Richard Behrman , María Cecilia Calderón , Olivia S. Mitchell , Javiera Vasquez and David Bravo
2011: The Effects of Changes in Women’s Labor Market Attachment on Redistribution Under the Social Security Benefit Formula
Alan L. Gustman , Thomas L. Steinmeier and Nahid Tabatabai
2011: The Labor Supply Effects of Disability Insurance: Evidence from Automatic Conversion Using Administrative Data
Nicole Maestas and Jae Song
2010: Protecting the Household Incomes of Older Workers with Significant Health-Related Work Limitations in an Era of Fiscal Responsibility
Jody Schimmel and David C. Stapleton
2010: Framing Social Security Reform: Behavioral Responses to Changes in the Full Retirement Age
Luc Behaghel and David Blau
2010: Post-Retirement Adjustments in Defined Benefit Pensions
Charles Brown
2010: Does Disability Insurance Receipt Discourage Work? Using Examiner Assignment to Estimate Causal Effects of SSDI Receipt
Nicole Maestas , Kathleen J. Mullen and Alexander Strand
2010: Intergenerational Transfers in the Health and Retirement Study Data
John Preston Laitner and Amanda Sonnega
2010: The Effects of the Economic Crisis on the Older Population
Michael D. Hurd and Susann Rohwedder
2010: The Social Security Early Retirement Benefit as Safety Net
John Bound and Timothy Aaron Waidmann
2010: Reconciling Findings on the Employment Effect of Disability Insurance
John Bound , Stephan Lindner and Timothy Aaron Waidmann
2010: Occupational Learning, Financial Knowledge, and the Accumulation of Retirement Wealth
Brooke Helppie , Kandice A. Kapinos and Robert J. Willis
2010: The Effects of Medicaid and Medicare Reforms on the Elderly’s Savings and Medical Expenditures
Mariacristina De Nardi , Eric Baird French and John Bailey Jones
2010: Personality, Lifetime Earnings, and Retirement Wealth
Angela Lee Duckworth and David R. Weir
2010: Geographic Dispersion and the Well-Being of the Elderly
Suzanne Bianchi , Kathleen McGarry and Judith Seltzer
2010: How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors
Justine Hastings and Olivia S. Mitchell
2010: How Common is "Parking" Among Social Security Disability Insurance (SSDI) Beneficiaries? Evidence from the 1999 Change in the Level of Substantial Gainful Activity (SGA)
Jody Schimmel , David C. Stapleton and Jae Song
2010: The Effect of the Risk of Out-of-Pocket Spending for Health Care on Economic Preparation for Retirement
Michael D. Hurd and Susann Rohwedder
2010: Cognitive Ability and Retiree Health Care Expenditure
Hanming Fang , Lauren Nicholas and Dan Silverman
2010: The Joint Labor Supply Decision of Married Couples and the Social Security Pension System
Shinichi Nishiyama
2010: The Effects of the Financial Crisis on the Well-Being of Older Americans: Evidence from the Cognitive Economics Study
Matthew D. Shapiro
2010: The Growth in Social Security Benefits Among the Retirement Age Population from Increases in the Cap on Covered Earnings
Alan L. Gustman , Thomas L. Steinmeier and Nahid Tabatabai
2010: Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security
Annamaria Lusardi
2010: Mortgage Contract Decisions and Mortgage Distress: Family and Financial Life-Cycle Factors
Frank Peter Stafford and Elena Gouskova
2010: Health and Wealth in a Life Cycle Model
John Karl Scholz and Ananth Seshadri
2010: Financial Knowledge and Financial Literacy at the Household Level
Alan L. Gustman , Thomas L. Steinmeier and Nahid Tabatabai
2010: Borrowing from Yourself: The Determinants of 401(k) Loan Patterns
Timothy Jun Lu and Olivia S. Mitchell
2010: Participation and Contributions in Tax-deferred Retirement Accounts: Evidence from Social Security Records
Marjorie Honig and Irena Dushi
2009: Proximity and Coresidence of Adult Children and their Parents: Description and Correlates
Janice Compton and Robert A. Pollak
2009: Buffering Shocks to Well-Being Late in Life
Matthew D. Shapiro
2009: How Do Pension Changes Affect Retirement Preparedness? The Trend to Defined Contribution Plans and the Vulnerability of the Retirement Age Population to the Stock Market Decline of 2008-2009
Alan L. Gustman , Thomas L. Steinmeier and Nahid Tabatabai
2009: Mortality Contingent Claims: Impact of Capital Market, Income, and Interest Rate Risk
Wolfram Horneff and Raimond Maurer
2009: The Level and Risk of Out-of-Pocket Health Care Spending
Michael D. Hurd and Susann Rohwedder
2009: Marking Social Security’s Open Group Liability to Market
Paul A. Koehler and Laurence J. Kotlikoff
2009: Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS
Annamaria Lusardi , Olivia S. Mitchell and Vilsa Curto
2009: What Replacement Rates Should Households Use?
John Karl Scholz and Ananth Seshadri
2009: Gain and Loss: Marriage and Wealth Changes Over Time
Julie Margaretta Zissimopoulos
2009: The Displacement Effect of Public Pensions on the Accumulation of Financial Assets
Michael D. Hurd , Pierre-Carl Michaud and Susann Rohwedder
2009: Social Security Literacy and Retirement Well-Being
Hugo Benítez-Silva , Berna Demiralp and Zhen Liu
2009: Investor Behavior and Fund Performance under a Privatized Retirement Accounts System: Evidence from Chile
Elena Krasnokutskaya and Petra Todd
2009: Income, Material Hardship, and the Use of Public Programs among the Elderly
Helen Levy
2009: Retirement in a Life Cycle Model of Labor Supply with Home Production
Richard Rogerson and Johanna Wallenius
2009: Work Disability, Work, and Justification Bias in Europe and the U.S
Arie Kapteyn , James P. Smith and Arthur van Soest
2009: Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
Jingjing Chai , Wolfram Horneff , Raimond Maurer and Olivia S. Mitchell
2009: The Efficiency of Pension Menus and Individual Portfolio Choice in 401(k) Pensions
Ning Tang , Olivia S. Mitchell , Gary R. Mottola and Stephen P. Utkus
2009: Financial Literacy among the Young
Annamaria Lusardi , Olivia S. Mitchell and Vilsa Curto
2009: Social Security Rules and Labor Force Participation of Older Workers: Evidence from Chile
Alejandra Cox Edwards and Estelle James