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Microfinance Market Niches and Client Profiles in Bolivia

Claudio Gonzalez-Vega, Richard L. Meyer, Sergio Navajas, Mark Schreiner (), Jorge Rodriguez-Meza and Guillermo Monje
Additional contact information
Claudio Gonzalez-Vega: Ohio State University
Richard L. Meyer: OSU
Sergio Navajas: OSU
Jorge Rodriguez-Meza: OSU
Guillermo Monje: OSU

Computational Economics from EconWPA

Abstract: This paper presents and interprets descriptive statistics generated from data obtained in a survey of clients of five microfinance organizations believed to be among the best in Bolivia. These lenders represent different combinations of organizational design, lending technology, and market area of operations. Two are regulated financial intermediaries and three are NGOs. Two operate in rural areas (PRODEM and Sartawi) and three operate in urban areas (BancoSol, FIE, and Caja Los Andes). Two offer individual loans and three grant loans through joint liability groups. The paper discusses household-enterprise profiles of a sample of 622 clients and identifies terms and conditions of loan contracts with these organizations to evaluate the depth and quality of their outreach.

Keywords: Marketing; segmentation; Bolivia; competition; microfinance (search for similar items in EconPapers)
JEL-codes: O54 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-lam and nep-mfd
Date: 2001-09-05
Note: Type of Document - Adobe Acrobat 3.0; prepared on Windows 98; to print on Adobe Acrobat 3.0; pages: ; figures: Included in pdf file
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http://129.3.20.41/eps/comp/papers/0109/0109002.pdf (application/pdf)

Related works:
Working Paper: MICROFINANCE MARKET NICHES AND CLIENT PROFILES IN BOLIVIA (1996) Downloads
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