Seven Aspects of Loan Size

Mark Schreiner ()

Development and Comp Systems from EconWPA

Abstract: Attempts to gauge the depth of outreach of microfinance organizations usually start--and often end--with the measurement of loan size. But just what is loan size? Loan size has at least seven aspects, each of which matters not only for depth of outreach but also for profitability. The aspects are: (1) term to maturity, (2) dollars disbursed, (3) average balance, (4) dollars per installment, (5) time between installments, (6) number of installments, and (7) dollar-years of resources. This paper defines the aspects, explains why each matters, and gives examples of their measurement.

Keywords: Outreach; Sustainability; financial institutions (search for similar items in EconPapers)
JEL-codes: J23 D91 H43 N3 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-mfd
Date: 2001-09-05
Note: Type of Document - Adobe Acrobat 3.0; prepared on Windows 98; to print on Adobe Acrobat 3.0; pages: ; figures: Included in pdf file
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Persistent link: http://EconPapers.repec.org/RePEc:wpa:wuwpdc:0109001

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