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Competition Policy and Regulation in Credit Card Markets: Insights from Single-sided Market Analysis

Ralph Winter () and Dennis Carlton ()

CPI Journal, 2014, vol. 10

Abstract: This paper reexamines the economics of two common features of credit card networks: the interchange fee paid by merchant banks, or acquirers, to cardholder banks, or issuers; and the restraint commonly placed on merchants against surcharging for credit card transactions.

Date: 2014
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