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Sex, language, and financial inclusion

Francis Osei-Tutu () and Laurent Weill ()

No 9/2020, BOFIT Discussion Papers from Bank of Finland, Institute for Economies in Transition

Abstract: Reference to gender in language can lead individuals to draw distinctions between genders and reinforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the World Bank’s Global Findex database and perform logit estimations at the individual level. We find the gender gap in the probability of owning a formal account, having access to a formal credit, as well as having savings in a formal financial institution is higher for countries with gendered languages than for countries with genderless languages. These findings are confirmed in robustness checks that control for alternative measures of culture and estimations at the country level.

JEL-codes: G21 Z13 (search for similar items in EconPapers)
Date: 2020-04-01
New Economics Papers: this item is included in nep-fle and nep-gen
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Published in Online First Economics of Transition https://doi.org/10.1111/ecot.12262

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