EconPapers    
Economics at your fingertips  
 

Banking the Unbanked? Evidence from three countries

Pascaline Dupas, Dean Karlan (), Jonathan Robinson and Diego Ubfal ()

No 580, Working Papers from IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University

Abstract: We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17%, 10%, and 3% of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. JEL Codes: C93; D14; G21; O16; O12 Keywords: financial access; savings; banking; micro-finance; field experiment; multicountry; Uganda; Malawi; Chile

Date: 2016
New Economics Papers: this item is included in nep-mfd
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (17) Track citations by RSS feed

Downloads: (external link)
ftp://ftp.igier.unibocconi.it/wp/2016/580.pdf (application/pdf)

Related works:
Journal Article: Banking the Unbanked? Evidence from Three Countries (2018) Downloads
Working Paper: Banking the Unbanked? Evidence from Three Countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence from three countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence from Three Countries (2016) Downloads
Working Paper: Banking the Unbanked? Evidence From Three Countries (2016) Downloads
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:igi:igierp:580

Ordering information: This working paper can be ordered from
http://www.igier.unibocconi.it/en/papers/index.htm

Access Statistics for this paper

More papers in Working Papers from IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University via Rontgen, 1 - 20136 Milano (Italy).
Bibliographic data for series maintained by ().

 
Page updated 2020-11-23
Handle: RePEc:igi:igierp:580