Journal of Payments Strategy & Systems

2006 - 2026

From Henry Stewart Publications
Bibliographic data for series maintained by Henry Stewart Talks ().

Access Statistics for this journal.
Is something missing from the series or not right? See the RePEc data check for the archive and series.

Volume 20, issue 2, 2026

Editorial pp. 120-124

Gijs Boudewijn

Achieving API efficiency: The case for a harmonised universal API stack in European payments pp. 125-140

Ortwin Scheja and Wijnand Machielse

Assessing the impact of agentic commerce on issuer fraud detection and data integrity pp. 141-153

Camil Haroune

Digital identity as payments infrastructure: Foundations, evolution, and research directions pp. 154-168

Mayank Taneja

A Natural Person Identifier for global payments: Next steps pp. 169-178

Sanjay Dharwadker

The stablecoin era: The history and future of stablecoins pp. 179-193

David G. W. Birch and Simon Taylor

No single rail wins: A corridor-based evaluation of cross-border payment performance in Sub-Saharan Africa pp. 194-212

Mahadevan Balakrishnan, Divyarani Raghupatruni and R. Srinivasan

The Eurosystem’s comprehensive payments strategy pp. 213-216

Gerard Hartsink

Designing Change: My Journey through Digital Payments Transformation by Balakrishnan Mahadevan pp. 217-218

Ghita Erling

Money beyond Borders: Global Currencies from Croesus to Crypto by Barry Eichengreen pp. 218-220

David Humphrey

Volume 20, issue 1, 2026

Special issue: Developments in cash and liquidity management pp. 4-7

Gijs Boudewijn

The foreign exchange flux: Liquidity optimisation in view of instant settlement and stablecoins pp. 8-14

Dirk Bullmann and Sophie Dalzell

The efficiency of slow: Rethinking speed in payments pp. 15-22

Ludy Limburg

Designing bank-grade governance: Risk and control frameworks for the use of fiat-backed stablecoins in treasury and transaction banking pp. 23-45

Dastan Shukanayev

Money upgraded: Rethinking cash and liquidity management in the era of tokenised, programmable value pp. 46-58

Inga Bambalaite-Saliba

Liquidity management: Navigating volatility, regulation, and technological change pp. 59-70

Joost Bergen

Instant payments in Czechia: Adoption and future trends pp. 71-101

Ivan Trubelík, Tomáš Karhánek, Simona Malovaná and Aleš Michl

A tale of transactions: An analysis of retail payments in the euro area pp. 102-116

Diederik Bruggink

Volume 19, issue 4, 2025

Editorial pp. 324-327

Gijs Boudewijn

Strategies to govern the imperative of artificial intelligence in payment systems: Integrating trust, security and European regulatory compliance pp. 328-344

Michele Trifiletti

Implementing the digital yuan in global trade payments: A strategic framework for central bank digital currency integration pp. 345-355

Gagandeep Singh, Avtar Singh and Jasdeep Singh Walia

Effectiveness of fraud interventions: Combining systemic and individual interventions pp. 356-363

Martijn De Ruijter

Making the case for real-time payments in CARICOM: Evidence from Jamaica’s economic impact study pp. 364-382

Mahadevan Balakrishnan

It is time to build robust cross-industry anti-fraud and scam capabilities pp. 383-392

Federico Musciotto, Matteo Neri and Kimmo Soramäki

The stack as policy: Rethinking financial infrastructure governance in the age of global instant payments pp. 393-409

Thomas Feiler

Public crypto networks as financial market infrastructures pp. 410-426

Ulrich Bindseil and Omid Malekan

The Past and Future of Money: New Technologies and Economic Risks pp. 427-428

Gerard Hartsink

Volume 19, issue 3, 2025

Editorial pp. 200-202

Gijs Boudewijn

The impact of new regulatory initiatives on payments pp. 203-216

Hari Prasad Josyula

Rewriting the geography of money: A three-pillar framework for programmable liquidity pp. 217-233

Henry Maloba

Why cash alone won’t cut it: Practical strategies to increase resilience in European payment infrastructure pp. 234-246

David G. W. Birch and Lionel Grosclaude

A non-custodial wallet for digital currency: Design challenges and opportunities pp. 247-265

Gabriel R. Bizama, Geoffrey Goodell, Chris Speed, Joe Revans and Ryan David Bowler

Enabling payment initiation services in e-commerce pp. 266-276

Kristina Lajara

Boosting competitiveness in EU retail payments: A strategic policy agenda pp. 277-290

Judith Arnal, Fredrik Andersson and Beatriz Pozo

Combinatorial innovation: Unpacking the genius of India’s Unified Payments Interface pp. 291-308

Balakrishnan Mahadevan and R. Srinivasan

The payments industry in Canada pp. 309-318

Stephen Yun, Gillian Monckton and Peter Brown

The evolution of money and payments: From commodity to digital pp. 319-320

Gerard Hartsink

Volume 19, issue 2, 2025

Editorial pp. 100-102

Gerard Hartsink

A retrospective: Looking back at ‘A Vision for the Future of Cross-border Payments’ pp. 103-113

Philip Bruno, Olivier Denecker and Gottfried Leibbrandt

Bank-led innovation: The expansion of the Zelle network in the US — key drivers, market impact and future outlook pp. 114-123

Vidit Maniyar

Strategic liquidity management: Driving financial flexibility with modern payment solutions pp. 124-132

Sunny Gutta

A framework for digital currencies for financial inclusion in Latin America and the Caribbean pp. 133-153

Gabriel R. Bizama, Bernardo Paniagua, Alex Wu and Max Mitre

Design and implementation of Peru’s retail central bank digital currency pilot pp. 154-169

Milton Vega, Elmer Sánchez León and Arturo Andía

The Brazilian payments landscape: Regulation, recent developments, and challenges pp. 170-184

Breno Lobo, Ricardo Mourão and Angelo Duarte

The payments industry in Colombia: Status and future developments pp. 185-196

Joaquín F. Bernal-Ramirez, Carlos Alberto Arango, Andrea M. Duarte-Carreño and Estela Martínez-Herrera

Volume 19, issue 1, 2025

Editorial pp. 4-7

Gerard Hartsink

Bringing European retailer reality to the payments conversation pp. 8-18

Atze Faas

Integrating payment transaction data, direct from source: Opportunities and limitations for large merchants pp. 19-26

Sam Langsford

The strategic importance of payment data for merchants in the fuel retail industry pp. 27-41

Peter Lambrechts

Strengthening the core: What is next in banking to combat fraud? pp. 42-53

Mats Van Rijn

The role of instant payments and central bank digital currencies in transforming merchant cash management pp. 54-62

Vidit Maniyar

From theory to reality: The varied and often unintended consequences of card payment surcharging pp. 63-71

Maja Milosavljević

Agentic commerce and payments: Exploring the implications of robots paying robots pp. 72-84

David G. W. Birch and Debbie Gamble

From cash to gigabytes: The European evolution in payment technology from a merchant perspective pp. 85-93

Gert Huizinga