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Details about Gene Amromin

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Workplace:Federal Reserve Bank of Chicago, (more information at EDIRC)

Access statistics for papers by Gene Amromin.

Last updated 2017-01-09. Update your information in the RePEc Author Service.

Short-id: pam179


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Working Papers

2016

  1. Loan Product Steering in Mortgage Markets
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
  2. Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
    Research Papers, Stanford University, Graduate School of Business Downloads
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2012) Downloads View citations (9)
    Working Paper Series, Federal Reserve Bank of Chicago (2013) Downloads
    NBER Working Papers, National Bureau of Economic Research, Inc (2012) Downloads View citations (4)

2015

  1. Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)

2014

  1. Access to Refinancing and Mortgage Interest Rates: HARPing on the Importance of Competition
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (1)
  2. Second Liens and the Holdup Problem in Mortgage Renegotiation
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2014) Downloads
  3. The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)

2013

  1. Predatory Lending and the Subprime Crisis
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (2)
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2012) Downloads

    See also Journal Article in Journal of Financial Economics (2014)

2012

  1. From the horse’s mouth: how do investor expectations of risk and return vary with economic conditions?
    Working Paper Series, Federal Reserve Bank of Chicago Downloads

2011

  1. Complex Mortgages
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (5)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2010) Downloads View citations (2)
  2. Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance?
    NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute Downloads
  3. Market-based loss mitigation practices for troubled mortgages following the financial crisis
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (12)
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2010) Downloads View citations (2)
  4. The Role of Securitization in Mortgage Renegotiation
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads View citations (33)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2011) Downloads View citations (28)

    See also Journal Article in Journal of Financial Economics (2011)

2009

  1. Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (9)
  2. Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads

2008

  1. Expectations of risk and return among household investors: Are their Sharpe ratios countercyclical?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) Downloads View citations (7)
    See also Journal Article in Proceedings (2009)
  2. The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads

2007

  1. Debit card and cash usage: a cross-country analysis
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (10)

2006

  1. How did the 2003 dividend tax cut affect stock prices?
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (4)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2005) Downloads View citations (3)

    See also Journal Article in Financial Management (2008)
  2. The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2006) Downloads View citations (1)

    See also Chapter (2007)
    Journal Article in Journal of Public Economics (2007)
  3. Transforming payment choices by doubling fees on the Illinois tollway
    Working Paper Series, Federal Reserve Bank of Chicago Downloads
    See also Journal Article in Economic Perspectives (2007)

2005

  1. From the horse's mouth: gauging conditional expected stock returns from investor surveys
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) Downloads
    See also Journal Article in Proceedings (2005)
  2. How did the 2003 dividend tax cut affect stock prices and corporate payout policy?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) Downloads
  3. Precautionary savings motives and tax efficiency of household portfolios: an empirical analysis
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) Downloads
    See also Chapter (2008)

Journal Articles

2016

  1. Mortgage Refinancing during the Great Recession: The Role of Credit Scores
    Chicago Fed Letter, 2016 Downloads View citations (1)
  2. The When, What and Where of Consumer Debt: The View from Cook County
    Profitwise, 2016, (3), 6-11 Downloads

2015

  1. Consumer Credit Trends by Income and Geography in 2001–12
    Chicago Fed Letter, 2015 Downloads
  2. Financial literacy and financial planning: Evidence from India
    Journal of Housing Economics, 2015, 27, (C), 4-21 Downloads View citations (1)
  3. The Great Recession and Credit Trends across Income Groups
    American Economic Review, 2015, 105, (5), 147-53 Downloads View citations (2)

2014

  1. From the Horse's Mouth: Economic Conditions and Investor Expectations of Risk and Return
    Management Science, 2014, 60, (4), 845-866 Downloads View citations (5)
  2. Homebuilders, Affiliated Financing Arms and the Mortgage Crisis
    Economic Perspectives, 2014, (Q II), 38-51 Downloads
  3. Predatory lending and the subprime crisis
    Journal of Financial Economics, 2014, 113, (1), 29-52 Downloads View citations (10)
    See also Working Paper (2013)

2013

  1. Detroit’s bankruptcy: the uncharted waters of Chapter 9
    Chicago Fed Letter, 2013, (Nov) Downloads

2011

  1. Tempestuous municipal debt markets: Oxymoron or new reality?
    Chicago Fed Letter, 2011, (Oct) Downloads
  2. The role of securitization in mortgage renegotiation
    Journal of Financial Economics, 2011, 102, (3), 559-578 Downloads View citations (28)
    See also Working Paper (2011)

2010

  1. Default rates on prime and subprime mortgages: differences & similarities
    Profitwise, 2010, (Sep), 1-10 Downloads View citations (1)
  2. Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis
    American Economic Review, 2010, 100, (2), 495-500 Downloads View citations (10)

2009

  1. Comparing patterns of default among prime and subprime mortgages
    Economic Perspectives, 2009, (Q II), 18-37 Downloads View citations (3)
  2. Economic Perspectives special issue on payments fraud: an introduction
    Economic Perspectives, 2009, (Q I), 2-6 Downloads
  3. Expectations of risk and return among household investors: Are their Sharpe ratios countercyclical?
    Proceedings, 2009, (Jan) Downloads View citations (3)
    See also Working Paper (2008)
  4. Whither Loose Change? The Diminishing Demand for Small-Denomination Currency
    Journal of Money, Credit and Banking, 2009, 41, (2-3), 315-335 Downloads View citations (33)

2008

  1. How Did the 2003 Dividend Tax Cut Affect Stock Prices?
    Financial Management, 2008, 37, (4), 625-646 Downloads View citations (7)
    See also Working Paper (2006)

2007

  1. The tradeoff between mortgage prepayments and tax-deferred retirement savings
    Journal of Public Economics, 2007, 91, (10), 2014-2040 Downloads View citations (11)
    See also Chapter (2007)
    Working Paper (2006)
  2. Transforming payment choices by doubling fees on the Illinois Tollway
    Economic Perspectives, 2007, (Q II), 22-47 Downloads View citations (5)
    Also in Conference Series ; [Proceedings], 2005 (2005) Downloads View citations (5)

    See also Working Paper (2006)
  3. Using payment innovations to improve transportation networks: a conference summary
    Chicago Fed Letter, 2007, (Sep) Downloads

2006

  1. Inducing more efficient payment on the Illinois Tollway
    Chicago Fed Letter, 2006, (Apr) Downloads View citations (1)

2005

  1. From the horse’s mouth: gauging conditional expected stock returns from investor surveys
    Proceedings, 2005 Downloads View citations (1)
    See also Working Paper (2005)

2003

  1. Hedging Employee Stock Options, Corporate Taxes, and Debt
    National Tax Journal, 2003, 56, (3), 513-33 Downloads View citations (1)
  2. Household Portfolio Choices in Taxable and Tax-Deferred Accounts: Another Puzzle?
    Review of Finance, 2003, 7, (3), 547-582 Downloads View citations (4)
    Also in Review of Finance, 2003, 7, (3), 547-582 (2003) Downloads View citations (12)
  3. What Explains Early Withdrawals From Retirement Accounts? Evidence From a Panel of Taxpayers
    National Tax Journal, 2003, 56, (3), 595-612 Downloads View citations (9)

Chapters

2008

  1. Precautionary Savings Motives and Tax Efficiency of Household Portfolios: An Empirical Analysis
    A chapter in Tax Policy and the Economy, Volume 22, 2008, pp 5-41 Downloads
    See also Working Paper (2005)

2007

  1. The tradeoff between mortgage prepayments and tax-deferred retirement savings
    A chapter in Trans-Atlantic Public Economics Seminar (TAPES), Public Policy and Retirement, 2007, pp 2014-2040 View citations (10)
    See also Journal Article in Journal of Public Economics (2007)
    Working Paper (2006)
 
Page updated 2017-03-27