Details about Kristopher Gerardi

Access statistics for papers by Kristopher Gerardi.

Last updated 2013-01-24. Update your information in the RePEc Author Service.

Short-id: pge160

Working Papers

2012

1. Foreclosure externalities: Some new evidence
   Working Paper, Federal Reserve Bank of Atlanta
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2012)
   Public Policy Discussion Paper, Federal Reserve Bank of Boston (2012)
2. Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
   Also in Public Policy Discussion Paper, Federal Reserve Bank of Boston (2012) View citations (4)
   Working Paper, Federal Reserve Bank of Atlanta (2012) View citations (1)

2011

3. Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process
   NBER Working Papers, National Bureau of Economic Research, Inc
   Also in Working Paper, Federal Reserve Bank of Atlanta (2011)
   Public Policy Discussion Paper, Federal Reserve Bank of Boston (2011)
   See also Journal Article in Journal of Urban Economics (2013)
4. Price discrimination and business-cycle risk
   Working Paper, Federal Reserve Bank of Atlanta

2010

5. Consumer Heterogeneity and Markups over the Business Cycle: Evidence from the Airline Industry
   BEA Working Papers, Bureau of Economic Analysis
6. Financial literacy and subprime mortgage delinquency: evidence from a survey matched to administrative data
   Working Paper, Federal Reserve Bank of Atlanta View citations (8)
7. Reasonable people did disagree: optimism and pessimism about the U.S. housing market before the crash
   Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (3)
8. The effect of social entitlement programs on private transfers: new evidence of crowding out
   Working Paper, Federal Reserve Bank of Atlanta
9. What explains differences in foreclosure rates? a response to Piskorski, Seru, and Vig
   Working Paper, Federal Reserve Bank of Atlanta View citations (1)
   Also in Working Papers, Federal Reserve Bank of Boston (2010)

2009

10. Decomposing the foreclosure crisis: House price depreciation versus bad underwriting
    Working Paper, Federal Reserve Bank of Atlanta View citations (3)
11. Making sense of the subprime crisis
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (37)
    Also in Working Paper, Federal Reserve Bank of Atlanta (2009) View citations (7)
    See also Journal Article in Brookings Papers on Economic Activity (2008)
12. Reducing Foreclosures: No Easy Answers
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
    Also in Working Paper, Federal Reserve Bank of Atlanta (2009) View citations (2)
    See also Chapter (2010)
13. Reducing foreclosures
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (11)
14. Subprime mortgages, foreclosures, and urban neighborhoods
    Working Paper, Federal Reserve Bank of Atlanta View citations (4)
    Also in Public Policy Discussion Paper, Federal Reserve Bank of Boston (2008)
    See also Journal Article in The B.E. Journal of Economic Analysis & Policy (2009)
15. Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    Also in Working Paper, Federal Reserve Bank of Atlanta (2009) View citations (14)
    Public Policy Discussion Paper, Federal Reserve Bank of Boston (2009) View citations (11)

2008

16. Negative equity and foreclosure: theory and evidence
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (41)
    See also Journal Article in Journal of Urban Economics (2008)
17. Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures
    2008 Meeting Papers, Society for Economic Dynamics View citations (4)
    Also in Working Papers, Federal Reserve Bank of Boston (2007) View citations (57)
18. Subprime facts: what (we think) we know about the subprime crisis and what we don’t
    Public Policy Discussion Paper, Federal Reserve Bank of Boston View citations (14)

2007

19. Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (13)
    Also in Public Policy Discussion Paper, Federal Reserve Bank of Boston (2006) View citations (7)
    Working Papers, Princeton University, Department of Economics, Center for Economic Policy Studies. (2007) View citations (6)
20. The effects of competition on price dispersion in the airline industry: a panel analysis
    Working Papers, Federal Reserve Bank of Boston View citations (6)

Journal Articles

2013

1. Do borrower rights improve borrower outcomes? Evidence from the foreclosure process
   Journal of Urban Economics, 2013, 73, (1), 1-17
   See also Working Paper (2011)

2012

2. Price Dispersion Over the Business Cycle: Evidence from the Airline Industry
   Journal of Industrial Economics, 2012, 60, (3), 347-373

2011

3. Decoding misperceptions: The role of underwriting and appropriate policy responses
   Journal of Policy Analysis and Management, 2011, 30, (2), 396-398 View citations (1)
4. Understanding the foreclosure crisis
   Journal of Policy Analysis and Management, 2011, 30, (2), 382-388

2010

5. Mortgage foreclosure prevention efforts
   Economic Review, 2010 View citations (2)
6. The Impact of Deregulation and Financial Innovation on Consumers: The Case of the Mortgage Market
   Journal of Finance, 2010, 65, (1), 333-360 View citations (8)

2009

7. Does Competition Reduce Price Dispersion? New Evidence from the Airline Industry
   Journal of Political Economy, 2009, 117, (1), 1-37 View citations (30)
8. Subprime Mortgages, Foreclosures, and Urban Neighborhoods
   The B.E. Journal of Economic Analysis & Policy, 2009, 9, (3), 12 View citations (6)
   See also Working Paper (2009)

2008

9. Foreclosures, house-price changes, and subprime mortgages in Massachusetts cities and towns
   Interactive Maps and Charts, 2008
10. Just the facts: An initial analysis of subprime's role in the housing crisis
    Journal of Housing Economics, 2008, 17, (4), 291-305 View citations (11)
11. Making Sense of the Subprime Crisis
    Brookings Papers on Economic Activity, 2008, 39, (2 (Fall)), 69-159 View citations (26)
    See also Working Paper (2009)
12. Negative equity and foreclosure: Theory and evidence
    Journal of Urban Economics, 2008, 64, (2), 234-245 View citations (68)
    See also Working Paper (2008)
13. Summary of "subprime outcomes: risky mortgages, homeownership experiences, and foreclosures"
    Proceedings, 2008, (May), 153-170

2007

14. A summary of: "Do households benefit from financial deregulation and innovation? the case of mortgage market"
    Proceedings, 2007, (May), 302-303

Chapters

2010

1. Reducing Foreclosures: No Easy Answers
   A chapter in NBER Macroeconomics Annual 2009, Volume 24, 2010, pp 89-138 View citations (3)
   See also Working Paper (2009)
2. foreclosure, economics of
   Palgrave Macmillan