Details about Xavier Gine
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Last updated 2024-11-09. Update your information in the RePEc Author Service.
Short-id: pgi131
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Working Papers
2023
- Alternative Delivery Channels and Impacts: Agent Banking
Policy Research Working Paper Series, The World Bank 
See also Chapter Alternative delivery channels and impacts: agent banking, Chapters, Edward Elgar Publishing (2023) (2023)
- Anticipation, Disappointment and Adaptation: Evidence from a Home Upgrading Project
Policy Research Working Paper Series, The World Bank
- Over-Drilling: Local Externalities and the Social Cost of Electricity Subsidies for Groundwater Pumping
Policy Research Working Paper Series, The World Bank
2022
- Give Me a Pass: Flexible Credit for Entrepreneurs in Colombia
NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
Also in Policy Research Working Paper Series, The World Bank (2022)
2021
- Efficient Irrigation and Water Conservation: Evidence from South India
Policy Research Working Paper Series, The World Bank View citations (1)
See also Journal Article Efficient irrigation and water conservation: Evidence from South India, Journal of Development Economics, Elsevier (2023) View citations (5) (2023)
2020
- Appropriate Technology Use and Autonomy: Evidence from Mexico
NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
- Autonomy and Specificity in Agricultural Technology Adoption: Evidence from Mexico
Policy Research Working Paper Series, The World Bank View citations (6)
- Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives
NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2020) View citations (2)
See also Journal Article Consumer Protection for Financial Inclusion in Low- and Middle-Income Countries: Bridging Regulator and Academic Perspectives, Annual Review of Financial Economics, Annual Reviews (2021) View citations (11) (2021)
- Empowering Farmers to Adopt Agricultural Recommendations
World Bank Publications - Reports, The World Bank Group
- The Role of Gender in Agent Banking: Evidence from the Democratic Republic of Congo
Policy Research Working Paper Series, The World Bank 
See also Journal Article The role of gender in agent banking: Evidence from the Democratic Republic of Congo, World Development, Elsevier (2021) View citations (6) (2021)
- Toward Successful Development Policies: Insights from Research in Development Economics
Policy Research Working Paper Series, The World Bank View citations (1)
2019
- Beyond the S-curve: Insurance Penetration, Institutional Quality and Financial Market Development
Policy Research Working Paper Series, The World Bank View citations (1)
- Targeting Inputs: Experimental Evidence from Tanzania
Policy Research Working Paper Series, The World Bank
2018
- Banking with agents: experimental evidence from Senegal
Policy Research Working Paper Series, The World Bank View citations (3)
See also Journal Article Banking with Agents: Experimental Evidence from Senegal, Economic Development and Cultural Change, University of Chicago Press (2024) (2024)
- Designing Wage Contracts in Multi-Goal Organizations
World Bank Publications - Reports, The World Bank Group
- Endowment Effects and Usage of Financial Products: Field Evidence from Malawi
Policy Research Working Paper Series, The World Bank View citations (2)
- The Pros and Cons of Agent Banking
World Bank Publications - Reports, The World Bank Group
- The impact of social mobilization on health service delivery and health outcomes: Evidence from rural Pakistan
WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) View citations (2)
Also in Policy Research Working Paper Series, The World Bank (2018) View citations (2)
2017
- Agent banking in a highly under-developed financial sector: evidence from the Democratic Republic of Congo
Policy Research Working Paper Series, The World Bank 
See also Journal Article Agent banking in a highly under-developed financial sector: Evidence from Democratic Republic of Congo, World Development, Elsevier (2018) View citations (8) (2018)
- Are Labor Supply Decisions Consistent with Neoclassical Preferences? Evidence from Indian Boat Owners
Working Papers, CEMFI View citations (11)
Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2016)  Policy Research Working Paper Series, The World Bank (2016) 
See also Journal Article Are labor supply decisions consistent with neoclassical preferences? Evidence from Indian boat owners, Journal of Economic Behavior & Organization, Elsevier (2017) View citations (13) (2017)
- Financial Information in Colombia
Borradores de Economia, Banco de la Republica de Colombia View citations (3)
Also in Policy Research Working Paper Series, The World Bank (2017) View citations (3)
- Information disclosure and demand elasticity of financial products: evidence from a multi-country study
Policy Research Working Paper Series, The World Bank View citations (6)
- Mission and the bottom line: performance incentives in a multi-goal organization
Policy Research Working Paper Series, The World Bank View citations (3)
See also Journal Article Mission and the Bottom Line: Performance Incentives in a Multigoal Organization, The Review of Economics and Statistics, MIT Press (2022) View citations (3) (2022)
- You Get What You Ask For
World Bank Publications - Reports, The World Bank Group
2016
- Financial (Dis-)information: evidence from a multi-country audit study
Policy Research Working Paper Series, The World Bank View citations (1)
See also Journal Article Financial (dis-)information: Evidence from a multi-country audit study, Journal of Public Economics, Elsevier (2022) View citations (2) (2022)
- Markets, contracts, and uncertainty in a groundwater economy
Policy Research Working Paper Series, The World Bank
- Savings defaults and payment delays for cash transfers: field experimental evidence from Malawi
Policy Research Working Paper Series, The World Bank View citations (3)
See also Journal Article Savings defaults and payment delays for cash transfers: Field experimental evidence from Malawi, Journal of Development Economics, Elsevier (2017) View citations (21) (2017)
2015
- Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
NBER Working Papers, National Bureau of Economic Research, Inc View citations (20)
See also Journal Article Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi, Economic Development and Cultural Change, University of Chicago Press (2016) View citations (82) (2016)
2014
- Barriers to Entrepreneurship in Rural Pakistan
World Bank Publications - Reports, The World Bank Group
- Financial (dis-)information: evidence from an audit study in Mexico
Policy Research Working Paper Series, The World Bank View citations (3)
- How does risk management influence production decisions? evidence from a field experiment
Staff Reports, Federal Reserve Bank of New York View citations (2)
Also in 2013 Meeting Papers, Society for Economic Dynamics (2013) View citations (17) Policy Research Working Paper Series, The World Bank (2013) View citations (33)
See also Journal Article How Does Risk Management Influence Production Decisions? Evidence from a Field Experiment, The Review of Financial Studies, Society for Financial Studies (2017) View citations (73) (2017)
- Money or ideas ? a field experiment on constraints to entrepreneurship in rural Pakistan
Policy Research Working Paper Series, The World Bank View citations (21)
- The economic effects of a borrower bailout: evidence from an emerging market
Policy Research Working Paper Series, The World Bank View citations (3)
See also Journal Article The Economic Effects of a Borrower Bailout: Evidence from an Emerging Market, The Review of Financial Studies, Society for Financial Studies (2018) View citations (8) (2018)
2012
- Barriers to Household Risk Management: Evidence from India
IMF Working Papers, International Monetary Fund View citations (96)
Also in Staff Reports, Federal Reserve Bank of New York (2009) View citations (41) Policy Research Working Paper Series, The World Bank (2010) View citations (22)
See also Journal Article Barriers to Household Risk Management: Evidence from India, American Economic Journal: Applied Economics, American Economic Association (2013) View citations (342) (2013)
- Does a picture paint a thousand words ? evidence from a microcredit marketing experiment
Policy Research Working Paper Series, The World Bank
- How accurate are recall data ? evidence from coastal India
Policy Research Working Paper Series, The World Bank View citations (1)
See also Journal Article How accurate are recall data? Evidence from coastal India, Journal of Development Economics, Elsevier (2014) View citations (44) (2014)
- Revising Commitments: Field Evidence on the Adjustment of Prior Choices
NBER Working Papers, National Bureau of Economic Research, Inc View citations (32)
Also in Policy Research Working Paper Series, The World Bank (2012) View citations (18)
2011
- After the microfinance crisis: assessing the role of government-led microcredit alternatives
Policy Research Working Paper Series, The World Bank
- Being Surveyed Can Change Later Behavior and Related Parameter Estimates
Scholarly Articles, Harvard University Department of Economics View citations (65)
- Commitments to save: a field experiment in rural Malawi
Policy Research Working Paper Series, The World Bank View citations (100)
- Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi
NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
See also Journal Article Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi, American Economic Review, American Economic Association (2012) View citations (48) (2012)
- The Impact of Commitment Savings Accounts: The Case of Malawi
World Bank Publications - Reports, The World Bank Group
- Together we will: experimental evidence on female voting behavior in Pakistan
Policy Research Working Paper Series, The World Bank View citations (11)
See also Journal Article Together We Will: Experimental Evidence on Female Voting Behavior in Pakistan, American Economic Journal: Applied Economics, American Economic Association (2018) View citations (29) (2018)
2010
- Biometric technology in rural credit markets
2020 vision briefs, International Food Policy Research Institute (IFPRI)
- Eliciting probabilistic expectations with visual aids in developing countries: how sensitive are answers to variations in elicitation design ?
Policy Research Working Paper Series, The World Bank View citations (4)
See also Journal Article Eliciting probabilistic expectations with visual aids in developing countries: how sensitive are answers to variations in elicitation design?, Journal of Applied Econometrics, John Wiley & Sons, Ltd. (2011) View citations (48) (2011)
- Identification strategy: a field experiment on dynamic incentives in rural credit markets
Policy Research Working Paper Series, The World Bank View citations (4)
- Microinsurance: a case study of the Indian rainfall index insurance market
Policy Research Working Paper Series, The World Bank View citations (26)
- Using Biometric Technology in Rural Credit Markets: The Case of Malawi
World Bank Publications - Reports, The World Bank Group View citations (1)
2009
- Evaluating the efficiency of a bankruptcy reform
World Bank Publications - Reports, The World Bank Group
- Finding Missing Markets (and a disturbing epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya
CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (104)
Also in Policy Research Working Paper Series, The World Bank (2008) View citations (7) Center Discussion Papers, Yale University, Economic Growth Center (2008) View citations (9) Working Papers, Economic Growth Center, Yale University (2008) View citations (8) Working Papers, Yale University, Department of Economics (2008) View citations (8)
See also Journal Article Finding Missing Markets (and a Disturbing Epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya, American Journal of Agricultural Economics, Agricultural and Applied Economics Association (2009) View citations (101) (2009)
- Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups
Center Discussion Papers, Yale University, Economic Growth Center View citations (28)
Also in Working Papers, Economic Growth Center, Yale University (2009) View citations (27) Center Discussion Papers, Yale University, Economic Growth Center (2009) View citations (29) Working Papers, Yale University, Department of Economics (2009) View citations (41)
- Measuring Subjective Expectations in Developing Countries: A Critical Review and New Evidence
Policy Research Working Paper Series, The World Bank View citations (22)
See also Journal Article Measuring subjective expectations in developing countries: A critical review and new evidence, Journal of Development Economics, Elsevier (2011) View citations (181) (2011)
- Put your money where your butt is: a commitment contract for smoking cessation
Policy Research Working Paper Series, The World Bank View citations (10)
See also Journal Article Put Your Money Where Your Butt Is: A Commitment Contract for Smoking Cessation, American Economic Journal: Applied Economics, American Economic Association (2010) View citations (210) (2010)
- The Promise of Index Insurance
World Bank Publications - Reports, The World Bank Group
2007
- Group Versus Individual Liability: A Field Experiment in the Philippines
Working Papers, Center for Global Development View citations (10)
Also in Policy Research Working Paper Series, The World Bank (2006) View citations (31) CEPR Discussion Papers, C.E.P.R. Discussion Papers (2007) View citations (9) Working Papers, Economic Growth Center, Yale University (2006) View citations (38) Center Discussion Papers, Yale University, Economic Growth Center (2006) View citations (26) Natural Field Experiments, The Field Experiments Website (2006) View citations (23)
- Insurance, credit, and technology adoption: field experimental evidence from Malawi
Policy Research Working Paper Series, The World Bank View citations (46)
- Patterns of rainfall insurance participation in rural India
Staff Reports, Federal Reserve Bank of New York View citations (59)
Also in Policy Research Working Paper Series, The World Bank (2007) View citations (7)
See also Journal Article Patterns of Rainfall Insurance Participation in Rural India, The World Bank Economic Review, World Bank (2008) View citations (217) (2008)
- Statistical analysis of rainfall insurance payouts in southern India
Policy Research Working Paper Series, The World Bank View citations (48)
See also Journal Article Statistical Analysis of Rainfall Insurance Payouts in Southern India, American Journal of Agricultural Economics, Agricultural and Applied Economics Association (2007) View citations (46) (2007)
2006
- Credit Constraints as a Barrier to Technology Adoption by the Poor: Lessons from South-Indian Small-Scale Fishery
WIDER Working Paper Series, World Institute for Development Economic Research (UNU-WIDER) View citations (14)
Also in Policy Research Working Paper Series, The World Bank (2005) View citations (19)
- Do reorganization costs matter for efficiency ? Evidence from a bankruptcy reform in Colombia
Policy Research Working Paper Series, The World Bank View citations (9)
See also Journal Article Do Reorganization Costs Matter for Efficiency? Evidence from a Bankruptcy Reform in Colombia, Journal of Law and Economics, University of Chicago Press (2010) View citations (9) (2010)
- Growing export-oriented crops in kenya: An evaluation of drumnet services
Natural Field Experiments, The Field Experiments Website View citations (1)
- Learning about Oneself: Technology Financing in a Tamil Fishing
2006 Meeting Papers, Society for Economic Dynamics View citations (1)
- Microfinance Games
Working Papers, Economic Growth Center, Yale University View citations (25)
Also in Framed Field Experiments, The Field Experiments Website (2006) View citations (3) Center Discussion Papers, Yale University, Economic Growth Center (2006) View citations (2) Working Papers, The Field Experiments Website (2006) View citations (20) Policy Research Working Paper Series, The World Bank (2006) View citations (33)
See also Journal Article Microfinance Games, American Economic Journal: Applied Economics, American Economic Association (2010) View citations (74) (2010)
2005
- Access to capital in rural Thailand: an estimated model of formal versus informal credit
Policy Research Working Paper Series, The World Bank View citations (4)
- Cultivate or rent out ? Land security in rural Thailand
Policy Research Working Paper Series, The World Bank View citations (6)
2003
- Evaluation of financial liberalization: a general equilibrium model with constrained occupation choice
Policy Research Working Paper Series, The World Bank View citations (14)
See also Journal Article Evaluation of financial liberalization: a general equilibrium model with constrained occupation choice, Journal of Development Economics, Elsevier (2004) View citations (136) (2004)
Journal Articles
2024
- Banking with Agents: Experimental Evidence from Senegal
Economic Development and Cultural Change, 2024, 72, (3), 1357 - 1389 
See also Working Paper Banking with agents: experimental evidence from Senegal, Policy Research Working Paper Series (2018) View citations (3) (2018)
- Digital payments
Oxford Review of Economic Policy, 2024, 40, (1), 118-128
2023
- Efficient irrigation and water conservation: Evidence from South India
Journal of Development Economics, 2023, 162, (C) View citations (5)
See also Working Paper Efficient Irrigation and Water Conservation: Evidence from South India, Policy Research Working Paper Series (2021) View citations (1) (2021)
- Experience in financial decision-making: Field evidence from Malawi
Journal of Development Economics, 2023, 161, (C)
2022
- Efficiency and equity of input subsidies: Experimental evidence from Tanzania†
American Journal of Agricultural Economics, 2022, 104, (5), 1625-1655 View citations (2)
- Financial (dis-)information: Evidence from a multi-country audit study
Journal of Public Economics, 2022, 208, (C) View citations (2)
See also Working Paper Financial (Dis-)information: evidence from a multi-country audit study, Policy Research Working Paper Series (2016) View citations (1) (2016)
- Mission and the Bottom Line: Performance Incentives in a Multigoal Organization
The Review of Economics and Statistics, 2022, 104, (4), 748-763 View citations (3)
See also Working Paper Mission and the bottom line: performance incentives in a multi-goal organization, Policy Research Working Paper Series (2017) View citations (3) (2017)
2021
- Consumer Protection for Financial Inclusion in Low- and Middle-Income Countries: Bridging Regulator and Academic Perspectives
Annual Review of Financial Economics, 2021, 13, (1), 219-246 View citations (11)
See also Working Paper Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives, NBER Working Papers (2020) View citations (2) (2020)
- Money or Management? A Field Experiment on Constraints to Entrepreneurship in Rural Pakistan
Economic Development and Cultural Change, 2021, 70, (1), 41 - 86 View citations (5)
- The role of gender in agent banking: Evidence from the Democratic Republic of Congo
World Development, 2021, 146, (C) View citations (6)
See also Working Paper The Role of Gender in Agent Banking: Evidence from the Democratic Republic of Congo, Policy Research Working Paper Series (2020) (2020)
2020
- Contracting under uncertainty: Groundwater in South India
Quantitative Economics, 2020, 11, (1), 399-435 View citations (2)
2018
- Agent banking in a highly under-developed financial sector: Evidence from Democratic Republic of Congo
World Development, 2018, 107, (C), 54-74 View citations (8)
See also Working Paper Agent banking in a highly under-developed financial sector: evidence from the Democratic Republic of Congo, Policy Research Working Paper Series (2017) (2017)
- The Economic Effects of a Borrower Bailout: Evidence from an Emerging Market
The Review of Financial Studies, 2018, 31, (5), 1752-1783 View citations (8)
See also Working Paper The economic effects of a borrower bailout: evidence from an emerging market, Policy Research Working Paper Series (2014) View citations (3) (2014)
- Together We Will: Experimental Evidence on Female Voting Behavior in Pakistan
American Economic Journal: Applied Economics, 2018, 10, (1), 207-35 View citations (29)
See also Working Paper Together we will: experimental evidence on female voting behavior in Pakistan, Policy Research Working Paper Series (2011) View citations (11) (2011)
2017
- Are labor supply decisions consistent with neoclassical preferences? Evidence from Indian boat owners
Journal of Economic Behavior & Organization, 2017, 142, (C), 331-347 View citations (13)
See also Working Paper Are Labor Supply Decisions Consistent with Neoclassical Preferences? Evidence from Indian Boat Owners, Working Papers (2017) View citations (11) (2017)
- How Does Risk Management Influence Production Decisions? Evidence from a Field Experiment
The Review of Financial Studies, 2017, 30, (6), 1935-1970 View citations (73)
See also Working Paper How does risk management influence production decisions? evidence from a field experiment, Staff Reports (2014) View citations (2) (2014)
- Savings defaults and payment delays for cash transfers: Field experimental evidence from Malawi
Journal of Development Economics, 2017, 129, (C), 1-13 View citations (21)
See also Working Paper Savings defaults and payment delays for cash transfers: field experimental evidence from Malawi, Policy Research Working Paper Series (2016) View citations (3) (2016)
2016
- Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
Economic Development and Cultural Change, 2016, 64, (2), 187 - 220 View citations (82)
See also Working Paper Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi, NBER Working Papers (2015) View citations (20) (2015)
2014
- Group versus individual liability: Short and long term evidence from Philippine microcredit lending groups
Journal of Development Economics, 2014, 107, (C), 65-83 View citations (75)
- How accurate are recall data? Evidence from coastal India
Journal of Development Economics, 2014, 106, (C), 52-65 View citations (44)
See also Working Paper How accurate are recall data ? evidence from coastal India, Policy Research Working Paper Series (2012) View citations (1) (2012)
2013
- Barriers to Household Risk Management: Evidence from India
American Economic Journal: Applied Economics, 2013, 5, (1), 104-35 View citations (342)
See also Working Paper Barriers to Household Risk Management: Evidence from India, IMF Working Papers (2012) View citations (96) (2012)
2012
- Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi
American Economic Review, 2012, 102, (6), 2923-54 View citations (48)
See also Working Paper Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi, NBER Working Papers (2011) View citations (6) (2011)
2011
- Access to capital in rural Thailand: An estimated model of formal vs. informal credit
Journal of Development Economics, 2011, 96, (1), 16-29 View citations (18)
- Eliciting probabilistic expectations with visual aids in developing countries: how sensitive are answers to variations in elicitation design?
Journal of Applied Econometrics, 2011, 26, (3), 479-497 View citations (48)
See also Working Paper Eliciting probabilistic expectations with visual aids in developing countries: how sensitive are answers to variations in elicitation design ?, Policy Research Working Paper Series (2010) View citations (4) (2010)
- Measuring subjective expectations in developing countries: A critical review and new evidence
Journal of Development Economics, 2011, 94, (2), 151-163 View citations (181)
See also Working Paper Measuring Subjective Expectations in Developing Countries: A Critical Review and New Evidence, Policy Research Working Paper Series (2009) View citations (22) (2009)
2010
- Do Reorganization Costs Matter for Efficiency? Evidence from a Bankruptcy Reform in Colombia
Journal of Law and Economics, 2010, 53, (4), 833 - 864 View citations (9)
See also Working Paper Do reorganization costs matter for efficiency ? Evidence from a bankruptcy reform in Colombia, Policy Research Working Paper Series (2006) View citations (9) (2006)
- Microfinance Games
American Economic Journal: Applied Economics, 2010, 2, (3), 60-95 View citations (74)
See also Working Paper Microfinance Games, Working Papers (2006) View citations (25) (2006)
- Put Your Money Where Your Butt Is: A Commitment Contract for Smoking Cessation
American Economic Journal: Applied Economics, 2010, 2, (4), 213-35 View citations (210)
See also Working Paper Put your money where your butt is: a commitment contract for smoking cessation, Policy Research Working Paper Series (2009) View citations (10) (2009)
2009
- AJAE appendix for “Finding Missing Markets (and a Disturbing Epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya”
American Journal of Agricultural Economics APPENDICES, 2009, 91, (4), 9 View citations (93)
- Finding Missing Markets (and a Disturbing Epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya
American Journal of Agricultural Economics, 2009, 91, (4), 973-990 View citations (101)
See also Working Paper Finding Missing Markets (and a disturbing epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya, CEPR Discussion Papers (2009) View citations (104) (2009)
2008
- Patterns of Rainfall Insurance Participation in Rural India
The World Bank Economic Review, 2008, 22, (3), 539-566 View citations (217)
See also Working Paper Patterns of rainfall insurance participation in rural India, Staff Reports (2007) View citations (59) (2007)
2007
- Statistical Analysis of Rainfall Insurance Payouts in Southern India
American Journal of Agricultural Economics, 2007, 89, (5), 1248-1254 View citations (46)
See also Working Paper Statistical analysis of rainfall insurance payouts in southern India, Policy Research Working Paper Series (2007) View citations (48) (2007)
2004
- Evaluation of financial liberalization: a general equilibrium model with constrained occupation choice
Journal of Development Economics, 2004, 74, (2), 269-307 View citations (136)
See also Working Paper Evaluation of financial liberalization: a general equilibrium model with constrained occupation choice, Policy Research Working Paper Series (2003) View citations (14) (2003)
Chapters
2023
- Alternative delivery channels and impacts: agent banking
Chapter 9 in Handbook of Microfinance, Financial Inclusion and Development, 2023, pp 150-163 
See also Working Paper Alternative Delivery Channels and Impacts: Agent Banking, The World Bank (2023) (2023)
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