Details about Brigitte C. Madrian

Homepage:	https://marriottschool.byu.edu/brigitte-madrian
Postal address:	Marriott School of Business 730A TNB Brigham Young University Provo, UT 84602
Workplace:	National Bureau of Economic Research (NBER), (more information at EDIRC) Marriott School of Business, Brigham Young University, (more information at EDIRC)

Access statistics for papers by Brigitte C. Madrian.

Last updated 2025-03-14. Update your information in the RePEc Author Service.

Short-id: pma384

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Working Papers

2023

1. Automatic Enrollment with a 12% Default Contribution Rate
   NBER Working Papers, National Bureau of Economic Research, Inc

2020

2. Optimal Illiquidity
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
   See also Journal Article Optimal illiquidity, Journal of Financial Economics, Elsevier (2025) (2025)

2019

3. Active Choice, Implicit Defaults, and the Incentive to Choose
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
   See also Journal Article Active choice, implicit defaults, and the incentive to choose, Organizational Behavior and Human Decision Processes, Elsevier (2021) View citations (1) (2021)
4. Borrowing to Save? The Impact of Automatic Enrollment on Debt
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
   See also Journal Article Borrowing to Save? The Impact of Automatic Enrollment on Debt, Journal of Finance, American Finance Association (2022) View citations (15) (2022)
5. Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts
   NBER Working Papers, National Bureau of Economic Research, Inc
   See also Chapter Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, NBER Chapters, National Bureau of Economic Research, Inc (2019) (2019)
   Journal Article Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, Tax Policy and the Economy, University of Chicago Press (2020) View citations (4) (2020)

2018

6. Behavioral Household Finance
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (52)

2016

7. Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics
   Scholarly Articles, Harvard University Department of Economics View citations (7)

2015

8. Liquidity in Retirement Savings Systems: An International Comparison
   Working Paper Series, Harvard University, John F. Kennedy School of Government View citations (26)
   Also in Scholarly Articles, Harvard University Department of Economics (2015) View citations (24)
   NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (26)
   See also Chapter Liquidity in Retirement Savings Systems: An International Comparison, NBER Chapters, National Bureau of Economic Research, Inc (2015) View citations (26) (2015)
   Journal Article Liquidity in Retirement Savings Systems: An International Comparison, American Economic Review, American Economic Association (2015) View citations (26) (2015)
9. Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits?
   Working Paper Series, Harvard University, John F. Kennedy School of Government View citations (33)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2015) View citations (33)
10. The Effect of Providing Peer Information on Retirement Savings Decisions
    Scholarly Articles, Harvard University Department of Economics View citations (167)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (54)
    See also Journal Article The Effect of Providing Peer Information on Retirement Savings Decisions, Journal of Finance, American Finance Association (2015) View citations (169) (2015)

2014

11. Applying Insights from Behavioral Economics to Policy Design
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (104)
    Also in Scholarly Articles, Harvard Kennedy School of Government (2014) View citations (102)
    See also Journal Article Applying Insights from Behavioral Economics to Policy Design, Annual Review of Economics, Annual Reviews (2014) View citations (103) (2014)
12. Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Chapter Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Chapters, National Bureau of Economic Research, Inc (2017) View citations (20) (2017)
    Journal Article Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions, Journal of Public Economics, Elsevier (2017) View citations (20) (2017)
13. What Makes Annuitization More Appealing?
    Scholarly Articles, Harvard University Department of Economics View citations (51)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2012) View citations (1)
    See also Journal Article What makes annuitization more appealing?, Journal of Public Economics, Elsevier (2014) View citations (48) (2014)
    Chapter What Makes Annuitization More Appealing?, NBER Chapters, National Bureau of Economic Research, Inc (2012) View citations (1) (2012)

2013

14. Consumers’ Misunderstanding of Health Insurance
    Scholarly Articles, Harvard University Department of Economics View citations (42)
15. Testimonials Do Not Convert Patients from Brand to Generic Medication
    Scholarly Articles, Harvard University Department of Economics View citations (2)
16. What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting
    Scholarly Articles, Harvard University Department of Economics View citations (43)
    See also Journal Article What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting, American Economic Review, American Economic Association (2013) View citations (46) (2013)
17. Who Uses the Roth 401(k), and How Do They Use It?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)
    See also Chapter Who Uses the Roth 401(k), and How Do They Use It?, NBER Chapters, National Bureau of Economic Research, Inc (2014) View citations (2) (2014)

2012

18. Financial Literacy, Financial Education and Economic Outcomes
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (73)
    See also Journal Article Financial Literacy, Financial Education, and Economic Outcomes, Annual Review of Economics, Annual Reviews (2013) View citations (249) (2013)
19. Following Through on Good Intentions: The Power of Planning Prompts
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (15)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2012) View citations (13)
    Scholarly Articles, Harvard Kennedy School of Government (2012) View citations (13)
20. Matching Contributions and Savings Outcomes: A Behavioral Economics Perspective
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (22)
21. Simplification and Saving
    Scholarly Articles, Harvard University Department of Economics View citations (3)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (18)
    Yale School of Management Working Papers, Yale School of Management (2008)
    See also Journal Article Simplification and saving, Journal of Economic Behavior & Organization, Elsevier (2013) View citations (62) (2013)

2011

22. $100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts
    Scholarly Articles, Harvard Kennedy School of Government View citations (12)
23. Behavioral Economics Perspective on Public Sector Pension Plans
    Scholarly Articles, Harvard Kennedy School of Government View citations (22)
    Also in Scholarly Articles, Harvard Kennedy School of Government (2011) View citations (23)
    NBER Working Papers, National Bureau of Economic Research, Inc (2011) View citations (23)
    Working Paper Series, Harvard University, John F. Kennedy School of Government (2011) View citations (24)
    See also Chapter Behavioral Economics Perspectives on Public Sector Pension Plans, NBER Chapters, National Bureau of Economic Research, Inc (2010) (2010)
    Journal Article Behavioral economics perspectives on public sector pension plans, Journal of Pension Economics and Finance, Cambridge University Press (2011) View citations (25) (2011)
24. Consumer Financial Protection
    Scholarly Articles, Harvard University Department of Economics View citations (119)
    See also Journal Article Consumer Financial Protection, Journal of Economic Perspectives, American Economic Association (2011) View citations (124) (2011)
25. Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    See also Journal Article Does Aggregated Returns Disclosure Increase Portfolio Risk Taking?, The Review of Financial Studies, Society for Financial Studies (2017) View citations (19) (2017)
26. The Availability and Utilization of 401(k) Loans
    NBER Working Papers, National Bureau of Economic Research, Inc
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2011)
    Scholarly Articles, Harvard Kennedy School of Government (2011)
    See also Chapter The Availability and Utilization of 401(k) Loans, NBER Chapters, National Bureau of Economic Research, Inc (2011) (2011)
27. Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (104)
    Also in Scholarly Articles, Harvard Kennedy School of Government (2011) View citations (89)

2010

28. The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies
    Scholarly Articles, Harvard Kennedy School of Government View citations (21)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2010) View citations (19)
29. Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
    Scholarly Articles, Harvard University Department of Economics View citations (180)
    Also in Yale School of Management Working Papers, Yale School of Management (2008)
    Levine's Working Paper Archive, David K. Levine (2008) View citations (10)
    NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (25)
    See also Journal Article Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds, The Review of Financial Studies, Society for Financial Studies (2010) View citations (189) (2010)

2009

30. $100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans
    Yale School of Management Working Papers, Yale School of Management
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) View citations (17)
    See also Journal Article $100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans, The Review of Economics and Statistics, MIT Press (2011) View citations (99) (2011)
31. How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
    Yale School of Management Working Papers, Yale School of Management View citations (2)
    Also in Working Paper Series, Harvard University, John F. Kennedy School of Government (2009) View citations (16)
    NBER Working Papers, National Bureau of Economic Research, Inc (2009) View citations (15)
    See also Chapter How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?, NBER Chapters, National Bureau of Economic Research, Inc (2011) View citations (24) (2011)
32. Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
    Scholarly Articles, Harvard University Department of Economics View citations (51)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (2)
    See also Journal Article Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect, American Economic Review, American Economic Association (2009) View citations (56) (2009)
33. Optimal Defaults and Active Decisions
    Scholarly Articles, Harvard University Department of Economics View citations (223)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2005) View citations (27)
    Levine's Bibliography, UCLA Department of Economics (2005) View citations (33)
    See also Journal Article Optimal Defaults and Active Decisions, The Quarterly Journal of Economics, President and Fellows of Harvard College (2009) View citations (263) (2009)
34. Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment
    Scholarly Articles, Harvard University Department of Economics View citations (11)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2006) View citations (7)
    Levine's Bibliography, UCLA Department of Economics (2005) View citations (5)
    See also Chapter Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment, NBER Chapters, National Bureau of Economic Research, Inc (2009) View citations (8) (2009)
35. Reinforcement Learning and Savings Behavior
    Scholarly Articles, Harvard University Department of Economics View citations (108)
    Also in Yale School of Management Working Papers, Yale School of Management (2009) View citations (26)
    See also Journal Article Reinforcement Learning and Savings Behavior, Journal of Finance, American Finance Association (2009) View citations (113) (2009)

2008

36. How Are Preferences Revealed?
    Scholarly Articles, Harvard University Department of Economics View citations (149)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2008) View citations (161)
    Levine's Bibliography, UCLA Department of Economics (2007) View citations (1)
    Yale School of Management Working Papers, Yale School of Management (2008) View citations (36)
    See also Journal Article How are preferences revealed?, Journal of Public Economics, Elsevier (2008) View citations (140) (2008)
37. The Flypaper Effect in Individual Investor Asset Allocation
    Yale School of Management Working Papers, Yale School of Management

2007

38. The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
    See also Chapter The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment, NBER Chapters, National Bureau of Economic Research, Inc (2010) View citations (17) (2010)

2006

39. Early Decisions: A Regulatory Framework
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
40. The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (34)
    Also in CeRP Working Papers, Center for Research on Pensions and Welfare Policies, Turin (Italy) (2005) View citations (6)
    See also Chapter The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States, NBER Chapters, National Bureau of Economic Research, Inc (2009) View citations (117) (2009)
41. The U.S. Health Care System and Labor Markets
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
    See also Journal Article The U.S. health care system and labor markets, Conference Series ; [Proceedings], Federal Reserve Bank of Boston (2005) (2005)

2005

42. $100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans
    Levine's Bibliography, UCLA Department of Economics View citations (21)

2004

43. Consumption-Wealth Comovement of the Wrong Sign
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)
44. Employee Stock Purchase Plans
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
    See also Journal Article Employee Stock Purchase Plans, National Tax Journal, National Tax Association (2004) View citations (9) (2004)
45. Employees' Investment Decisions about Company Stock
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (25)
46. Plan Design and 401(k) Savings Outcomes
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (43)
    See also Journal Article Plan Design and 401(K) Savings Outcomes, National Tax Journal, National Tax Association (2004) View citations (64) (2004)
47. Saving or Retirement on the Path of Least Resistance
    Levine's Bibliography, UCLA Department of Economics View citations (20)

2003

48. Passive Decisions and Potent Defaults
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (11)
    See also Chapter Passive Decisions and Potent Defaults, NBER Chapters, National Bureau of Economic Research, Inc (2005) View citations (6) (2005)

2002

49. Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance
    JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research View citations (152)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2001) View citations (53)
50. For Better or For Worse: Default Effects and 401(k) Savings Behavior
    JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research View citations (43)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2001) View citations (67)
    See also Chapter For Better or for Worse: Default Effects and 401(k) Savings Behavior, NBER Chapters, National Bureau of Economic Research, Inc (2004) View citations (74) (2004)
51. Health Insurance, Labor Supply, and Job Mobility: A Critical Review of the Literature
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (123)
    Also in JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research (2002) View citations (107)

2000

52. The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (90)
    See also Journal Article The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior, The Quarterly Journal of Economics, President and Fellows of Harvard College (2001) View citations (689) (2001)

1999

53. A Note on Longitudinally Matching Current Population Survey (CPS) Respondents
    NBER Technical Working Papers, National Bureau of Economic Research, Inc View citations (115)

1998

54. Health, Health Insurance and the Labor Market
    JCPR Working Papers, Northwestern University/University of Chicago Joint Center for Poverty Research View citations (169)
    See also Chapter Health, health insurance and the labor market, Handbook of Labor Economics, Elsevier (1999) View citations (525) (1999)
55. Labor Market Responses to Rising Health Insurance Costs
    Scholarly Articles, Harvard University Department of Economics View citations (70)

1996

56. Labor Market Responses to Rising Health Insurance Costs: Evidence on Hours Worked
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (7)
    See also Journal Article Labor Market Responses to Rising Health Insurance Costs: Evidence on Hours Worked, RAND Journal of Economics, The RAND Corporation (1998) View citations (63) (1998)

1995

57. Non-Employment and Health Insurance Coverage
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (1)

1994

58. Health Insurance Availability and the Retirement Decision
    Working papers, Massachusetts Institute of Technology (MIT), Department of Economics View citations (2)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (1993) View citations (23)
    See also Journal Article Health-Insurance Availability and the Retirement Decision, American Economic Review, American Economic Association (1995) View citations (79) (1995)
59. Limited Insurance Portability and Job Mobility: The Effects of Public Policy on Job-Lock
    Working papers, Massachusetts Institute of Technology (MIT), Department of Economics View citations (15)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (1993) View citations (20)

1993

60. Employment-Based Health Insurance and Job Mobility: Is There Evidence of Job-Lock?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (4)
    See also Journal Article Employment-Based Health Insurance and Job Mobility: Is there Evidence of Job-Lock?, The Quarterly Journal of Economics, President and Fellows of Harvard College (1994) View citations (258) (1994)
61. Health Insurance and Early Retirement: Evidence from the Availability of Continuation Coverage
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (19)
    See also Chapter Health Insurance and Early Retirement: Evidence from the Availability of Continuation Coverage, NBER Chapters, National Bureau of Economic Research, Inc (1996) View citations (30) (1996)

Undated

62. The Effect of Health Insurance on Transitions to Self Employment
    University of Chicago - Population Research Center, Chicago - Population Research Center View citations (15)

Journal Articles

2025

1. Optimal illiquidity
   Journal of Financial Economics, 2025, 165, (C)
   See also Working Paper Optimal Illiquidity, NBER Working Papers (2020) View citations (4) (2020)

2022

2. Borrowing to Save? The Impact of Automatic Enrollment on Debt
   Journal of Finance, 2022, 77, (1), 403-447 View citations (15)
   See also Working Paper Borrowing to Save? The Impact of Automatic Enrollment on Debt, NBER Working Papers (2019) View citations (15) (2019)

2021

3. A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment
   Proceedings of the National Academy of Sciences, 2021, 118, (20), e2101165118 View citations (15)
4. Active choice, implicit defaults, and the incentive to choose
   Organizational Behavior and Human Decision Processes, 2021, 163, (C), 6-16 View citations (1)
   See also Working Paper Active Choice, Implicit Defaults, and the Incentive to Choose, NBER Working Papers (2019) View citations (2) (2019)

2020

5. Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts
   Tax Policy and the Economy, 2020, 34, (1), 43 - 90 View citations (4)
   See also Chapter Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, NBER Chapters, 2019 (2019) (2019)
   Working Paper Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts, NBER Working Papers (2019) (2019)
6. Which early withdrawal penalty attracts the most deposits to a commitment savings account?
   Journal of Public Economics, 2020, 183, (C) View citations (29)

2017

7. Does Aggregated Returns Disclosure Increase Portfolio Risk Taking?
   The Review of Financial Studies, 2017, 30, (6), 1971-2005 View citations (19)
   See also Working Paper Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?, NBER Working Papers (2011) View citations (2) (2011)
8. Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions
   Journal of Public Economics, 2017, 151, (C), 84-95 View citations (20)
   See also Working Paper Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Working Papers (2014) View citations (1) (2014)
   Chapter Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, NBER Chapters, 2017 (2017) View citations (20) (2017)

2015

9. Liquidity in Retirement Savings Systems: An International Comparison
   American Economic Review, 2015, 105, (5), 420-25 View citations (26)
   See also Chapter Liquidity in Retirement Savings Systems: An International Comparison, NBER Chapters, 2015, 45-75 (2015) View citations (26) (2015)
   Working Paper Liquidity in Retirement Savings Systems: An International Comparison, Working Paper Series (2015) View citations (26) (2015)
10. The Effect of Providing Peer Information on Retirement Savings Decisions
    Journal of Finance, 2015, 70, (3), 1161-1201 View citations (169)
    See also Working Paper The Effect of Providing Peer Information on Retirement Savings Decisions, Scholarly Articles (2015) View citations (167) (2015)

2014

11. Applying Insights from Behavioral Economics to Policy Design
    Annual Review of Economics, 2014, 6, (1), 663-688 View citations (103)
    See also Working Paper Applying Insights from Behavioral Economics to Policy Design, NBER Working Papers (2014) View citations (104) (2014)
12. What makes annuitization more appealing?
    Journal of Public Economics, 2014, 116, (C), 2-16 View citations (48)
    See also Chapter What Makes Annuitization More Appealing?, NBER Chapters, 2012 (2012) View citations (1) (2012)
    Working Paper What Makes Annuitization More Appealing?, Scholarly Articles (2014) View citations (51) (2014)

2013

13. Consumers’ misunderstanding of health insurance
    Journal of Health Economics, 2013, 32, (5), 850-862 View citations (42)
14. Financial Literacy, Financial Education, and Economic Outcomes
    Annual Review of Economics, 2013, 5, (1), 347-373 View citations (249)
    See also Working Paper Financial Literacy, Financial Education and Economic Outcomes, NBER Working Papers (2012) View citations (73) (2012)
15. Simplification and saving
    Journal of Economic Behavior & Organization, 2013, 95, (C), 130-145 View citations (62)
    See also Working Paper Simplification and Saving, Scholarly Articles (2012) View citations (3) (2012)
16. What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting
    American Economic Review, 2013, 103, (3), 570-74 View citations (46)
    See also Working Paper What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting, Scholarly Articles (2013) View citations (43) (2013)

2011

17. $100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans
    The Review of Economics and Statistics, 2011, 93, (3), 748-763 View citations (99)
    See also Working Paper $100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans, Yale School of Management Working Papers (2009) (2009)
18. Behavioral economics perspectives on public sector pension plans
    Journal of Pension Economics and Finance, 2011, 10, (2), 315-336 View citations (25)
    See also Working Paper Behavioral Economics Perspective on Public Sector Pension Plans, Scholarly Articles (2011) View citations (22) (2011)
    Chapter Behavioral Economics Perspectives on Public Sector Pension Plans, NBER Chapters, 2010, 315-336 (2010) (2010)
19. Consumer Financial Protection
    Journal of Economic Perspectives, 2011, 25, (1), 91-114 View citations (124)
    See also Working Paper Consumer Financial Protection, Scholarly Articles (2011) View citations (119) (2011)

2010

20. Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
    The Review of Financial Studies, 2010, 23, (4), 1405-1432 View citations (189)
    See also Working Paper Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds, Scholarly Articles (2010) View citations (180) (2010)

2009

21. Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
    American Economic Review, 2009, 99, (5), 2085-95 View citations (56)
    See also Working Paper Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect, Scholarly Articles (2009) View citations (51) (2009)
22. Optimal Defaults and Active Decisions
    The Quarterly Journal of Economics, 2009, 124, (4), 1639-1674 View citations (263)
    See also Working Paper Optimal Defaults and Active Decisions, Scholarly Articles (2009) View citations (223) (2009)
23. Reinforcement Learning and Savings Behavior
    Journal of Finance, 2009, 64, (6), 2515-2534 View citations (113)
    See also Working Paper Reinforcement Learning and Savings Behavior, Scholarly Articles (2009) View citations (108) (2009)

2008

24. How are preferences revealed?
    Journal of Public Economics, 2008, 92, (8-9), 1787-1794 View citations (140)
    See also Working Paper How Are Preferences Revealed?, Scholarly Articles (2008) View citations (149) (2008)

2005

25. Are Empowerment and Education Enough? Underdiversification in 401(k) Plans
    Brookings Papers on Economic Activity, 2005, 36, (2), 151-214 View citations (25)
26. The U.S. health care system and labor markets
    Conference Series ; [Proceedings], 2005, 50, (Jun), 137-163
    See also Working Paper The U.S. Health Care System and Labor Markets, NBER Working Papers (2006) View citations (3) (2006)

2004

27. Employee Stock Purchase Plans
    National Tax Journal, 2004, 57, (2), 385-406 View citations (9)
    See also Working Paper Employee Stock Purchase Plans, NBER Working Papers (2004) View citations (9) (2004)
28. Plan Design and 401(K) Savings Outcomes
    National Tax Journal, 2004, 57, (2), 275-98 View citations (64)
    See also Working Paper Plan Design and 401(k) Savings Outcomes, NBER Working Papers (2004) View citations (43) (2004)

2003

29. Optimal Defaults
    American Economic Review, 2003, 93, (2), 180-185 View citations (104)

2001

30. The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior
    The Quarterly Journal of Economics, 2001, 116, (4), 1149-1187 View citations (689)
    See also Working Paper The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior, NBER Working Papers (2000) View citations (90) (2000)

1998

31. Labor Market Responses to Rising Health Insurance Costs: Evidence on Hours Worked
    RAND Journal of Economics, 1998, 29, (3), 509-530 View citations (63)
    See also Working Paper Labor Market Responses to Rising Health Insurance Costs: Evidence on Hours Worked, NBER Working Papers (1996) View citations (7) (1996)

1997

32. Employment separation and health insurance coverage
    Journal of Public Economics, 1997, 66, (3), 349-382 View citations (50)

1995

33. Health-Insurance Availability and the Retirement Decision
    American Economic Review, 1995, 85, (4), 938-48 View citations (79)
    See also Working Paper Health Insurance Availability and the Retirement Decision, Working papers (1994) View citations (2) (1994)

1994

34. Employment-Based Health Insurance and Job Mobility: Is there Evidence of Job-Lock?
    The Quarterly Journal of Economics, 1994, 109, (1), 27-54 View citations (258)
    See also Working Paper Employment-Based Health Insurance and Job Mobility: Is There Evidence of Job-Lock?, NBER Working Papers (1993) View citations (4) (1993)
35. Health Insurance and Job Mobility: The Effects of Public Policy on Job-Lock
    ILR Review, 1994, 48, (1), 86-102 View citations (99)
36. The Effect of Health Insurance on Retirement
    Brookings Papers on Economic Activity, 1994, 25, (1), 181-252 View citations (57)

Edited books

2007

1. Redefining Retirement: How Will Boomers Fare?
   OUP Catalogue, Oxford University Press View citations (20)

Chapters

2019

1. Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts
   A chapter in Tax Policy and the Economy, Volume 34, 2019
   See also Journal Article Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts, University of Chicago Press (2020) View citations (4) (2020)
   Working Paper Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts, National Bureau of Economic Research, Inc (2019) (2019)

2017

2. Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions
   A chapter in Personal Income Taxation and Household Behavior (TAPES), 2017 View citations (20)
   See also Working Paper Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions, National Bureau of Economic Research, Inc (2014) View citations (1) (2014)
   Journal Article Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions, Elsevier (2017) View citations (20) (2017)

2015

3. Comment on "What Determines End-of-Life Assets? A Retrospective View"
   A chapter in Insights in the Economics of Aging, 2015, pp 157-160
4. Liquidity in Retirement Savings Systems: An International Comparison
   A chapter in Insights in the Economics of Aging, 2015, pp 45-75 View citations (26)
   See also Working Paper Liquidity in Retirement Savings Systems: An International Comparison, Harvard University, John F. Kennedy School of Government (2015) View citations (26) (2015)
   Journal Article Liquidity in Retirement Savings Systems: An International Comparison, American Economic Association (2015) View citations (26) (2015)

2014

5. Who Uses the Roth 401(k), and How Do They Use It?
   A chapter in Discoveries in the Economics of Aging, 2014, pp 411-440 View citations (2)
   See also Working Paper Who Uses the Roth 401(k), and How Do They Use It?, National Bureau of Economic Research, Inc (2013) View citations (1) (2013)

2012

6. What Makes Annuitization More Appealing?
   A chapter in Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century, 2012 View citations (1)
   See also Journal Article What makes annuitization more appealing?, Elsevier (2014) View citations (48) (2014)
   Working Paper What Makes Annuitization More Appealing?, Harvard University Department of Economics (2014) View citations (51) (2014)

2011

7. How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
   A chapter in Explorations in the Economics of Aging, 2011, pp 75-96 View citations (24)
   See also Working Paper How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?, Yale School of Management (2009) View citations (2) (2009)
8. The Availability and Utilization of 401(k) Loans
   A chapter in Investigations in the Economics of Aging, 2011, pp 145-172
   See also Working Paper The Availability and Utilization of 401(k) Loans, National Bureau of Economic Research, Inc (2011) (2011)

2010

9. Behavioral Economics Perspectives on Public Sector Pension Plans
   A chapter in The Economics of State and Local Pensions, 2010, pp 315-336
   See also Working Paper Behavioral Economics Perspective on Public Sector Pension Plans, Harvard Kennedy School of Government (2011) View citations (22) (2011)
   Journal Article Behavioral economics perspectives on public sector pension plans, Cambridge University Press (2011) View citations (25) (2011)
10. The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
    A chapter in Research Findings in the Economics of Aging, 2010, pp 311-327 View citations (17)
    See also Working Paper The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment, National Bureau of Economic Research, Inc (2007) View citations (7) (2007)

2009

11. Comment on "Who Chooses Defined Contribution Plans?"
    A chapter in Social Security Policy in a Changing Environment, 2009, pp 162-165
12. Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment
    A chapter in Developments in the Economics of Aging, 2009, pp 57-82 View citations (8)
    See also Working Paper Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment, Harvard University Department of Economics (2009) View citations (11) (2009)
13. The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States
    A chapter in Social Security Policy in a Changing Environment, 2009, pp 167-195 View citations (117)
    See also Working Paper The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States, National Bureau of Economic Research, Inc (2006) View citations (34) (2006)

2005

14. Passive Decisions and Potent Defaults
    A chapter in Analyses in the Economics of Aging, 2005, pp 59-78 View citations (6)
    See also Working Paper Passive Decisions and Potent Defaults, National Bureau of Economic Research, Inc (2003) View citations (11) (2003)

2004

15. For Better or for Worse: Default Effects and 401(k) Savings Behavior
    A chapter in Perspectives on the Economics of Aging, 2004, pp 81-126 View citations (74)
    See also Working Paper For Better or For Worse: Default Effects and 401(k) Savings Behavior, Northwestern University/University of Chicago Joint Center for Poverty Research (2002) View citations (43) (2002)

2002

16. Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance
    A chapter in Tax Policy and the Economy, Volume 16, 2002, pp 67-114 View citations (120)

1999

17. Health, health insurance and the labor market
    Chapter 50 in Handbook of Labor Economics, 1999, vol. 3, Part C, pp 3309-3416 View citations (525)
    See also Working Paper Health, Health Insurance and the Labor Market, Northwestern University/University of Chicago Joint Center for Poverty Research (1998) View citations (169) (1998)

1998

18. Does Medicare Eligibility Affect Retirement?
    A chapter in Inquiries in the Economics of Aging, 1998, pp 109-131 View citations (15)

1996

19. Health Insurance and Early Retirement: Evidence from the Availability of Continuation Coverage
    A chapter in Advances in the Economics of Aging, 1996, pp 115-146 View citations (30)
    See also Working Paper Health Insurance and Early Retirement: Evidence from the Availability of Continuation Coverage, National Bureau of Economic Research, Inc (1993) View citations (19) (1993)