Details about Maria Semenova

Access statistics for papers by Maria Semenova.

Last updated 2025-05-16. Update your information in the RePEc Author Service.

Short-id: pse158

Working Papers

2025

1. The Uniform Relationship Between Managerial Ability And Bank Loan Quality: Does It Hold? Evidence From Quantile Regressions
   HSE Working papers, National Research University Higher School of Economics

2024

2. Board Gender Diversity And Bank Performance During Covid-19: Did Women Save The Day?
   HSE Working papers, National Research University Higher School of Economics

2023

3. COVID-19 AND RETAIL DEPOSITOR STRATEGIES IN RUSSIAN REGIONS: WHETHER TO WITHDRAW AND WHY?
   HSE Working papers, National Research University Higher School of Economics

2022

4. PROFITABILITY AND BANK DE-BRANCHING IN THE DIGITAL AGE: EVIDENCE FROM RUSSIAN REGIONS
   HSE Working papers, National Research University Higher School of Economics

2021

5. Bank Runs And Media Freedom: What You Don’t Know Won’t Hurt You?
   HSE Working papers, National Research University Higher School of Economics
   See also Journal Article Bank runs and media freedom: What you don’t know won’t hurt you?, Journal of Financial Stability, Elsevier (2024) (2024)
6. THE MORE THE BETTER? INFORMATION SHARING AND CREDIT RISK
   HSE Working papers, National Research University Higher School of Economics
   See also Journal Article The more the better? Information sharing and credit risk, Journal of International Financial Markets, Institutions and Money, Elsevier (2022) (2022)

2019

7. DEPOSITOR DISCIPLINE DURING CRISIS: FLIGHT TO FAMILIARITY OR TRUST IN LOCAL AUTHORITIES?
   Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium, Ghent University, Faculty of Economics and Business Administration View citations (13)
   See also Journal Article Depositor discipline during crisis: Flight to familiarity or trust in local authorities?, Journal of Financial Stability, Elsevier (2019) View citations (13) (2019)

2018

8. A Bank Run in a Classroom: Do Smart Depositors Withdraw on Time?
   HSE Working papers, National Research University Higher School of Economics
9. Do High Deposit Interest Rates Signal Bank Default? Evidence from the Russian Retail Deposit Market
   HSE Working papers, National Research University Higher School of Economics

2017

10. Depositor discipline in Russian regions: Flight to familiarity or trust in local authorities?
    BOFIT Discussion Papers, Bank of Finland Institute for Emerging Economies (BOFIT)
    Also in HSE Working papers, National Research University Higher School of Economics (2016) View citations (1)

2016

11. Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits
    HSE Working papers, National Research University Higher School of Economics
    See also Journal Article Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits, Emerging Markets Finance and Trade, Taylor & Francis Journals (2019) (2019)
12. Does Biological Endowment Matter for Demand for Financial Services? Evidence from Russian Household Survey
    HSE Working papers, National Research University Higher School of Economics

2014

13. Does Banking System Transparency Enhance Bank Competition? Cross-Country Evidence
    HSE Working papers, National Research University Higher School of Economics View citations (1)
    See also Journal Article Does banking system transparency enhance bank competition? Cross-country evidence, Journal of Financial Stability, Elsevier (2016) View citations (10) (2016)

2013

14. Bank Depositor behavior in Russia in the Aftermath of Financial Crisis
    MPRA Paper, University Library of Munich, Germany View citations (5)
15. Informal loans in Russia: credit rationing or borrower’s choice?
    HSE Working papers, National Research University Higher School of Economics View citations (1)
16. Market discipline and the Russian interbank market
    BOFIT Discussion Papers, Bank of Finland Institute for Emerging Economies (BOFIT)
17. Sitting on the fence: does having a ‘dual-director’ add to bank profitability?
    HSE Working papers, National Research University Higher School of Economics View citations (1)
    See also Journal Article Sitting on the fence: does having a 'dual-director' add to bank profitability?, Applied Economics Letters, Taylor & Francis Journals (2015) View citations (2) (2015)

2012

18. Are banks peer disciplined? Evidence from post-crisis Russia
    HSE Working papers, National Research University Higher School of Economics View citations (4)
19. Depositor vigilance in the immediate aftermath of Russia's 1998 crisis: education, media freedom and Sberbank as a repository of trust
    Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium, Ghent University, Faculty of Economics and Business Administration

2011

20. Save or borrow: what determines Russian households' financial strategies?
    BOFIT Discussion Papers, Bank of Finland Institute for Emerging Economies (BOFIT)

2007

21. How depositors discipline banks: the case of Russia
    EERC Working Paper Series, EERC Research Network, Russia and CIS View citations (15)

2006

22. Information sharing in credit markets: incentives for incorrect information reporting
    MPRA Paper, University Library of Munich, Germany View citations (1)
    See also Journal Article Information Sharing in Credit Markets: Incentives for Incorrect Information Reporting, Comparative Economic Studies, Palgrave Macmillan (2008) View citations (7) (2008)

Journal Articles

2024

1. Bank runs and media freedom: What you don’t know won’t hurt you?
   Journal of Financial Stability, 2024, 74, (C)
   See also Working Paper Bank Runs And Media Freedom: What You Don’t Know Won’t Hurt You?, HSE Working papers (2021) (2021)
2. Do non-interest income activities matter for banking sector efficiency? A net interest margin perspective
   Applied Econometrics, 2024, 73, 59-77

2023

3. Do Smart Depositors Avoid Inefficient Bank Runs? An Experimental Study
   Emerging Markets Finance and Trade, 2023, 59, (8), 2710-2726
4. Time to Extend Credit? Bank Credit Lines During the COVID-19 Pandemic in Russia
   Russian Journal of Money and Finance, 2023, 82, (2), 106-119

2022

5. The more the better? Information sharing and credit risk
   Journal of International Financial Markets, Institutions and Money, 2022, 80, (C)
   See also Working Paper THE MORE THE BETTER? INFORMATION SHARING AND CREDIT RISK, HSE Working papers (2021) (2021)

2020

6. Transparency and market discipline: evidence from the Russian interbank market
   Annals of Finance, 2020, 16, (2), 219-251 View citations (2)

2019

7. Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits
   Emerging Markets Finance and Trade, 2019, 55, (10), 2149-2163
   See also Working Paper Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits, HSE Working papers (2016) (2016)
8. Depositor discipline during crisis: Flight to familiarity or trust in local authorities?
   Journal of Financial Stability, 2019, 43, (C), 25-39 View citations (13)
   See also Working Paper DEPOSITOR DISCIPLINE DURING CRISIS: FLIGHT TO FAMILIARITY OR TRUST IN LOCAL AUTHORITIES?, Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium (2019) View citations (13) (2019)

2016

9. Does banking system transparency enhance bank competition? Cross-country evidence
   Journal of Financial Stability, 2016, 23, (C), 33-50 View citations (10)
   See also Working Paper Does Banking System Transparency Enhance Bank Competition? Cross-Country Evidence, HSE Working papers (2014) View citations (1) (2014)
10. Informal Loans in Russia: Why Not to Borrow from a Bank?
    Review of Pacific Basin Financial Markets and Policies (RPBFMP), 2016, 19, (03), 1-41

2015

11. Sitting on the fence: does having a 'dual-director' add to bank profitability?
    Applied Economics Letters, 2015, 22, (8), 654-657 View citations (2)
    Also in Journal of the New Economic Association, 2013, 20, (4), 12-32 (2013)
    See also Working Paper Sitting on the fence: does having a ‘dual-director’ add to bank profitability?, HSE Working papers (2013) View citations (1) (2013)

2014

12. Do Social Networks Help to Improve Student Academic Performance? The Case of Vk.com and Russian Students
    Economics Bulletin, 2014, 34, (2), 718-733 View citations (2)

2011

13. Bank Runs and Costly Information
    Journal of the New Economic Association, 2011, (10), 31-52

2008

14. Information Sharing in Credit Markets: Incentives for Incorrect Information Reporting
    Comparative Economic Studies, 2008, 50, (3), 381-415 View citations (7)
    See also Working Paper Information sharing in credit markets: incentives for incorrect information reporting, MPRA Paper (2006) View citations (1) (2006)