Details about Richard J. Sullivan

This author is deceased (2022-10-03).

Access statistics for papers by Richard J. Sullivan.

Last updated 2023-12-26. Update your information in the RePEc Author Service.

Short-id: psu178

Working Papers

2016

1. Chargebacks: another payment card acceptance cost for merchants
   Research Working Paper, Federal Reserve Bank of Kansas City

2013

2. Internet banking: an exploration in technology diffusion and impact
   Working Paper, Federal Reserve Bank of Richmond View citations (5)
   Also in Payments System Research Working Paper, Federal Reserve Bank of Kansas City (2005) View citations (16)

2006

3. The supervisory framework surrounding nonbank participation in the U.S. retail payments system: an overview
   Payments System Research Working Paper, Federal Reserve Bank of Kansas City View citations (1)

2003

4. Financial innovation, strategic real options and endogenous competition: theory and an application to Internet banking
   Payments System Research Working Paper, Federal Reserve Bank of Kansas City View citations (15)

1999

5. Who's minding the store? motivating and monitoring hired managers at small, closely held firms: the case of commercial banks
   Working Paper Series, Federal Reserve Bank of Chicago View citations (3)

Journal Articles

2020

1. Technology Diffusion: The Case of Internet Banking
   Economic Quarterly, 2020, (1Q), 19-40

2017

2. Managing Fraud in Remote Payments
   Payments System Research Briefing, 2017, 6 View citations (2)

2016

3. Data Breach Notification Laws
   Economic Review, 2016, (Q I), 65-85 View citations (1)

2014

4. Controlling security risk and fraud in payment systems
   Economic Review, 2014, (Q III), 5-36 View citations (1)

2013

5. Fees, fraud and regulation: force of change in the payment card industry
   Payments System Research Briefing, 2013, (Apr) View citations (3)
6. The U.S. adoption of computer-chip payment cards: implications for payment fraud
   Economic Review, 2013, (Q I), 59-87 View citations (2)
7. The impact of debit card regulation on checking account fees
   Economic Review, 2013, (Q IV), 59-93 View citations (1)

2012

8. The Federal Reserve’s reduced role in retail payments: implications for efficiency and risk
   Economic Review, 2012, 97, (Q III) View citations (4)

2010

9. The changing nature of U.S. card payment fraud: industry and public policy options
   Economic Review, 2010, 95, (Q II), 101-133 View citations (7)

2009

10. The Benefits of Collecting and Reporting Payment Fraud Statistics for the United States
    Payments System Research Briefing, 2009, (October), 1-5 View citations (4)
11. ¿Pueden las tarjetas inteligentes reducir el fraude de pagos y el robo de identidad?
    Boletín, 2009, LV, (1), 34-50

2008

12. Can smart cards reduce payments fraud and identity theft?
    Economic Review, 2008, 93, (Q III), 35-62
13. Comprendiendo la administración de riesgos en los pagos minoristas emergentes
    Boletín, 2008, LIV, (1), 29-52
14. Keeping the bad guys out, risk management and retail payment innovation
    Journal of Financial Transformation, 2008, 24, 175-182
15. Understanding risk management in emerging retail payments
    Economic Policy Review, 2008, 14, (Sep), 137-159 View citations (4)

2007

16. Manager wealth concentration, ownership structure, and risk in commercial banks
    Journal of Financial Intermediation, 2007, 16, (2), 229-248 View citations (47)
17. Nonbanks in the payments system: innovation, competition, and risk - a conference summary
    Economic Review, 2007, 92, (Q III), 83-106
18. Risk management and nonbank participation in the U.S. retail payments system
    Economic Review, 2007, 92, (Q II), 5-40 View citations (3)

2006

19. Interchange fees in credit and debit card markets: what role for public authorities
    Economic Review, 2006, 91, (Q I), 87-113

2005

20. Interchange fees in credit and debit card industries: what role for public authorities: conference summary
    Proceedings – Payments System Research Conferences, 2005, (May), xix - xxxix

2004

21. Payment services and the evolution of Internet banking
    Payments System Research Briefing, 2004, (Aug) View citations (3)

2002

22. Investment in internet banking as a real option: theory and tests
    Journal of Multinational Financial Management, 2002, 12, (4-5), 347-363 View citations (21)
23. Origins of Commercial Banking in America, 1750–1800. By Robert E. Wright. Lanham, MD: Rowman & Littlefield Publishers, 2001. Pp. xii, 217. $24.95, paper
    The Journal of Economic History, 2002, 62, (2), 615-616

2001

24. Performance and operation of commercial bank web sites
    Financial Industry Perspectives, 2001, (Dec), 23-33 View citations (3)
25. The 2001 survey of commercial banks in the Tenth Federal Reserve District: changes and challenges
    Financial Industry Perspectives, 2001, (Dec), 1-12
26. The Origins and Economic Impact of the First Bank of the United States, 1791–1797. By David Jack Cowen. New York: Garland Publishing Inc., 2000. Pp. xxix, 323. $70.00
    The Journal of Economic History, 2001, 61, (4), 1149-1150
27. Who's minding the store? Motivating and monitoring hired managers at small, closely held commercial banks
    Journal of Banking & Finance, 2001, 25, (7), 1209-1243 View citations (45)

2000

28. How has the adoption of Internet banking affected performance and risk in banks?
    Financial Industry Perspectives, 2000, (Dec), 1-16 View citations (27)

1999

29. The outlook for the U.S. banking industry: what does the experience of the 1980s and 1990s tell us?
    Economic Review, 1999, 84, (Q IV), 65-83 View citations (1)

1998

30. How does ownership structure and manager wealth influence risk?: a look at ownership structure, manager wealth, and risk in commercial banks
    Financial Industry Perspectives, 1998, (Dec), 15-40 View citations (3)
31. Small business lending by commercial banks in Colorado: 1994 to 1996
    Financial Industry Perspectives, 1998, (May), 17-33 View citations (1)

1995

32. Patent Counts and Textile Invention: A Comment on Griffiths, Hunt, and O’Brien
    The Journal of Economic History, 1995, 55, (3), 666-670 View citations (2)
33. Successful strategies in interstate bank acquisitions
    Financial Industry Perspectives, 1995, (Dec), 21-37 View citations (1)
34. What makes a bank efficient?: a look at financial characteristics and management and ownership structure
    Financial Industry Perspectives, 1995, (Dec), 1-19 View citations (47)

1990

35. The Revolution of Ideas: Widespread Patenting and Invention During the English Industrial Revolution
    The Journal of Economic History, 1990, 50, (2), 349-362 View citations (15)

1989

36. England's Age of invention: The acceleration of patents and patentable invention during the industrial revolution
    Explorations in Economic History, 1989, 26, (4), 424-452 View citations (48)
37. Inventing the Industrial Revolution: The English Patent System, 1660–1800. By Christine MacLeod. New York: Cambridge University Press, 1989. Pp. xii, 302. $44.50
    The Journal of Economic History, 1989, 49, (4), 1009-1011
38. Population size, knowledge stock, and other determinants of agricultural publication and patenting: England, 1541-1850
    Explorations in Economic History, 1989, 26, (1), 21-44 View citations (3)

1985

39. The Timing and Pattern of Technological Development in English Agriculture, 1611–1850
    The Journal of Economic History, 1985, 45, (2), 305-314 View citations (2)

1984

40. Measurement of English farming technological change, 1523-1900
    Explorations in Economic History, 1984, 21, (3), 270-289 View citations (5)

Books

2006

1. A guide to the ATM and debit card industry - 2006 update
   Monograph, Federal Reserve Bank of Kansas City View citations (36)

Chapters

2012

1. Bank Ownership and Risk Taking: Improving Corporate Governance in Banking after the Crisis
   Chapter 7 in Research Handbook on International Banking and Governance, 2012 View citations (4)

2007

2. Corporate Governance and Bank Performance
   Chapter 3 in Corporate Governance in Banking, 2007 View citations (8)