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Details about James B. Thomson

E-mail:
Phone:330.972.6329
Postal address:James Thomson Professor of Finance and Chair College of Business Administration The University of Akron 259 South Broadway St. Akron, OH 44325
Workplace:Department of Finance, College of Business Administration, University of Akron, (more information at EDIRC)

Access statistics for papers by James B. Thomson.

Last updated 2013-12-10. Update your information in the RePEc Author Service.

Short-id: pth49


Jump to Journal Articles Chapters

Working Papers

2013

  1. Are banks forward-looking in their loan loss provisioning? Evidence from the Senior Loan Officer Opinion Survey (SLOOS)
    Working Paper, Federal Reserve Bank of Cleveland Downloads

2011

  1. Public policy in support of small business: the American experience
    Working Paper, Federal Reserve Bank of Cleveland Downloads

2010

  1. Cleaning up the refuse from a financial crisis: the case for a resolution management corporation
    Working Paper, Federal Reserve Bank of Cleveland Downloads
  2. The importance of financial market development on the relationship between loan guarantees for SMEs and local market employment rates
    Working Paper, Federal Reserve Bank of Cleveland Downloads

2007

  1. On forecasting the term structure of credit spreads
    Working Paper, Federal Reserve Bank of Cleveland Downloads
  2. On government intervention in the small-firm credit market and its effect on economic performance
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (3)

2006

  1. National bank notes and silver certificates
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)
  2. Small firm credit market discrimination, SBA-guaranteed lending, and local market economic performance
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (3)
  3. Small-firm credit markets, SBA-guaranteed lending, and economic performance in low-income areas
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)

2005

  1. SBA guaranteed lending and local economic growth
    Working Paper, Federal Reserve Bank of Atlanta Downloads View citations (5)
  2. SBA-loan guarantees and local economic growth
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (8)

2004

  1. On SBA-guaranteed lending and economic growth
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (22)
  2. On credit spread slopes and predicting bank risk
    Proceedings, Federal Reserve Bank of Chicago
    Also in Working Paper, Federal Reserve Bank of Cleveland (2003) Downloads View citations (1)

    See also Journal Article in Journal of Money, Credit and Banking (2006)

2003

  1. Getting the most out of mandatory subordinated debt requirement
    Proceedings, Federal Reserve Bank of Chicago View citations (2)
    Also in Working Paper, Federal Reserve Bank of Cleveland (2002) Downloads

    See also Journal Article in Journal of Financial Services Research (2003)
  2. Monitoring and controlling bank risk: does risky debt serve any purpose?
    Working Paper, Federal Reserve Bank of Cleveland Downloads

2001

  1. Federal Home Loan Bank lending to community banks: are targeted subsidies necessary?
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (7)
  2. PSAF, economic capital, and the new Basel Accord
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)

1998

  1. Depositor preference legislation and failed banks' resolution costs
    Proceedings, Federal Reserve Bank of Chicago
    Also in Working Paper, Federal Reserve Bank of Cleveland (1997) Downloads
  2. Large shareholders and market discipline in a regulated industry: a clinical study of Mellon Bank
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)

1997

  1. Reliability analysis of the Federal Reserve automated payments systems
    Financial Services working paper, Federal Reserve Bank of Cleveland

1995

  1. Regulatory taxes, investment and financing decisions for insured banks
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
    Also in Working Paper, Federal Reserve Bank of Cleveland (1993) Downloads
  2. The changing role of banks and the changing value of deposit guarantees
    Working Paper, Federal Reserve Bank of Cleveland Downloads

1994

  1. Anticipating bailouts: the incentive-conflict model and the collapse of the Ohio Deposit Guarantee Fund
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)
    See also Journal Article in Journal of Banking & Finance (1995)
  2. Depositor preference and the cost of capital for insured depository institutions
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)
  3. Discussion of "objectives of bank management."
    Proceedings, Federal Reserve Bank of Chicago
  4. Loan sales: Pacific Rim trade in nontradable assets
    Working Paper, Federal Reserve Bank of Cleveland Downloads
  5. Underlying determinants of closed-bank resolution costs
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)

1993

  1. Capital forbearance and thrifts: an ex post examination of regulatory gambling
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
    Also in Working Paper, Federal Reserve Bank of Cleveland (1992) Downloads View citations (5)
  2. Loan sales, implicit contracts, and bank structure
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (6)
    Also in Proceedings, Federal Reserve Bank of Chicago (1993) View citations (3)

    See also Journal Article in Review of Quantitative Finance and Accounting (1996)

1991

  1. On flexibility, capital structure, and investment decisions for the insured bank
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)
    See also Journal Article in Journal of Banking & Finance (1993)
  2. The asset flexibility option and the value of deposit insurance
    Proceedings, Federal Reserve Bank of Chicago
  3. Troubled savings and loan institutions: voluntary restructuring under insolvency
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)

1990

  1. An insider's view of the political economy of the too big to fail doctrine
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (4)
  2. Optimal financial structure and bank capital requirements: an empirical investigation
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)
  3. The effect of subordinated debt and surety bonds on banks' cost of capital and on the value of federal deposit insurance
    Working Paper, Federal Reserve Bank of Cleveland Downloads

1989

  1. An analysis of bank failures: 1984 to 1989
    Working Paper, Federal Reserve Bank of Cleveland Downloads

1988

  1. Capital requirements and optimal bank portfolios: a reexamination
    Working Paper, Federal Reserve Bank of Cleveland Downloads
    Also in Proceedings, Federal Reserve Bank of Chicago (1988)
  2. Using SMVAM as a linear approximation to a nonlinear function: a note
    Working Paper, Federal Reserve Bank of Cleveland Downloads

1987

  1. Deposit insurance and the cost of capital
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (2)

1986

  1. Errors in recorded security prices and the turn-of-the year effect
    Working Paper, Federal Reserve Bank of Cleveland Downloads View citations (1)
    See also Journal Article in Journal of Financial and Quantitative Analysis (1989)
  2. The use of market information in pricing deposit insurance
    Working Paper, Federal Reserve Bank of Cleveland Downloads
    See also Journal Article in Journal of Money, Credit and Banking (1987)

Journal Articles

2012

  1. Capital requirements for financial firms
    Economic Commentary, 2012, (Nov) Downloads
  2. The history and rationale for a separate bank resolution process
    Economic Commentary, 2012, (Feb) Downloads View citations (3)

2011

  1. An end to too big to let fail? The Dodd-Frank Act's orderly liquidation authority
    Economic Commentary, 2011, (Jan) Downloads View citations (2)
  2. How well does bankruptcy work when large financial frms fail? Some lessons from Lehman Brothers
    Economic Commentary, 2011, (Oct) Downloads View citations (1)
  3. Resolving large, complex financial firms
    Economic Commentary, 2011, (Aug) Downloads

2010

  1. Predicting credit spreads
    Journal of Financial Intermediation, 2010, 19, (4), 529-563 Downloads View citations (5)
  2. Stripdowns and bankruptcy: lessons from agricultural bankruptcy reform
    Economic Commentary, 2010, (Aug) Downloads View citations (2)

2009

  1. On systemically important financial institutions and progressive systemic mitigation
    Policy Discussion Papers, 2009, (Aug) Downloads View citations (10)
  2. Workshop on entrepreneurial finance: a summary
    Policy Discussion Papers, 2009, (Nov) Downloads

2008

  1. Credit market failure intervention: Do government sponsored small business credit programs enrich poorer areas?
    Small Business Economics, 2008, 30, (4), 345-360 Downloads View citations (5)
  2. Identifying and resolving financial crises: a conference overview
    Policy Discussion Papers, 2008, (Aug) Downloads

2007

  1. Central banks and crisis management
    Annual Report, 2007, 7-20 View citations (1)
  2. Credit spreads and subordinated debt
    Economic Commentary, 2007, (Mar) Downloads
  3. Does government intervention in the small-firm credit market help economic performance?
    Policy Discussion Papers, 2007, (Aug) Downloads

2006

  1. Industrial loan companies
    Economic Commentary, 2006, (Oct) Downloads View citations (3)
  2. On Credit-Spread Slopes and Predicting Bank Risk
    Journal of Money, Credit and Banking, 2006, 38, (6), 1545-1574 Downloads View citations (5)
    See also Working Paper (2004)

2005

  1. Monitoring and Controlling Bank Risk: Does Risky Debt Help?
    Journal of Finance, 2005, 60, (1), 343-378 Downloads View citations (26)
  2. Systemic banking crises
    Policy Discussion Papers, 2005, (Feb) Downloads View citations (8)
  3. The role of relationships in small-business lending
    Economic Commentary, 2005, (Oct) Downloads View citations (2)
  4. Umbrella supervision
    Economic Commentary, 2005, (Sep) Downloads
  5. Umbrella supervision and the role of the central bank
    Policy Discussion Papers, 2005, (Dec) Downloads

2004

  1. Are SBA loan guarantees desirable?
    Economic Commentary, 2004, (Sep) Downloads View citations (2)

2003

  1. Federal Home Loan Bank Lending to Community Banks: Are Targeted Subsidies Desirable?
    Journal of Financial Services Research, 2003, 23, (1), 5-28 Downloads View citations (9)
  2. Getting the Most Out of a Mandatory Subordinated Debt Requirement
    Journal of Financial Services Research, 2003, 24, (2), 149-179 Downloads View citations (7)
    See also Working Paper (2003)
  3. The evolving role of the Federal Home Loan Banks in mortgage markets
    Economic Commentary, 2003, (Jun) Downloads

2002

  1. A Conference Sponsored by the Federal Reserve Bank of Cleveland, October 24-26, 2001: Introduction
    Journal of Money, Credit and Banking, 2002, 34, (3), 701-06
  2. Commercial banks’ borrowing from the Federal Home Loan Bank
    Economic Commentary, 2002, (Jul) Downloads View citations (2)
  3. Introduction
    Proceedings, 2002, 701-706

2001

  1. Unitary thrifts: a performance analysis
    Economic Review, 2001, (Q II), 2-14 Downloads
  2. Who benefits from increasing the federal deposit insurance limit?
    Economic Commentary, 2001, (Sep) Downloads View citations (1)

2000

  1. Raising the deposit-insurance limit: a bad idea whose time has come?
    Economic Commentary, 2000, (Apr) Downloads
  2. Two deposit insurance funds are not necessarily better than one
    Economic Commentary, 2000, (Oct) Downloads

1999

  1. Banking consolidation and correspondent banking
    Economic Review, 1999, (Q I), 9-20 Downloads View citations (3)
  2. Depositor-preference laws and the cost of debt capital
    Economic Review, 1999, (Q III), 10-20 Downloads View citations (2)
  3. Panel discussion: thoughts on the future of payments and central banking
    Proceedings, 1999, 668-681 View citations (1)
  4. Panel: Thoughts on the Future of Payments and Central Banking: The Role of Central Banks in Money and Payments Systems
    Journal of Money, Credit and Banking, 1999, 31, (3), 677-81
  5. The Exchange Stabilization Fund: how it works
    Economic Commentary, 1999, (Dec) Downloads View citations (2)
  6. The truth about hedge funds
    Economic Commentary, 1999, (May) Downloads View citations (1)

1998

  1. Bank notes and stored-value cards: stepping lightly into the past
    Economic Commentary, 1998, (Sep) Downloads View citations (1)
  2. Comparative Financial Systems: Introduction
    Journal of Money, Credit and Banking, 1998, 30, (3), 421-25
  3. Network externalities: the catch-22 of retail payments innovations
    Economic Commentary, 1998, (Feb) Downloads View citations (6)

1996

  1. Loan Sales, Implicit Contracts, and Bank Structure
    Review of Quantitative Finance and Accounting, 1996, 7, (2), 137-62 View citations (5)
    See also Working Paper (1993)

1995

  1. Anticipating bailouts: The incentive-conflict model and the collapse of the Ohio deposit guarantee fund
    Journal of Banking & Finance, 1995, 19, (8), 1401-1418 Downloads View citations (3)
    See also Working Paper (1994)
  2. Federal funds futures as an indicator of future monetary policy: a primer
    Economic Review, 1995, (Q I), 20-30 Downloads View citations (28)
  3. SAIF policy options
    Economic Commentary, 1995, (Jun) Downloads

1994

  1. A conference on federal credit allocation
    Economic Review, 1994, (Q III), 2-13 Downloads
  2. Federal credit allocation: theory, evidence, and history; a conference sponsored by the Federal Reserve Bank of Cleveland, October 17-19, 1993
    Proceedings, 1994, (Aug)
  3. Introduction
    Proceedings, 1994, 517-522 View citations (1)
  4. The national depositor preference law
    Economic Commentary, 1994, (Feb) Downloads View citations (2)

1993

  1. Making the SAIF safe for taxpayers
    Economic Commentary, 1993, (Nov) Downloads
  2. On flexibility, capital structure and investment decisions for the insured bank
    Journal of Banking & Finance, 1993, 17, (6), 1133-1146 Downloads View citations (14)
    See also Working Paper (1991)
  3. The cost of buying time: lessons from the thrift debacle
    Economic Commentary, 1993, (Jan) Downloads View citations (1)
  4. The evolving loan sales market
    Economic Commentary, 1993, (Jul) Downloads View citations (1)
  5. Troubled Savings and Loan Institutions: Turnaround Strategies Under Insolvency
    Financial Management, 1993, 22, (3) View citations (3)

1992

  1. FDICIA's prompt corrective action provisions
    Economic Commentary, 1992, (Sep) Downloads View citations (13)
  2. Forbearance, subordinated debt, and the cost of capital for insured depository institutions
    Economic Review, 1992, (Q III), 16-26 Downloads

1991

  1. Predicting bank failures in the 1980s
    Economic Review, 1991, (Q I), 9-20 Downloads View citations (21)
  2. The RTC and the escalating costs of the thrift insurance mess
    Economic Commentary, 1991, (May) Downloads View citations (3)
  3. The effect of subordinated debt and surety bonds on the cost of capital for banks and the value of federal deposit insurance
    Journal of Banking & Finance, 1991, 15, (4-5), 939-953 Downloads View citations (5)

1990

  1. Rethinking and Living with the Limits of Bank Regulation
    Cato Journal, 1990, 9, (3), 579-600 Downloads View citations (1)
  2. Underlying causes of commercial bank failures in the 1980s
    Economic Commentary, 1990, (Sep) Downloads View citations (1)
  3. Using market incentives to reform bank regulation and federal deposit insurance
    Economic Review, 1990, (Q I), 28-40 Downloads View citations (4)

1989

  1. Bank capital requirements and the riskiness of banks: a review
    Economic Review, 1989, (Q I), 10-17 Downloads
  2. Bank lending to LBO's: risks and supervisory response
    Economic Commentary, 1989, (Feb)
  3. Economic principles and deposit-insurance reform
    Economic Commentary, 1989, (May)
  4. Errors in Recorded Security Prices and the Turn-ofthe-Year Effect
    Journal of Financial and Quantitative Analysis, 1989, 24, (04), 513-526 Downloads
    See also Working Paper (1986)

1988

  1. Using financial data to identify changes in bank condition
    Economic Review, 1988, (Q II), 17-26 Downloads View citations (17)

1987

  1. FDIC policies for dealing with failed and troubled institutions
    Economic Commentary, 1987, (Oct) View citations (7)
  2. FSLIC forbearances to stockholders and the value of savings and loan shares
    Economic Review, 1987, (Q III), 26-35 Downloads View citations (7)
  3. Interbank exposure in the Fourth Federal Reserve District
    Economic Commentary, 1987, (Aug) View citations (1)
  4. The Use of Market Information in Pricing Deposit Insurance
    Journal of Money, Credit and Banking, 1987, 19, (4), 528-37 Downloads View citations (14)
    See also Working Paper (1986)

1986

  1. Alternative methods for assessing risk-based deposit insurance premiums
    Economic Commentary, 1986, (Sep)
  2. Equity, efficiency, and mispriced deposit guarantees
    Economic Commentary, 1986, (Jul)

Chapters

2012

  1. Lehman Brothers bankruptcy, what lessons can be drawn?
    Palgrave Macmillan Downloads
 
Page updated 2014-12-15