Details about Ying Lei Toh

Access statistics for papers by Ying Lei Toh.

Last updated 2024-01-05. Update your information in the RePEc Author Service.

Short-id: pto485

Working Papers

2024

1. Defining Households That Are Underserved in Digital Payment Services
   Working Papers, Federal Reserve Bank of Boston
   Also in Research Working Paper, Federal Reserve Bank of Kansas City (2024)

2023

2. Privacy Regulation and Quality-Enhancing Innovation
   CESifo Working Paper Series, CESifo
   Also in TSE Working Papers, Toulouse School of Economics (TSE) (2023) View citations (5)
   "Marco Fanno" Working Papers, Dipartimento di Scienze Economiche "Marco Fanno" (2023)
3. Taxation of Public Franchises with Persistent Demand Shocks
   "Marco Fanno" Working Papers, Dipartimento di Scienze Economiche "Marco Fanno"
4. Which Types of Unbanked Households Are More (or Less) Likely to Open a Bank Account?
   Research Working Paper, Federal Reserve Bank of Kansas City

2022

5. Prior Fraud Exposure and Precautionary Credit Market Behavior
   Working Papers, Federal Reserve Bank of Philadelphia
   Also in Research Working Paper, Federal Reserve Bank of Kansas City (2022)

2019

6. Privacy Regulation and Quality Investment
   Research Working Paper, Federal Reserve Bank of Kansas City View citations (4)

2018

7. Privacy and Quality
   IDEI Working Papers, Institut d'Économie Industrielle (IDEI), Toulouse View citations (5)

Journal Articles

2024

1. Combating Authorized Push Payment Scams in Fast Payment Systems
   Payments System Research Briefing, 2024, 8

2023

2. Addressing Traditional Credit Scores as a Barrier to Accessing Affordable Credit
   Economic Review, 2023, vol. 108, (no. 3), 22 View citations (1)
3. How Much Do Nonbank Transaction Accounts Improve Access to Digital Payments for Unbanked Households?
   Payments System Research Briefing, 2023, 9

2022

4. Assessing the Case for Retail CBDCs: Central Banks’ Considerations
   Payments System Research Briefing, 2022, (May 26, 2022), 7
5. Promoting Payment Inclusion in the United States
   Payments System Research Briefing, 2022, (October 7, 2022), 10 View citations (1)

2021

6. Prepaid Cards: An Inadequate Solution for Digital Payments Inclusion
   Economic Review, 2021, 106, (no.4) View citations (1)
7. When Paying Bills, Low-Income Consumers Incur Higher Costs
   Payments System Research Briefing, 2021, (November 23, 2021), 7 View citations (1)

2020

8. How the COVID-19 Pandemic May Reshape the Digital Payments Landscape
   Payments System Research Briefing, 2020, 10 View citations (4)
9. Mobile Banking Use and Consumer Readiness to Benefit from Faster Payments
   Economic Review, 2020, 105, (no.1), 5 View citations (5)
10. Pandemic Relief Has Aided Low-Income Individuals: Evidence from Alternative Financial Services
    Economic Bulletin, 2020, 4
11. Still on Trial? The Court’s Use of Economic Analysis in the American Express Case
    Payments System Research Briefing, 2020, 7

2019

12. Developments of QR Code-Based Mobile Payments in East Asia
    Payments System Research Briefing, 2019, 14 View citations (2)