Details about Michael Heinrich Ziegelmeyer

Access statistics for papers by Michael Heinrich Ziegelmeyer.

Last updated 2023-04-11. Update your information in the RePEc Author Service.

Short-id: pzi77

Working Papers

2024

1. The Cross-Border Household Finance and Consumption Survey: Results from the fourth wave in 2021
   BCL working papers, Central Bank of Luxembourg

2023

2. Do Private Wealth Transfers Help With Homeownership? A First Assessment for Luxembourg
   BCL working papers, Central Bank of Luxembourg View citations (1)
3. Household indebtedness and their vulnerability to rising interest rates
   BCL working papers, Central Bank of Luxembourg View citations (1)
4. The Luxembourg Household Finance and Consumption Survey: Results from the fourth wave in 2021
   BCL working papers, Central Bank of Luxembourg

2022

5. Objectified Housing Sales and Rent Prices in Representative Household Surveys: the Impact on Macroeconomic Statistics
   BCL working papers, Central Bank of Luxembourg View citations (3)
   Also in LISER Working Paper Series, Luxembourg Institute of Socio-Economic Research (LISER) (2022) View citations (3)
6. Using household-level data to guide borrower-based macro-prudential policy
   BCL working papers, Central Bank of Luxembourg
   See also Journal Article Using household-level data to guide borrower-based macro-prudential policy, Empirical Economics, Springer (2024) (2024)

2021

7. The Cross border Household Finance Consumption Survey: Results from the third wave
   BCL working papers, Central Bank of Luxembourg

2020

8. Borrowing constraints, own labour and homeownership: Does it pay to paint your walls?
   BCL working papers, Central Bank of Luxembourg View citations (2)
   Also in Working Paper Series, European Central Bank (2020) View citations (2)
   See also Journal Article Borrowing constraints, own labour and homeownership, Applied Economics, Taylor & Francis Journals (2023) (2023)
9. Housing and inequality: The case of Luxembourg and its cross-border workers
   OECD Economics Department Working Papers, OECD Publishing View citations (2)
   Also in BCL working papers, Central Bank of Luxembourg (2020) View citations (2)
10. The Luxembourg Household Finance Consumption Survey: Results from the third wave
    BCL working papers, Central Bank of Luxembourg View citations (5)

2019

11. Peer effects in stock market participation: Evidence from immigration
    BCL working papers, Central Bank of Luxembourg View citations (4)
    Also in Working Paper Series, European Central Bank (2019) View citations (9)
12. Stress testing household balance sheets in Luxembourg
    Working Paper Series, European Central Bank View citations (6)
    Also in BCL working papers, Central Bank of Luxembourg (2018) View citations (4)
    See also Journal Article Stress testing household balance sheets in Luxembourg, The Quarterly Review of Economics and Finance, Elsevier (2020) View citations (10) (2020)

2018

13. The Cross-border Household Finance and Consumption Survey: Results from the second wave
    BCL working papers, Central Bank of Luxembourg View citations (4)

2017

14. Household debt burden and financial vulnerability in Luxembourg
    BCL working papers, Central Bank of Luxembourg View citations (6)
    See also Chapter Household debt burden and financial vulnerability in Luxembourg, IFC Bulletins chapters, Bank for International Settlements (2017) View citations (7) (2017)
15. The Luxembourg Household Finance and Consumption Survey: Results from the 2nd wave
    BCL working papers, Central Bank of Luxembourg View citations (10)

2015

16. Household saving behaviour and credit constraints in the euro area
    Working Paper Series, European Central Bank View citations (16)
    Also in BCL working papers, Central Bank of Luxembourg (2014) View citations (18)
    Discussion Papers, Deutsche Bundesbank (2014) View citations (12)
17. Other real estate property in selected euro area countries
    BCL working papers, Central Bank of Luxembourg View citations (6)

2014

18. Cross-border commuting and consuming: An empirical investigation
    BCL working papers, Central Bank of Luxembourg View citations (3)
    Also in Working Paper Series, European Central Bank (2014) View citations (4)
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2014) View citations (3)
    See also Journal Article Cross-border commuting and consuming: an empirical investigation, Applied Economics, Taylor & Francis Journals (2017) View citations (6) (2017)
19. Household Risk Management and Actual Mortgage Choice in the Euro Area
    BCL working papers, Central Bank of Luxembourg View citations (25)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2014) View citations (22)
    Working Paper Series, European Central Bank (2014) View citations (21)
    Staff Working Papers, Bank of Canada (2014) View citations (22)
20. Household Risk Taking after the Financial Crisis
    BCL working papers, Central Bank of Luxembourg View citations (7)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2014) View citations (7)
    See also Journal Article Household risk taking after the financial crisis, The Quarterly Review of Economics and Finance, Elsevier (2016) View citations (40) (2016)
21. Household wealth in the euro area: The importance of intergenerational transfers, homeownership and house price dynamics
    BCL working papers, Central Bank of Luxembourg View citations (24)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2014) View citations (19)
    Working Paper Series, European Central Bank (2014) View citations (26)
    See also Journal Article Household wealth in the euro area: The importance of intergenerational transfers, homeownership and house price dynamics, Journal of Housing Economics, Elsevier (2017) View citations (27) (2017)
22. Wealth differences across borders and the effect of real estate price dynamics: Evidence from two household surveys
    BCL working papers, Central Bank of Luxembourg View citations (9)
    Also in Working Paper Series, European Central Bank (2014) View citations (8)
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2014) View citations (7)
    See also Journal Article Wealth differences across borders and the effect of real estate price dynamics: Evidence from two household surveys, Journal of Income Distribution, Ad libros publications inc. (2018) View citations (8) (2018)

2012

23. Backing out of private pension provision - Lessons from Germany
    BCL working papers, Central Bank of Luxembourg View citations (3)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2012) View citations (2)
    See also Journal Article Backing out of private pension provision: lessons from Germany, Empirica, Springer (2013) View citations (6) (2013)
24. Income, Wealth and Consumption of Cross-Border Commuters to Luxembourg
    BCL working papers, Central Bank of Luxembourg View citations (14)
25. The Luxembourg Household Finance and Consumption Survey (LU-HFCS): Introduction and Results
    BCL working papers, Central Bank of Luxembourg View citations (18)

2011

26. Illuminate the unknown: Evaluation of imputation procedures based on the SAVE Survey
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (18)
    See also Journal Article Illuminate the unknown: evaluation of imputation procedures based on the SAVE survey, AStA Advances in Statistical Analysis, Springer (2013) View citations (17) (2013)
27. Nursing home residents make a difference – The overestimation of saving rates at older ages
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (2)
28. Who lost the most? Financial Literacy, Cognitive Abilities, and the Financial Crisis
    BCL working papers, Central Bank of Luxembourg View citations (28)
    Also in MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy (2011) View citations (29)
    Working Paper Series, European Central Bank (2011) View citations (25)

2010

29. Verbreitung der Riester-Rente - Hat die Finanz- und Wirtschaftskrise Spuren hinterlassen?
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (5)

2009

30. Auswirkungen der Finanzkrise auf die private Altersvorsorge
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (4)
    See also Journal Article Auswirkungen der Finanzkrise auf die private Altersvorsorge, Perspektiven der Wirtschaftspolitik, Verein für Socialpolitik (2010) View citations (15) (2010)
31. Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (1)
    See also Journal Article Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten, Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, Duncker & Humblot, Berlin (2010) (2010)
32. Documentation of the logical imputation using the panel structure of the 2003-2008 German SAVE Survey
    MEA discussion paper series, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy View citations (12)
    Also in Sonderforschungsbereich 504 Publications, Sonderforschungsbereich 504, Universität Mannheim (2009) View citations (13)
    Papers, Sonderforschungsbreich 504 (2009) View citations (13)

Journal Articles

2025

1. Objective Housing Sales and Rent Prices in Representative Household Surveys: Implications for Wealth, Inequality, Housing Market, and Affordability Statistics
   Review of Income and Wealth, 2025, 71, (1)

2024

2. Using household-level data to guide borrower-based macro-prudential policy
   Empirical Economics, 2024, 66, (2), 785-827
   See also Working Paper Using household-level data to guide borrower-based macro-prudential policy, BCL working papers (2022) (2022)

2023

3. Borrowing constraints, own labour and homeownership
   Applied Economics, 2023, 55, (42), 4931-4945
   See also Working Paper Borrowing constraints, own labour and homeownership: Does it pay to paint your walls?, BCL working papers (2020) View citations (2) (2020)
4. Effects of COVID-19 on income, consumption and savings: Evidence from the Luxembourg Household Finance and Consumption Survey
   BCL Bulletin Analyses, 2023, 2023-2, 50-59

2022

5. How valuable are language skills in the Luxembourg labour market?
   BCL Bulletin Analyses, 2022, 2022-1, 85-93
6. L’endettement des ménages
   BCL Bulletin Analyses, 2022, 2022-2, 45-48

2021

7. Do newer tenants pay higher rent?
   BCL Bulletin Analyses, 2021, 2021-1, 77-84

2020

8. Demandes de prêt hypothécaire et tendances de long terme sur le marché immobilier résidentiel
   BCL Bulletin Analyses, 2020, 2020-1, 96-102
9. Stress testing household balance sheets in Luxembourg
   The Quarterly Review of Economics and Finance, 2020, 76, (C), 115-138 View citations (10)
   See also Working Paper Stress testing household balance sheets in Luxembourg, Working Paper Series (2019) View citations (6) (2019)

2018

10. Wealth differences across borders and the effect of real estate price dynamics: Evidence from two household surveys
    Journal of Income Distribution, 2018, 26, (1), 1-35 View citations (8)
    See also Working Paper Wealth differences across borders and the effect of real estate price dynamics: Evidence from two household surveys, BCL working papers (2014) View citations (9) (2014)

2017

11. Cross-border commuting and consuming: an empirical investigation
    Applied Economics, 2017, 49, (20), 2011-2026 View citations (6)
    See also Working Paper Cross-border commuting and consuming: An empirical investigation, BCL working papers (2014) View citations (3) (2014)
12. Household wealth in the euro area: The importance of intergenerational transfers, homeownership and house price dynamics
    Journal of Housing Economics, 2017, 35, (C), 1-12 View citations (27)
    See also Working Paper Household wealth in the euro area: The importance of intergenerational transfers, homeownership and house price dynamics, BCL working papers (2014) View citations (24) (2014)
13. Mortgage Choice in the Euro Area: Macroeconomic Determinants and the Effect of Monetary Policy on Debt Burdens
    Journal of Money, Credit and Banking, 2017, 49, (2-3), 469-494 View citations (12)

2016

14. Household Saving Behavior in the Euro Area
    International Journal of Central Banking, 2016, 12, (2), 15-69 View citations (15)
15. Household risk taking after the financial crisis
    The Quarterly Review of Economics and Finance, 2016, 59, (C), 141-160 View citations (40)
    See also Working Paper Household Risk Taking after the Financial Crisis, BCL working papers (2014) View citations (7) (2014)
16. Parenting is risky business: parental risk attitudes in small stakes decisions on behalf of their children
    Review of Economics of the Household, 2016, 14, (3), 599-623 View citations (5)

2014

17. Once Burned, Twice Shy? Financial Literacy and Wealth Losses during the Financial Crisis
    Review of Finance, 2014, 18, (6), 2215-2246 View citations (68)

2013

18. Backing out of private pension provision: lessons from Germany
    Empirica, 2013, 40, (3), 505-539 View citations (6)
    See also Working Paper Backing out of private pension provision - Lessons from Germany, BCL working papers (2012) View citations (3) (2012)
19. Illuminate the unknown: evaluation of imputation procedures based on the SAVE survey
    AStA Advances in Statistical Analysis, 2013, 97, (1), 49-76 View citations (17)
    See also Working Paper Illuminate the unknown: Evaluation of imputation procedures based on the SAVE Survey, MEA discussion paper series (2011) View citations (18) (2011)

2012

20. Nursing home residents make a difference—The overestimation of saving rates at older ages
    Economics Letters, 2012, 117, (3), 569-572 View citations (9)

2010

21. Auswirkungen der Finanzkrise auf die private Altersvorsorge
    Perspektiven der Wirtschaftspolitik, 2010, 11, (4), 383-406 View citations (15)
    See also Working Paper Auswirkungen der Finanzkrise auf die private Altersvorsorge, MEA discussion paper series (2009) View citations (4) (2009)
22. Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten
    Schmollers Jahrbuch : Journal of Applied Social Science Studies / Zeitschrift für Wirtschafts- und Sozialwissenschaften, 2010, 130, (2), 195-240
    See also Working Paper Das Altersvorsorge-Verhalten von Selbständigen - eine Analyse auf Basis der SAVE-Daten, MEA discussion paper series (2009) View citations (1) (2009)
23. Hat die Finanz- und Wirtschaftskrise Verbreitung und Volumen der Riester-Rente beeinflusst?
    Wirtschaftsdienst, 2010, 90, (4), 255-261 View citations (6)

Chapters

2017

1. Household debt burden and financial vulnerability in Luxembourg
   A chapter in Data needs and Statistics compilation for macroprudential analysis, 2017, vol. 46 View citations (7)
   See also Working Paper Household debt burden and financial vulnerability in Luxembourg, Central Bank of Luxembourg (2017) View citations (6) (2017)