Sex, language, and financial inclusion

Francis Osei-Tutu and Laurent Weill

No 9/2020, BOFIT Discussion Papers from Bank of Finland Institute for Emerging Economies (BOFIT)

Abstract: Reference to gender in language can lead individuals to draw distinctions between genders and re-inforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the World Bank's Global Findex database and perform logit estimations at the individual level. We find the gender gap in the probability of owning a formal account, having access to a formal credit, as well as having savings in a formal financial institution is higher for countries with gendered languages than for countries with genderless languages. These findings are confirmed in robustness checks that control for alternative measures of culture and estimations at the country level.

Keywords: financial inclusion; gender; language (search for similar items in EconPapers)
JEL-codes: G21 Z13 (search for similar items in EconPapers)
Date: 2020
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Journal Article: Sex, language and financial inclusion (2021)
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Persistent link: https://EconPapers.repec.org/RePEc:zbw:bofitp:bdp2020_009

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