European Union: Publication of Financial Sector Assessment Program Documentation—Technical Note on Deposit Insurance

International Monetary Fund

No 2013/066, IMF Staff Country Reports from International Monetary Fund

Abstract: This article is an overview of existing deposit insurance in the European Union. There are various national deposit schemes that form the source of insurance. The schemes come up with various coverage, contributions, and fund sizes. The recent financial crisis has brought about a change in the coverage system. The main intention of this insurance is to enhance financial stability. The role of this insurance varies both within the EU and worldwide. This insurance is important to sustain financial integration and internal functioning.

Keywords: ISCR; CR; deposit; insurance; bank; DGS; depositor; deposit insurer; resolution fund; payout activity; insurance scheme; protection scheme; EU deposit guarantee schemes; depositor payout; bank resolution fund; insurance pool; depositor preference; deposit insurance agency; EU bank resolution fund; Deposit insurance; Bank resolution framework; Bank resolution; Distressed institutions; Systemic crises; Global (search for similar items in EconPapers)
Pages: 16
Date: 2013-03-15
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