Assessing the Maintenance of Savings Sufficiency Over the First Decade of Retirement
Robert Haveman,
Karen Holden,
Barbara Wolfe,
Andrei Romanov and
Robert H. Haveman
Authors registered in the RePEc Author Service: Robert H. Haveman
No 1567, CESifo Working Paper Series from CESifo
Abstract:
The adequacy of retirement savings is central to the U.S. debate over the effects of Social Security reform and pension changes that would place greater responsibility on individuals for accumulation of retirement resources. We contribute to this discussion by examining the extent to which individuals maintain initial levels of resources over the first decade of retirement. We compare annuitized wealth, including Social Security and pension wealth, to two consumption standards— a household’s preretirement earnings and the poverty threshold. We analyze the relationship of individual characteristics to changes in this ratio over time, including the effects of widowhood and post-retirement work.
JEL-codes: J14 J26 (search for similar items in EconPapers)
Date: 2005
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Citations: View citations in EconPapers (6)
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Journal Article: Assessing the maintenance of savings sufficiency over the first decade of retirement (2007)
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Persistent link: https://EconPapers.repec.org/RePEc:ces:ceswps:_1567
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