ANALISA TINGKAT KESEHATAN PT BANK MANDIRI (Persero) TBK, DENGAN MENGGUNAKAN ANALISA CAPITAL, ASSETS, MANAGEMENT, EARNING, LIQUIDITY (CAMEL)

Sulaeman, dkk, Maman
Additional contact information
Sulaeman, dkk, Maman: Politeknik Triguna Tasikmalaya

No f3z7h, INA-Rxiv from Center for Open Science

Abstract: The development of the banking world today is very rapidly after deregulation in the financial sector. This study was conducted descriptive analysis by way of analyzing the factors that affect the health of banks consisting of Capital, Assets, Management, Earnings and Liquidity (CAMEL) so that it can determine the condition of the bank, whether categorized as healthy, reasonably healthy, less healthy or not healthy. The results showed that: The health level of PT. Bank Mandiri, Tbk on the aspect of capital (capital) through CAR (Capital Adequacy Ratio) in 2013 amounted to 14.93%, in 2014 amounted to 16.60% and in 2015 by 18.6% considered healthy. In the aspect of quality assets (asset quality) ratio value quality earning assets (APYD) to productive assets (AP) in 2013 amounted to 1.17% and 1.15% in 2014 and 2014 amounted to 1.56% categorized. On the management aspects of the value of the ratio of net income to operating income in 2013 amounted to 25.52% and in 2014 amounted to 22.92% and in 2015 amounted to 20.44% can be categorized Unhealthy. In the aspect of earnings (earnings) ratio value of return on assets (ROA) in 2013 amounted to 3.52% and in 2014 amounted to 3.28% and in 2015 amounted to 2.99% can be considered healthy. In the aspect of earnings (earnings) ratio of operating expenses to operating income (ROA) in 2013 amounted to 66% and in 2014 by 64% and in 2015 by 62% can be categorized Very Healthy. In the aspect of liquidity (liquidity) ratio value of the loan to deposit ratio of 83% in 2013 and 2014 by 82% and in 2015 by 87% can be categorized Very Healthy. And the soundness of the Bank from 2013 to 2015 based on the weighting values are categorized as healthy banks.

Date: 2017-12-28
References: Add references at CitEc
Citations:

Downloads: (external link)
https://osf.io/download/5ac7d42ca5a60e0011442015/

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:osf:inarxi:f3z7h

DOI: 10.31219/osf.io/f3z7h

Access Statistics for this paper

More papers in INA-Rxiv from Center for Open Science
Bibliographic data for series maintained by OSF ().