PENYELESAIAN KREDIT MACET PADA UNIT KORPRI KANTOR GUBERNUR SUMATERA BARAT

Kiki Trisna Safitri and Mariani St.B Tanjung

No 4gpzf, OSF Preprints from Center for Open Science

Abstract: The purpose of this research is to find out how bad credit is resolved at the Korpri Unit of the Governor of West Sumatra, for 2015–2019. The research data were taken from the accountability reports of the managers and supervisors. The settlement of bad credit in cooperatives is by using the Non Performing Loan (NPL) method. We can see the results of bad credit settlement in 2018 experiencing bad credit, namely Non Performance Loans of 38% so this is not healthy for cooperatives and in 2019 experiencing a decrease in non-performing loans (NPL) by 24%. For the settlement of bad credit, namely by rescheduling (rescheduling), approaching the debtor again by communicating by telephone or orally, or by using warning letters I, II and III to the debtor, and also directly visiting the debtor's house.

Date: 2021-02-03
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:4gpzf

DOI: 10.31219/osf.io/4gpzf

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