Regionalökonomie und Finanzierung kleiner und mittelständischer Unternehmen: Ansätze zur Erklärung eines Ost-West-Gefälles

Doris Neuberger ()

No 24, Thuenen-Series of Applied Economic Theory from University of Rostock, Institute of Economics, Germany

Abstract: The financing of small and medium-sized enterprises (SMEs) plays a key role for the catching-up process of the East German economy after German reunification. German banks are often claimed to be too restrictive in their lending practices towards these firms. To examine how their lending decisions depend on regional credit risks, we have to resort to theories of regional economics. The present paper reviews the regional economic approaches which aim to explain birth, growth and death rates of SMEs, to use the results for the explanation of regional differences in financing conditions, illustrated by an East-West gap in Germany.

Date: 1999
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Persistent link: http://EconPapers.repec.org/RePEc:ros:wpaper:24

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