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Rosca Participation in Benin: a Commitment Issue

Olivier Dagnelie () and Philippe LeMay
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Philippe LeMay: CRED - University of Namur

Development and Comp Systems from EconWPA

Abstract: In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit ASsociations. We provide empirical findings which indicate that individuals use their participation in a rosca as a device to discipline themselves to save money and commit against problems of self-control.

Keywords: ROSCA; self-control; Benin; Intra-Household Allocation; Saving; Household Survey; Development Finance (search for similar items in EconPapers)
JEL-codes: G2 O16 O17 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-fin
Date: 2005-11-22
Note: Type of Document - pdf; pages: 28
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http://econwpa.repec.org/eps/dev/papers/0511/0511026.pdf (application/pdf)

Related works:
Journal Article: Rosca Participation in Benin: A Commitment Issue (2012) Downloads
Working Paper: Rosca Participation in Benin: a Commitment Issue (2008) Downloads
Working Paper: Rosca Participation in Benin: a Commitment Issue (2008) Downloads
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Persistent link: http://EconPapers.repec.org/RePEc:wpa:wuwpdc:0511026

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