Details about Ricardo Barahona

Access statistics for papers by Ricardo Barahona.

Last updated 2025-02-06. Update your information in the RePEc Author Service.

Short-id: pba2094

Working Papers

2024

1. Estimating the OIS term premium with analyst expectation surveys
   Occasional Papers, Banco de España

2023

2. Do Teams Alleviate or Exacerbate the Extrapolation Bias in the Stock Market?
   Working Papers, Banco de España

2021

3. Investor behavior and financial markets
   Other publications TiSEM, Tilburg University, School of Economics and Management

Journal Articles

2022

1. Consumer credit crowdfunding platforms in Spain Abstract1: This article describes the different consumer credit crowdfunding platform models that are currently operating in Spain and analyses their development and their main characteristics by drawing on granular data publicly available from two of the platforms operating in Spain. The article shows that, while the volume of financing granted by this type of platform has grown at a considerable pace in recent years, its share of the total remains very small compared with bank lending figures. The evidence presented also shows that the risk profile of the borrowers who access this financing is significantly higher than that of those borrowing from credit institutions. Abstract2: This article describes the different consumer credit crowdfunding platform models that are currently operating in Spain and analyses their development and their main characteristics by drawing on granular data publicly available from two of the platforms operating in Spain. The article shows that, while the volume of financing granted by this type of platform has grown at a considerable pace in recent years, its share of the total remains very small compared with bank lending figures. The evidence presented also shows that the risk profile of the borrowers who access this financing is significantly higher than that of those borrowing from credit institutions. Abstract3
   Economic Bulletin, 2022, (3/2022), 12 pages
2. Las plataformas de financiación participativa de crédito para consumo en España
   Boletín Económico, 2022, (3/2022), 12 pages

2021

3. Can unpredictable risk exposure be priced?
   Journal of Financial Economics, 2021, 139, (2), 522-544 View citations (7)