Details about Mitchell Berlin

Access statistics for papers by Mitchell Berlin.

Last updated 2024-12-19. Update your information in the RePEc Author Service.

Short-id: pbe2

Working Papers

2025

1. Measuring Climate Transition Risk at the Regional Level with an Application to Community Banks
   Working Papers, Federal Reserve Bank of Philadelphia

2019

2. Concentration of Control Rights in Leveraged Loan Syndicates
   Working Papers, Federal Reserve Bank of Philadelphia View citations (2)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2017) View citations (9)

2015

3. Disclosure of stress test results
   Working Papers, Federal Reserve Bank of Philadelphia

2005

4. Courts and contractual innovation: a preliminary analysis
   Working Papers, Federal Reserve Bank of Philadelphia

2002

5. Collateral and competition
   Working Papers, Federal Reserve Bank of Philadelphia View citations (12)

2000

6. Optimal Financial Contracts for Large Investors: The Role of Lender Liability
   Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (2)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2000) View citations (2)

1999

7. Financial contracts and the legal treatment of informed investors
   Working Papers, Federal Reserve Bank of Philadelphia

1998

8. Deposits and Relationship Lending Review of Financial Studies
   Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (7)
9. Deposits and relationship lending
   Working Papers, Federal Reserve Bank of Philadelphia View citations (5)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (1997) View citations (4)
   See also Journal Article Deposits and Relationship Lending, The Review of Financial Studies, Society for Financial Studies (1999) View citations (273) (1999)

1997

10. Intermediation and vertical integration
    Working Papers, Federal Reserve Bank of Philadelphia
    See also Journal Article Intermediation and Vertical Integration, Journal of Money, Credit and Banking, Blackwell Publishing (1998) View citations (1) (1998)
11. On the Profitability and Cost of Relationship Lending
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (14)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (1997) View citations (11)
    See also Journal Article On the profitability and cost of relationship lending, Journal of Banking & Finance, Elsevier (1998) View citations (99) (1998)

1996

12. Public versus private debt: confidentiality, control, and product markets
    Working Papers, Federal Reserve Bank of Philadelphia View citations (1)

1995

13. Bank equity stakes in borrowing firms and financial distress
    Working Papers, Federal Reserve Bank of Philadelphia View citations (7)
    See also Journal Article Bank Equity Stakes in Borrowing Firms and Financial Distress, The Review of Financial Studies, Society for Financial Studies (1996) View citations (55) (1996)

1993

14. Financial intermediation as vertical integration
    Working Papers, Federal Reserve Bank of Philadelphia View citations (2)

1992

15. Debt covenants and renegotiation
    Working Papers, Federal Reserve Bank of Philadelphia View citations (148)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (1990) View citations (11)
    See also Journal Article Debt covenants and renegotiation, Journal of Financial Intermediation, Elsevier (1992) View citations (151) (1992)

1987

16. Credit card rates and consumer search
    Working Papers, Federal Reserve Bank of Philadelphia
    See also Journal Article Credit card rates and consumer search, Review of Financial Economics, Elsevier (2004) View citations (11) (2004)
17. Financing, commitment and entry deterrence
    Working Papers, Federal Reserve Bank of Philadelphia

1986

18. The choice between bonds and bank loans
    Working Papers, Federal Reserve Bank of Philadelphia View citations (2)

Journal Articles

2015

1. New rules for foreign banks: what's at stake?
   Business Review, 2015, (Q1), 1-10

2014

2. New perspectives on consumer behavior in credit and payments markets
   Business Review, 2014, (1), 25-30

2012

3. Banks and markets: substitutes, complements, or both?
   Business Review, 2012, (Q2), 1-10 View citations (2)
4. Recent developments in consumer credit and payments
   Business Review, 2012, (Q1), 32-40
   Also in Business Review, 2008, (Q1), 27-33 (2008)

2011

5. Can we explain banks' capital structures?
   Business Review, 2011, (Q2), 1-11 View citations (2)

2010

6. Summary of workshop on recent developments in consumer credit and payments
   Business Review, 2010, (Q1), 31-38

2009

7. Bank credit standards
   Business Review, 2009, (Q2), 1-10 View citations (2)

2007

8. Dancing with wolves: syndicated loans and the economics of multiple lenders
   Business Review, 2007, (Q3), 1-8

2006

9. Debt maturity: What do economists say? What do CFOs say?
   Business Review, 2006, (Q1), 3-10 View citations (5)

2004

10. Credit card rates and consumer search
    Review of Financial Economics, 2004, 13, (1-2), 179-198 View citations (11)
    See also Working Paper Credit card rates and consumer search, Working Papers (1987) (1987)
11. Retail credit risk management and measurement: An introduction to the special issue
    Journal of Banking & Finance, 2004, 28, (4), 721-725
12. True confessions: should banks be required to disclose more?
    Business Review, 2004, (Q4), 7-15 View citations (3)

2003

13. Trade credit: why do production firms act as financial intermediaries?
    Business Review, 2003, (Q3), 21-28 View citations (10)

2002

14. Should business bankruptcy be a one-chapter book?
    Business Review, 2002, (Q3), 18-25

2001

15. Lender Liability and Large Investors
    Journal of Financial Intermediation, 2001, 10, (2), 108-137 View citations (6)
16. \\"We control the vertical\\": three theories of the firm
    Business Review, 2001, (Q3), 13-22 View citations (1)

2000

17. Why don't banks take stock?
    Business Review, 2000, (May), 3-15 View citations (2)

1999

18. Deposits and Relationship Lending
    The Review of Financial Studies, 1999, 12, (3), 579-607 View citations (273)
    See also Working Paper Deposits and relationship lending, Working Papers (1998) View citations (5) (1998)
19. Jack of all trades? Product diversification in nonfinancial firms
    Business Review, 1999, (May), 15-29 View citations (1)

1998

20. Intermediation and Vertical Integration
    Journal of Money, Credit and Banking, 1998, 30, (3), 500-519 View citations (1)
    Also in Proceedings, 1998, (Aug), 500-523 (1998) View citations (1)
    See also Working Paper Intermediation and vertical integration, Working Papers (1997) (1997)
21. On the profitability and cost of relationship lending
    Journal of Banking & Finance, 1998, 22, (6-8), 873-897 View citations (99)
    See also Working Paper On the Profitability and Cost of Relationship Lending, Center for Financial Institutions Working Papers (1997) View citations (14) (1997)
22. That thing venture capitalist do
    Business Review, 1998, (Jan), 15-26 View citations (8)

1996

23. Bank Equity Stakes in Borrowing Firms and Financial Distress
    The Review of Financial Studies, 1996, 9, (3), 889-919 View citations (55)
    See also Working Paper Bank equity stakes in borrowing firms and financial distress, Working Papers (1995) View citations (7) (1995)
24. For better and for worse: three lending relationships
    Business Review, 1996, (Nov), 3-12 View citations (14)

1992

25. Debt covenants and renegotiation
    Journal of Financial Intermediation, 1992, 2, (2), 95-133 View citations (151)
    See also Working Paper Debt covenants and renegotiation, Working Papers (1992) View citations (148) (1992)

1991

26. Deposit insurance reform: What are the issues and what needs to be fixed?
    Journal of Banking & Finance, 1991, 15, (4-5), 735-752 View citations (35)
27. Special issue on deposit insurance reform
    Journal of Banking & Finance, 1991, 15, (4-5), 733-734

1988

28. Banking reform: an overview of the restructuring debate
    Business Review, 1988, (Jul), 3-14

1987

29. Bank loans and marketable securities: how do financial contracts control borrowing firms?
    Business Review, 1987, (Jul), 9-18 View citations (3)

1986

30. Loan commitments: insurance contracts in a risky world
    Business Review, 1986, (May), 3-12 View citations (3)