Details about Raphael W. Bostic

Access statistics for papers by Raphael W. Bostic.

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Short-id: pbo990

Working Papers

2019

1. Effect of New Rail Transit Stations on Income Distribution of Nearby Residential Moves
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis
2. The Role of Race in Mortgage Lending: Revisiting the Boston Fed Study
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
   Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (4)

2018

3. Do Rail Transit Stations Induce Displacement?
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis
4. Effects of the Community Reinvestment Act (CRA) on Small Business Lending
   Community Affairs Discussion Paper, Federal Reserve Bank of Philadelphia View citations (1)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2018) View citations (1)
5. Gentrification Near Rail Transit Areas: A Micro-Data Analysis of Moves into Los Angeles Metro Rail Station Areas
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis View citations (1)

2017

6. Affordable Housing in Transit-Oriented Developments: Impacts on Driving and Policy Approaches
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis View citations (3)
7. Can Affordable Housing in Transit-Oriented Development Help Solve California’s Housing Crisis while also Addressing Environmental Goals?
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis
8. Sustainability and Displacement: Assessing the Spatial Pattern of Residential Moves Near Rail Transit
   Institute of Transportation Studies, Working Paper Series, Institute of Transportation Studies, UC Davis View citations (2)

2008

9. Housing Wealth, Financial Wealth, and Consumption: New Evidence from Micro Data - Revised
   Working Paper, USC Lusk Center for Real Estate View citations (4)

2006

10. CRA agreements and small business lending: is there a \"there\" there?
    Proceedings, Federal Reserve Bank of Chicago
11. GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals
    Working Paper, USC Lusk Center for Real Estate View citations (5)
    See also Journal Article GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals, The Journal of Real Estate Finance and Economics, Springer (2008) View citations (14) (2008)
12. Have the Affordable Housing Goals been a Shield against Subprime? Regulatory Incentives and the Extension of Mortgage Credit
    Working Paper, USC Lusk Center for Real Estate View citations (4)
13. Land Leverage: Decomposing Home Price Dynamics
    Working Paper, USC Lusk Center for Real Estate View citations (1)

2005

14. Do the GSEs Matter to Low-Income Housing Markets? An Assessment of the Effects of the GSE Loan Purchase Goals on California Housing Outcomes (Revised)
    Working Paper, USC Lusk Center for Real Estate View citations (3)

2004

15. Market Forces or CRA-induced Externalities: What Accounts for the Increase in Mortgage Lending to Lower-Income Communities?
    Working Paper, USC Lusk Center for Real Estate View citations (2)
16. The impact of CRA agreements on community banks
    Proceedings, Federal Reserve Bank of Chicago View citations (3)
    See also Journal Article The impact of CRA agreements on community banks, Journal of Banking & Finance, Elsevier (2004) View citations (4) (2004)

2003

17. Assessing the CRA's Necessity and Efficiency*
    Working Paper, USC Lusk Center for Real Estate
18. Do CRA-related Events Affect Shareholder Wealth? The Case of Bank Mergers
    Working Paper, USC Lusk Center for Real Estate
    See also Journal Article Do CRA‐Related Events Affect Shareholder Wealth? The Case of Bank Mergers, The Financial Review, Eastern Finance Association (2005) View citations (2) (2005)
19. Does Credit Quality Matter for Homeownership?
    Working Paper, USC Lusk Center for Real Estate View citations (55)
    Also in Zell/Lurie Center Working Papers, Wharton School Samuel Zell and Robert Lurie Real Estate Center, University of Pennsylvania
    See also Journal Article Does credit quality matter for homeownership?, Journal of Housing Economics, Elsevier (2003) View citations (52) (2003)
20. Enterprise Zones and Individual Welfare: A Case Study of California
    Working Paper, USC Lusk Center for Real Estate
    See also Journal Article Enterprise Zones and Individual Welfare: A Case Study of California*, Journal of Regional Science, Wiley Blackwell (2006) View citations (13) (2006)
21. What makes CRA agreements work? a study of lender responses to CRA agreements
    Proceedings, Federal Reserve Bank of Chicago View citations (1)

2002

22. A Test of Cultural Affinity in Home Mortgage Lending
    Working Paper, USC Lusk Center for Real Estate
    See also Journal Article A Test of Cultural Affinity in Home Mortgage Lending, Journal of Financial Services Research, Springer (2003) View citations (19) (2003)
23. Do CRA Agreements Influence Lending Patterns?
    Working Paper, USC Lusk Center for Real Estate
24. Regulatory incentives and consolidation: the case of commercial bank mergers and the Community Reinvestment Act
    Working Paper Series, Federal Reserve Bank of Chicago View citations (6)
    See also Journal Article Regulatory Incentives and Consolidation: The Case of Commercial Bank Mergers and the Community Reinvestment Act, The B.E. Journal of Economic Analysis & Policy, De Gruyter (2005) View citations (4) (2005)

2001

25. Assessing the impact of the CRA on banking institutions
    Proceedings, Federal Reserve Bank of Chicago

2000

26. Community lending and commercial bank mergers
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
27. Have the doors opened wider? trends in homeownership rates by race and income
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (6)
    See also Journal Article Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income, The Journal of Real Estate Finance and Economics, Springer (2001) View citations (35) (2001)
28. Supplier relationships and small business use of trade credit
    Working Paper Series, Federal Reserve Bank of Chicago View citations (1)
    See also Journal Article Supplier relationships and small business use of trade credit, Journal of Urban Economics, Elsevier (2004) View citations (17) (2004)

1999

29. Racial differences in patterns of small business finance: the importance of local geography
    Proceedings, Federal Reserve Bank of Chicago View citations (16)

1998

30. Do minority-owned banks treat minorities better? an empirical test of the cultural affinity hypothesis
    Proceedings, Federal Reserve Bank of Chicago View citations (4)

1997

31. Racial differences in short-run earnings stabilityand implications for credit markets
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
32. The distribution of credit scores: findings and implications for the provision of financial services
    Proceedings, Federal Reserve Bank of Chicago View citations (1)

1995

33. Urban Productivity and Factor Growth in the Late Nineteenth Century
    Working Papers, New South Wales - School of Economics
    Also in Urban/Regional, University Library of Munich, Germany (1995)
    See also Journal Article Urban Productivity and Factor Growth in the Late Nineteenth Century, Journal of Urban Economics, Elsevier (1997) View citations (19) (1997)

Undated

34. Crime and Private Investment in Urban Neighborhoods
    Mathematica Policy Research Reports, Mathematica Policy Research View citations (5)
    See also Journal Article Crime and private investment in urban neighborhoods, Journal of Urban Economics, Elsevier (2018) View citations (13) (2018)

Journal Articles

2019

1. Section 8 Vouchers and Rent Limits: Do Small Area Fair Market Rent Limits Increase Access to Opportunity Neighborhoods? An Early Evaluation
   Housing Policy Debate, 2019, 29, (1), 44-61 View citations (2)

2018

2. Crime and private investment in urban neighborhoods
   Journal of Urban Economics, 2018, 108, (C), 154-169 View citations (13)
   See also Working Paper Crime and Private Investment in Urban Neighborhoods, Mathematica Policy Research Reports View citations (5)

2017

3. Homeownership and Nontraditional and Subprime Mortgages
   Housing Policy Debate, 2017, 27, (3), 393-418 View citations (3)

2016

4. A field study of rental market discrimination across origins in France
   Journal of Urban Economics, 2016, 95, (C), 49-63 View citations (35)

2014

5. CDBG at 40: Opportunities and Obstacles
   Housing Policy Debate, 2014, 24, (1), 297-302 View citations (3)
6. Introduction: Special issue on housing policy in the United States
   Journal of Housing Economics, 2014, 24, (C), 1-3 View citations (3)

2013

7. The Other Housing Crisis: Rental Housing
   Community Investments, 2013, (01)

2012

8. Mortgage Product Substitution and State Anti-predatory Lending Laws: Better Loans and Better Borrowers?
   Atlantic Economic Journal, 2012, 40, (3), 273-294 View citations (8)

2010

9. Financing Low‐Income Communities: Models, Obstacles, and Future Directions, edited by Julia Sass Rubin
   Journal of Regional Science, 2010, 50, (2), 678-679

2009

10. Housing wealth, financial wealth, and consumption: New evidence from micro data
    Regional Science and Urban Economics, 2009, 39, (1), 79-89 View citations (201)
11. Policy incentives and the extension of mortgage credit: Increasing market discipline for subprime lending
    Journal of Policy Analysis and Management, 2009, 28, (3), 340-365 View citations (5)

2008

12. GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals
    The Journal of Real Estate Finance and Economics, 2008, 36, (2), 207-231 View citations (14)
    See also Working Paper GSE Activity, FHA Feedback, and Implications for the Efficacy of the Affordable Housing Goals, Working Paper (2006) View citations (5) (2006)
13. Mortgages, Risk, and Homeownership among Low- and Moderate-Income Families
    American Economic Review, 2008, 98, (2), 310-14 View citations (11)
14. State and local anti-predatory lending laws: The effect of legal enforcement mechanisms
    Journal of Economics and Business, 2008, 60, (1-2), 47-66 View citations (32)

2006

15. Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes
    Journal of Urban Economics, 2006, 59, (3), 458-475 View citations (27)
16. Enterprise Zones and Individual Welfare: A Case Study of California*
    Journal of Regional Science, 2006, 46, (2), 175-203 View citations (13)
    See also Working Paper Enterprise Zones and Individual Welfare: A Case Study of California, Working Paper (2003) (2003)

2005

17. Assessing the necessity and efficiency of the community reinvestment act
    Housing Policy Debate, 2005, 16, (1), 143-172 View citations (15)
18. Do CRA‐Related Events Affect Shareholder Wealth? The Case of Bank Mergers
    The Financial Review, 2005, 40, (4), 575-586 View citations (2)
    See also Working Paper Do CRA-related Events Affect Shareholder Wealth? The Case of Bank Mergers, Working Paper (2003) (2003)
19. Have Anti-Discrimination Housing Laws Worked? Evidence from Trends in Black Homeownership
    The Journal of Real Estate Finance and Economics, 2005, 31, (1), 5-26 View citations (3)
20. Regulatory Incentives and Consolidation: The Case of Commercial Bank Mergers and the Community Reinvestment Act
    The B.E. Journal of Economic Analysis & Policy, 2005, 5, (1), 27 View citations (4)
    See also Working Paper Regulatory incentives and consolidation: the case of commercial bank mergers and the Community Reinvestment Act, Working Paper Series (2002) View citations (6) (2002)
21. What makes community reinvestment act agreements work? A study of lender responses
    Housing Policy Debate, 2005, 16, (3-4), 513-545 View citations (6)

2004

22. Supplier relationships and small business use of trade credit
    Journal of Urban Economics, 2004, 55, (1), 46-67 View citations (17)
    See also Working Paper Supplier relationships and small business use of trade credit, Working Paper Series (2000) View citations (1) (2000)
23. The impact of CRA agreements on community banks
    Journal of Banking & Finance, 2004, 28, (12), 3069-3095 View citations (4)
    See also Working Paper The impact of CRA agreements on community banks, Proceedings (2004) View citations (3) (2004)

2003

24. A Test of Cultural Affinity in Home Mortgage Lending
    Journal of Financial Services Research, 2003, 23, (2), 89-112 View citations (19)
    See also Working Paper A Test of Cultural Affinity in Home Mortgage Lending, Working Paper (2002) (2002)
25. Black Home-owners as a Gentrifying Force? Neighbourhood Dynamics in the Context of Minority Home-ownership
    Urban Studies, 2003, 40, (12), 2427-2449 View citations (27)
26. Does credit quality matter for homeownership?
    Journal of Housing Economics, 2003, 12, (4), 318-336 View citations (52)
    See also Working Paper Does Credit Quality Matter for Homeownership?, Working Paper (2003) View citations (55) (2003)

2001

27. Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income
    The Journal of Real Estate Finance and Economics, 2001, 23, (3), 411-34 View citations (35)
    See also Working Paper Have the doors opened wider? trends in homeownership rates by race and income, Finance and Economics Discussion Series (2000) View citations (6) (2000)
28. Performance & profitability of CRA-related lending
    Communities and Banking, 2001, (Spr), 18-21

2000

29. CRA special lending programs
    Federal Reserve Bulletin, 2000, 86, (Nov), 711-731 View citations (6)
30. The performance and profitability of CRA-related lending
    Economic Commentary, 2000, (Nov) View citations (5)

1999

31. Consolidation and bank branching patterns
    Journal of Banking & Finance, 1999, 23, (2-4), 497-532 View citations (22)
32. Trends in home purchase lending: consolidation and the Community Reinvestment Act
    Federal Reserve Bulletin, 1999, 85, (Feb), 81-102 View citations (12)

1998

33. New information on lending to small businesses and small farms: the 1996 CRA data
    Federal Reserve Bulletin, 1998, 84, (Jan), 1-21 View citations (6)
34. The role of personal wealth in small business finance
    Journal of Banking & Finance, 1998, 22, (6-8), 1019-1061 View citations (142)

1997

35. Changes in the distribution of banking offices
    Federal Reserve Bulletin, 1997, 83, (Sep), 707-725 View citations (10)
36. Urban Productivity and Factor Growth in the Late Nineteenth Century
    Journal of Urban Economics, 1997, 41, (1), 38-55 View citations (19)
    See also Working Paper Urban Productivity and Factor Growth in the Late Nineteenth Century, Working Papers (1995) (1995)

1996

37. Credit risk, credit scoring, and the performance of home mortgages
    Federal Reserve Bulletin, 1996, 82, (Jul), 621-648 View citations (51)

1990

38. The effect on the preference-reversal phenomenon of using choice indifferences
    Journal of Economic Behavior & Organization, 1990, 13, (2), 193-212 View citations (84)