Details about Julia Cheney

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Short-id: pch1525

Working Papers

2021

1. Financial Consequences of Severe Identity Theft in the U.S
   Working Papers, Federal Reserve Bank of Philadelphia

2020

2. Financial Consequences of Identity Theft
   Working Papers, Federal Reserve Bank of Philadelphia

2019

3. Financial Consequences of Identity Theft: Evidence from Consumer Credit Bureau Records
   Working Papers, Federal Reserve Bank of Philadelphia

2016

4. IDENTITY THEFT AS A TEACHABLE MOMENT
   Working Papers, Federal Reserve Bank of Philadelphia View citations (2)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2014) View citations (2)

2014

5. Consumer use of fraud alerts and credit freezes: an empirical analysis
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (3)

2012

6. The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (5)
   See also Journal Article The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches, Economic Perspectives, Federal Reserve Bank of Chicago (2012) View citations (9) (2012)

2010

7. Heartland Payment Systems: lessons learned from a data breach
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)

2008

8. Alternative data and its use in credit scoring thin-and no-file consumers
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)
9. An examination of mobile banking and mobile payments: building adoption as experience goods?
   Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (4)

2007

10. An Update on Trends in the Debit Card Market
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
11. Payments, credit, and savings: the experience for LMI households
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia

2006

12. How effective were the financial safety nets in the aftermath of Katrina?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (6)
13. Prepaid cards: an important innovation in financial services
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (2)
14. Supply- and demand-side developments influencing growth in the debit market
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (6)
15. The role of electronic payments in disaster recovery: providing more than convenience
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (2)

2005

16. Identity theft: do definitions still matter?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (7)
17. Payment cards and the unbanked: prospects and challenges
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
18. Prepaid card models: a study in diversity
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (2)

2004

19. Identity theft: where do we go from here?
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (1)

2003

20. Identity theft: a pernicious and costly fraud
    Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia View citations (6)

Journal Articles

2012

1. The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches
   Economic Perspectives, 2012, 36, (Q IV), 130-146 View citations (9)
   See also Working Paper The efficiency and integrity of payment card systems: industry views on the risks posed by data breaches, Consumer Finance Institute discussion papers (2012) View citations (5) (2012)