Details about Kyle Dempsey

Access statistics for papers by Kyle Dempsey.

Last updated 2025-04-28. Update your information in the RePEc Author Service.

Short-id: pde1277

Working Papers

2025

1. A Quantitative Analysis of Bank Lending Relationships
   Working Papers, Federal Reserve Bank of St. Louis
2. Credit Scores and Inequality across the Life Cycle
   NBER Working Papers, National Bureau of Economic Research, Inc
   See also Chapter Credit Scores and Inequality Across the Life Cycle, NBER Chapters, National Bureau of Economic Research, Inc (2025) (2025)

2021

3. Lending Standards and Borrowing Premia in Unsecured Credit Markets
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)

2020

4. A Quantitative Theory of the Credit Score
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (9)
   Also in Working Papers, Federal Reserve Bank of Philadelphia (2020) View citations (4)
   Working Papers, Federal Reserve Bank of Minneapolis (2020) View citations (9)

2019

5. Lending Standards and Consumption Insurance over the Business Cycle
   2019 Meeting Papers, Society for Economic Dynamics View citations (3)

2018

6. A Theory of Credit Scoring and the Competitive Pricing of Default Risk
   2018 Meeting Papers, Society for Economic Dynamics View citations (30)

Chapters

2025

1. Credit Scores and Inequality Across the Life Cycle
   A chapter in NBER Macroeconomics Annual 2025, volume 40, 2025
   See also Working Paper Credit Scores and Inequality across the Life Cycle, National Bureau of Economic Research, Inc (2025) (2025)