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Details about Lorraine Dearden

E-mail:
Homepage:https://iris.ucl.ac.uk/iris/browse/profile?upi=LMDEA95
Workplace:Department of Social Sciences, Institute of Education, University College London (UCL), (more information at EDIRC)
Institute for Fiscal Studies (IFS), (more information at EDIRC)
Institute of Labor Economics (IZA), (more information at EDIRC)

Access statistics for papers by Lorraine Dearden.

Last updated 2019-07-21. Update your information in the RePEc Author Service.

Short-id: pde444


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Working Papers

2018

  1. Reflections on the US College Loans System: Lessons from Australia and England
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads
    Also in CAMA Working Papers, Centre for Applied Macroeconomic Analysis, Crawford School of Public Policy, The Australian National University (2018) Downloads
  2. Reflections on the US College Loans System: Lessons from Australia and EnglandAbstract: There is wide agreement the US student loan system faces significant problems. Seven million borrowers are in default and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage, with fixed monthly repayments over a fixed period of time, creating a high repayment burden on borrowers with low income. This paper draws on the experience of the income-contingent loan (ICL) systems operating in England and Australia, in which monthly repayments are related to the borrower's monthly income. By design, those systems explicitly include insurance against problems of repayment during periods of low income. We discuss the design of this type of loan in detail since such an exercise seems to be largely absent in the US literature. Drawing on data from the US Current Population Survey (CPS) we provide two main empirical contributions. - A stylised illustration of the revenue and distributional implications of different hypothetical ICL arrangements for the USA; and - An illustration of repayment problems faced by low-earning borrowers in the US loan system, including a plausible example of adverse outcomes in the Stafford loan. Importantly, we compare repayment burdens under the existing and alternative systems. Our illustrations show how US mortgage-style loans can create financial difficulties for a significant minority of US borrowers, difficulties which a well-designed ICL has significant potential to address
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads

2017

  1. Getting student loans right in Japan: problems and possible solutions
    Discussion Paper Series, Institute of Economic Research, Hitotsubashi University Downloads

2016

  1. How English domiciled graduate earnings vary with gender, institution attended, subject and socio-economic background
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (5)

2014

  1. Money for nothing: estimating the impact of student aid on participation in higher education
    LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library Downloads View citations (8)
    Also in DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London (2013) Downloads View citations (2)

    See also Journal Article in Economics of Education Review (2014)

2013

  1. Identifying the drivers of month of birth differences in educational attainment
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads View citations (1)
    Also in IFS Working Papers, Institute for Fiscal Studies (2013) Downloads View citations (1)
  2. The drivers of month of birth differences in children's cognitive and non-cognitive skills: a regression discontinuity analysis
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads View citations (1)
    Also in IFS Working Papers, Institute for Fiscal Studies (2013) Downloads View citations (1)
  3. The impact of age within academic year on adult outcomes
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (3)
    Also in DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London (2013) Downloads View citations (3)

2011

  1. Measuring school value added with administrative data: the problem of missing variables
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads View citations (7)
    See also Journal Article in Fiscal Studies (2011)
  2. The Effectiveness of English Secondary Schools for Pupils of Different Ability Levels
    IZA Discussion Papers, Institute of Labor Economics (IZA) Downloads View citations (2)
    Also in DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London (2011) Downloads View citations (4)

    See also Journal Article in Fiscal Studies (2011)
  3. The Impact of Tuition Fees and Support on University Participation in the UK
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (7)
    Also in IFS Working Papers, Institute for Fiscal Studies (2011) Downloads View citations (6)
  4. The socio-economic gradient in early child outcomes: evidence from the Millennium Cohort Study
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (9)

2010

  1. Administrative Data and Economic Policy Evaluation
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads
    See also Journal Article in The Economic Record (2010)
  2. Ethnic parity in labour market outcomes for benefit claimants in Great Britain
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads View citations (1)
  3. The demand for private schooling in England: the impact of price and quality
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (2)
  4. What determines private school choice? a comparison between the UK and Australia
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (1)
  5. When you are born matters: the impact of date of birth on educational outcomes in England
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (23)
    Also in DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London (2010) Downloads View citations (27)
  6. Widening Participation in Higher Education: Analysis Using Linked Administrative Data
    DoQSS Working Papers, Department of Quantitative Social Science - UCL Institute of Education, University College London Downloads View citations (7)
    Also in IFS Working Papers, Institute for Fiscal Studies (2010) Downloads View citations (14)
    IZA Discussion Papers, Institute of Labor Economics (IZA) (2010) Downloads View citations (5)

    See also Journal Article in Journal of the Royal Statistical Society Series A (2013)

2009

  1. Ethnic parity in labour market outcomes for benefit claimants
    IFS Working Papers, Institute for Fiscal Studies Downloads
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2008) Downloads

2008

  1. The effects of higher education funding reforms on the lifetime incomes of graduates
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (1)

2007

  1. Higher education funding reforms in England: the distributional effects and the shifting balance of costs
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (24)
    See also Journal Article in Economic Journal (2008)
  2. When You Are Born Matters: The Imapct of Date of Birth on Child Cognitive Outcomes in England
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (32)

2006

  1. Education Subsidies and School Drop-Out Rates
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads
    Also in IFS Working Papers, Institute for Fiscal Studies (2005) Downloads View citations (20)

2005

  1. The Impact of Training on Productivity and Wages: Evidence from British Panel Data
    CEP Discussion Papers, Centre for Economic Performance, LSE Downloads View citations (23)
    Also in Economic History Working Papers, London School of Economics and Political Science, Department of Economic History (2005) Downloads View citations (15)
    IFS Working Papers, Institute for Fiscal Studies (2005) Downloads View citations (12)

    See also Journal Article in Oxford Bulletin of Economics and Statistics (2006)

2004

  1. An In-Depth Analysis of the Returns to National Vocational Qualifications Obtained at level 2
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (13)
  2. Evaluating the Impact of Education on Earnings in the UK: Models, Methods and Results from the NCDS
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (26)
    Also in LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library (2004) Downloads View citations (2)
    IFS Working Papers, Institute for Fiscal Studies (2003) Downloads View citations (68)
  3. Returns to Education for the Marginal Learner: Evidence from the BCS70
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (11)
  4. The Role of Credit Constraints in Educational Choices: Evidence from NCDS and BCS70
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (28)
    Also in LSE Research Online Documents on Economics, London School of Economics and Political Science, LSE Library (2004) Downloads View citations (7)

2001

  1. Estimating the Returns to Education: Models, Methods and Results
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (20)

2000

  1. The Returns to Academic and Vocational Qualifications in Britain
    CEE Discussion Papers, Centre for the Economics of Education, LSE Downloads View citations (95)
    See also Journal Article in Bulletin of Economic Research (2002)
  2. The effect of school quality on educational attainment and wages
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (19)
    Also in IFS Working Papers, Institute for Fiscal Studies (1998) Downloads View citations (21)

    See also Journal Article in The Review of Economics and Statistics (2002)
  3. Who Gains when Workers Train? Training and Corporate Productivity in a Panel of British Industries
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads View citations (54)

1999

  1. Qualifications and earnings in Britain: how reliable are conventional OLS estimates of the returns to education?
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (35)

1998

  1. Ability, families, education and earnings in Britain
    IFS Working Papers, Institute for Fiscal Studies Downloads View citations (14)

1996

  1. Intergenerational Mobility in Britain
    CEP Discussion Papers, Centre for Economic Performance, LSE View citations (6)
    Also in IFS Working Papers, Institute for Fiscal Studies (1995) Downloads View citations (15)

    See also Journal Article in Economic Journal (1997)

Journal Articles

2019

  1. Evaluating and designing student loan systems: An overview of empirical approaches
    Economics of Education Review, 2019, 71, (C), 49-64 Downloads
  2. Is Improving Access to University Enough? Socio‐Economic Gaps in the Earnings of English Graduates
    Oxford Bulletin of Economics and Statistics, 2019, 81, (2), 328-368 Downloads
  3. Modelling alternative student loan schemes for Brazil
    Economics of Education Review, 2019, 71, (C), 83-94 Downloads
  4. Student loans in Japan: Current problems and possible solutions
    Economics of Education Review, 2019, 71, (C), 120-134 Downloads
  5. The US college loans system: Lessons from Australia and England
    Economics of Education Review, 2019, 71, (C), 32-48 Downloads View citations (6)

2014

  1. Money for nothing: Estimating the impact of student aid on participation in higher education
    Economics of Education Review, 2014, 43, (C), 66-78 Downloads View citations (8)
    See also Working Paper (2014)
  2. The drivers of month-of-birth differences in children's cognitive and non-cognitive skills
    Journal of the Royal Statistical Society Series A, 2014, 177, (4), 829-860 Downloads View citations (28)

2013

  1. Widening participation in higher education: analysis using linked administrative data
    Journal of the Royal Statistical Society Series A, 2013, 176, (2), 431-457 Downloads View citations (24)
    See also Working Paper (2010)

2012

  1. Higher Education Finance in the UK
    Fiscal Studies, 2012, 33, (1), 73-105 Downloads View citations (1)
  2. The Distributional Impact of the 2012–13 Higher Education Funding Reforms in England
    Fiscal Studies, 2012, 33, (2), 211-235 Downloads View citations (8)

2011

  1. Measuring School Value Added with Administrative Data: The Problem of Missing Variables
    Fiscal Studies, 2011, 32, (2), 263-278 Downloads View citations (7)
    See also Working Paper (2011)
  2. Schools, Markets and League Tables
    Fiscal Studies, 2011, 32, (2), 179-186 Downloads
  3. The Effectiveness of English Secondary Schools for Pupils of Different Ability Levels
    Fiscal Studies, 2011, 32, (2), 225-244 Downloads View citations (2)
    See also Working Paper (2011)
  4. What Determines Private School Choice? A Comparison between the United Kingdom and Australia
    Australian Economic Review, 2011, 44, (3), 308-320 Downloads View citations (3)

2010

  1. Administrative Data and Economic Policy Evaluation
    The Economic Record, 2010, 86, (s1), 18-21 Downloads
    See also Working Paper (2010)

2009

  1. Conditional Cash Transfers and School Dropout Rates
    Journal of Human Resources, 2009, 44, (4) Downloads View citations (41)

2008

  1. Higher Education Funding Reforms in England: The Distributional Effects and the Shifting Balance of Costs
    Economic Journal, 2008, 118, (526), F100-F125 Downloads View citations (21)
    See also Working Paper (2007)

2006

  1. Ethnic differences in birth outcomes in England
    Fiscal Studies, 2006, 27, (1), 17-46 View citations (5)
  2. The Impact of Training on Productivity and Wages: Evidence from British Panel Data*
    Oxford Bulletin of Economics and Statistics, 2006, 68, (4), 397-421 Downloads View citations (115)
    See also Working Paper (2005)

2005

  1. Evaluating the effect of education on earnings: models, methods and results from the National Child Development Survey
    Journal of the Royal Statistical Society Series A, 2005, 168, (3), 473-512 Downloads View citations (108)

2002

  1. The Effect Of School Quality On Educational Attainment And Wages
    The Review of Economics and Statistics, 2002, 84, (1), 1-20 Downloads View citations (129)
    See also Working Paper (2000)
  2. The Returns to Academic and Vocational Qualifications in Britain
    Bulletin of Economic Research, 2002, 54, (3), 249-74 View citations (45)
    See also Working Paper (2000)

2000

  1. The Returns to Higher Education in Britain: Evidence from a British Cohort
    Economic Journal, 2000, 110, (461), F82-99 Downloads View citations (99)

1999

  1. Human capital investment: the returns from education and training to the individual, the firm and the economy
    Fiscal Studies, 1999, 20, (1), 1-23 Downloads View citations (137)
  2. Public Finance, Employment and Labor Markets
    International Tax and Public Finance, 1999, 6, (3), 235-237 Downloads
  3. The effects of families and ability on men's education and earnings in Britain1
    Labour Economics, 1999, 6, (4), 551-567 Downloads View citations (33)

1997

  1. Intergenerational Mobility in Britain
    Economic Journal, 1997, 107, (440), 47-66 Downloads View citations (181)
    See also Working Paper (1996)

1996

  1. Income support and staying in school: what can we learn from Australia's AUSTUDY experiment?
    Fiscal Studies, 1996, 17, (4), 1-30 Downloads View citations (1)

1988

  1. Social Security in a "Moral Economy": An Empirical Analysis for Java
    The Review of Economics and Statistics, 1988, 70, (1), 36-44 Downloads View citations (65)

Books

2016

  1. Family Background and University Success: Differences in Higher Education Access and Outcomes in England
    OUP Catalogue, Oxford University Press View citations (1)
 
Page updated 2019-10-17