Details about John Driscoll

Access statistics for papers by John Driscoll.

Last updated 2023-11-06. Update your information in the RePEc Author Service.

Short-id: pdr1

Working Papers

2025

1. Predicting Credit Card Delinquency Rates
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)

2024

2. The Effects of Credit Score Migration on Subprime Auto Loan and Credit Card Delinquencies
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.)

2021

3. Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (3)
   See also Journal Article Is lending distance really changing? Distance dynamics and loan composition in small business lending, Journal of Banking & Finance, Elsevier (2023) View citations (2) (2023)

2018

4. How the Largest Bank Holding Companies Grew: Organic Growth or Acquisitions?
   FEDS Notes, Board of Governors of the Federal Reserve System (U.S.) View citations (7)

2016

5. The Real Consequences of Bank Mortgage Lending Standards
   Working Papers, Office of Financial Research, US Department of the Treasury View citations (9)
   See also Journal Article The real consequences of bank mortgage lending standards, Journal of Financial Intermediation, Elsevier (2020) View citations (6) (2020)

2015

6. Macroeconomic Effects of Banking Sector Losses across Structural Models
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (10)
   Also in BIS Working Papers, Bank for International Settlements (2015) View citations (18)
   See also Journal Article Macroeconomic Effects of Banking-Sector Losses across Structural Models, International Journal of Central Banking, International Journal of Central Banking (2019) View citations (14) (2019)

2014

7. Bank Liquidity and Capital Regulation in General Equilibrium
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (20)
8. Behavioral Economics and Macroeconomic Models
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (16)
   Also in CESifo Working Paper Series, CESifo (2014) View citations (23)
   See also Journal Article Behavioral economics and macroeconomic models, Journal of Macroeconomics, Elsevier (2014) View citations (23) (2014)

2013

9. Sticky deposit rates
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (26)

2012

10. Changes in bank lending standards and the macroeconomy
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (28)
    See also Journal Article Changes in bank lending standards and the macroeconomy, Journal of Monetary Economics, Elsevier (2014) View citations (222) (2014)
11. Optimal Mortgage Reï¬ nancing: A Closed Form Solution
    Scholarly Articles, Harvard University Department of Economics View citations (1)

2010

12. Pension Participation and Uncovered Workers
    Issues in Brief, Center for Retirement Research

2009

13. The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation
    Scholarly Articles, Harvard University Department of Economics View citations (172)
14. What is the Age of Reason?
    Issues in Brief, Center for Retirement Research View citations (1)

2008

15. Learning in the Credit Card Market
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (59)
    Also in Levine's Working Paper Archive, David K. Levine (2008) View citations (64)
16. Optimal Mortgage Refinancing: A Closed Form Solution
    Levine's Working Paper Archive, David K. Levine View citations (9)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (14)
    See also Journal Article Optimal Mortgage Refinancing: A Closed-Form Solution, Journal of Money, Credit and Banking, Blackwell Publishing (2013) View citations (51) (2013)
17. The Age of Reason: Financial Decisions Over the Lifecycle
    2008 Meeting Papers, Society for Economic Dynamics View citations (10)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2007) View citations (66)
    Levine's Bibliography, UCLA Department of Economics (2007) View citations (53)
    NBER Working Papers, National Bureau of Economic Research, Inc (2007) View citations (89)

2005

18. Cross-border diversification in bank asset portfolios
    Working Paper Series, European Central Bank View citations (16)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2004) View citations (6)
    Working Paper, Norges Bank (2004) View citations (24)
    See also Journal Article Cross‐Border Diversification in Bank Asset Portfolios, International Finance, Wiley Blackwell (2010) View citations (34) (2010)

2004

19. Loan commitments and private firms
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (12)

2003

20. Coordination, Fair Treatment and Inflation Persistence
    Memorandum, Oslo University, Department of Economics View citations (1)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2002) View citations (13)
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2003) View citations (2)
21. Does bank lending affect output? evidence from the U.S. states
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (12)
    See also Journal Article Does bank lending affect output? Evidence from the U.S. states, Journal of Monetary Economics, Elsevier (2004) View citations (120) (2004)
22. Inflation persistence and relative contracting
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (37)
    See also Journal Article Inflation Persistence and Relative Contracting, American Economic Review, American Economic Association (2003) View citations (36) (2003)
23. Sticky prices, coordination and enforcement
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
    See also Journal Article Sticky Prices, Coordination and Enforcement, The B.E. Journal of Macroeconomics, De Gruyter (2003) (2003)

2001

24. A Note on Inflation Persistence
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (2)
    Also in Memorandum, Oslo University, Department of Economics (2001) View citations (4)

1999

25. Sticky Prices, Coordination and Collusion
    NBER Working Papers, National Bureau of Economic Research, Inc

1995

26. Spatial correlations in panel data
    Policy Research Working Paper Series, The World Bank View citations (11)

1991

27. Money, Output and Prices: Evidence from A New Monetary Aggregate
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (13)
    Also in Working papers, Massachusetts Institute of Technology (MIT), Department of Economics (1991) View citations (5)
    See also Journal Article Money, Output, and Prices: Evidence from a New Monetary Aggregate, Journal of Business & Economic Statistics, American Statistical Association (1995) View citations (51) (1995)

Journal Articles

2023

1. Is lending distance really changing? Distance dynamics and loan composition in small business lending
   Journal of Banking & Finance, 2023, 156, (C) View citations (2)
   See also Working Paper Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending, Finance and Economics Discussion Series (2021) View citations (3) (2021)

2020

2. The real consequences of bank mortgage lending standards
   Journal of Financial Intermediation, 2020, 44, (C) View citations (6)
   See also Working Paper The Real Consequences of Bank Mortgage Lending Standards, Working Papers (2016) View citations (9) (2016)

2019

3. Macroeconomic Effects of Banking-Sector Losses across Structural Models
   International Journal of Central Banking, 2019, 15, (3), 137-204 View citations (14)
   See also Working Paper Macroeconomic Effects of Banking Sector Losses across Structural Models, Finance and Economics Discussion Series (2015) View citations (10) (2015)

2014

4. Behavioral economics and macroeconomic models
   Journal of Macroeconomics, 2014, 41, (C), 133-147 View citations (23)
   See also Working Paper Behavioral Economics and Macroeconomic Models, Finance and Economics Discussion Series (2014) View citations (16) (2014)
5. Changes in bank lending standards and the macroeconomy
   Journal of Monetary Economics, 2014, 62, (C), 23-40 View citations (222)
   See also Working Paper Changes in bank lending standards and the macroeconomy, Finance and Economics Discussion Series (2012) View citations (28) (2012)

2013

6. Optimal Mortgage Refinancing: A Closed-Form Solution
   Journal of Money, Credit and Banking, 2013, 45, (4), 591-622 View citations (51)
   Also in Journal of Money, Credit and Banking, 2013, 45, (4), 591-622 (2013) View citations (25)
   See also Working Paper Optimal Mortgage Refinancing: A Closed Form Solution, Levine's Working Paper Archive (2008) View citations (9) (2008)

2011

7. How do private firms use credit lines?
   Economic Perspectives, 2011, 35, (Q II), 71-79 View citations (1)

2010

8. Cross‐Border Diversification in Bank Asset Portfolios
   International Finance, 2010, 13, (1), 79-108 View citations (34)
   See also Working Paper Cross-border diversification in bank asset portfolios, Working Paper Series (2005) View citations (16) (2005)

2009

9. The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation
   Brookings Papers on Economic Activity, 2009, 40, (2 (Fall)), 51-117 View citations (263)

2004

10. Coordinación, trato justo y persistencia de la inflación
    Monetaria, 2004, XXVII, (2), 97-129
11. Does bank lending affect output? Evidence from the U.S. states
    Journal of Monetary Economics, 2004, 51, (3), 451-471 View citations (120)
    See also Working Paper Does bank lending affect output? evidence from the U.S. states, Finance and Economics Discussion Series (2003) View citations (12) (2003)
12. Fairness and Inflation Persistence
    Journal of the European Economic Association, 2004, 2, (2-3), 240-251 View citations (24)

2003

13. Inflation Persistence and Relative Contracting
    American Economic Review, 2003, 93, (4), 1369-1372 View citations (36)
    See also Working Paper Inflation persistence and relative contracting, Finance and Economics Discussion Series (2003) View citations (37) (2003)
14. Sticky Prices, Coordination and Enforcement
    The B.E. Journal of Macroeconomics, 2003, 3, (1), 25
    See also Working Paper Sticky prices, coordination and enforcement, Finance and Economics Discussion Series (2003) (2003)

2002

15. Credit effects in the monetary mechanism: commentary
    Economic Policy Review, 2002, 8, (May), 237

1998

16. Consistent Covariance Matrix Estimation With Spatially Dependent Panel Data
    The Review of Economics and Statistics, 1998, 80, (4), 549-560 View citations (2551)

1995

17. Money, Output, and Prices: Evidence from a New Monetary Aggregate
    Journal of Business & Economic Statistics, 1995, 13, (1), 67-83 View citations (51)
    See also Working Paper Money, Output and Prices: Evidence from A New Monetary Aggregate, NBER Working Papers (1991) View citations (13) (1991)