Details about Ozgur Ergungor

Access statistics for papers by Ozgur Ergungor.

Last updated 2026-03-09. Update your information in the RePEc Author Service.

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Working Papers

2016

1. Premium Municipal Bonds and Issuer Fiscal Distress
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)
2. Sovereign Default in the US
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (3)
3. Where the Wild Things Are: Measuring Systemic Risk through Investor Sentiment
   Working Papers (Old Series), Federal Reserve Bank of Cleveland

2013

4. Do public pension obligations affect state funding costs?
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)
   See also Journal Article Do Public Pension Obligations Affect State Funding Costs?, Municipal Finance Journal, University of Chicago Press (2014) (2014)

2012

5. The impact of recovery efforts on residential vacancies
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (8)

2011

6. Banking relationships and sell-side research
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (2)
7. Beyond the transaction: depository institutions and reduced mortgage default for low-income homebuyers
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (5)

2010

8. Homeownership for the long run: an analysis of homeowner subsidies
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)

2007

9. Foreclosures in Ohio: does lender type matter?
   Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (2)

2006

10. Bank branch presence and access to credit in low-to-moderate income neighborhoods
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (4)
    See also Journal Article Bank Branch Presence and Access to Credit in Low- to Moderate-Income Neighborhoods, Journal of Money, Credit and Banking, Blackwell Publishing (2010) View citations (64) (2010)
11. Foreclosures: relationship lending in the consumer market and its aftermath
    Working Papers (Old Series), Federal Reserve Bank of Cleveland

2005

12. Offer-price discount of bank seasoned equity offers: do voluntary and involuntary offers convey different information?
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (2)

2004

13. Bank seasoned equity offers: do voluntary and involuntary offers differ?
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)

2003

14. Financial system structure and economic development: structure matters
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (7)

2002

15. Community banks as small business lenders: the tough road ahead
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (2)
16. Market- vs. bank-based financial systems: do investor rights really matter?
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (3)

Journal Articles

2017

1. When States Default: Lessons from Law and History
   Economic Commentary, 2017, (October) View citations (1)

2016

2. Recession Probabilities
   Economic Commentary, 2016, (August)

2015

3. Lending relationships and analysts’ forecasts
   Journal of Financial Intermediation, 2015, 24, (1), 71-88 View citations (5)

2014

4. Beyond the Transaction: Banks and Mortgage Default of Low‐Income Homebuyers
   Journal of Money, Credit and Banking, 2014, 46, (8), 1721-1752 View citations (13)
5. Do Public Pension Obligations Affect State Funding Costs?
   Municipal Finance Journal, 2014, 35, (2), 17 - 52
   See also Working Paper Do public pension obligations affect state funding costs?, Working Papers (Old Series) (2013) View citations (1) (2013)

2013

6. Are we like Sweden? recovery in the labor market
   Economic Commentary, 2013, (Feb)
7. The Employability of Returning Citizens Is Key to Neighborhood Revitalization
   Economic Commentary, 2013, (11)
   Also in Economic Commentary, 2013, (Nov) (2013)

2012

8. Exchange-traded funds
   Economic Commentary, 2012, (May)

2011

9. Buy a home or rent? A better way to choose
   Economic Commentary, 2011, (Apr)
10. Do bank branches matter anymore?
    Economic Commentary, 2011, (Aug)
11. Homeowner subsidies
    Economic Commentary, 2011, (Feb) View citations (1)

2010

12. Bank Branch Presence and Access to Credit in Low- to Moderate-Income Neighborhoods
    Journal of Money, Credit and Banking, 2010, 42, (7), 1321-1349 View citations (64)
    Also in Journal of Money, Credit and Banking, 2010, 42, (7), 1321-1349 (2010) View citations (35)
    See also Working Paper Bank branch presence and access to credit in low-to-moderate income neighborhoods, Working Papers (Old Series) (2006) View citations (4) (2006)
13. Examining bank SEOs: Are offers made by undercapitalized banks different?
    Journal of Financial Intermediation, 2010, 19, (2), 207-234 View citations (17)

2009

14. Effective practices in crisis resolution and the case of Sweden
    Economic Commentary, 2009, (Feb) View citations (2)

2008

15. Covered bonds: a new way to fund residential mortgages
    Economic Commentary, 2008, (Jul)
16. Financial system structure and economic growth: Structure matters
    International Review of Economics & Finance, 2008, 17, (2), 292-305 View citations (58)
17. The mortgage debacle and loan modifications
    Community Reinvestment Report, 2008, (Fall)
18. Trouble ahead for student loans?
    Economic Commentary, 2008, (May)

2007

19. Central banks and crisis management
    Annual Report, 2007, 7-20 View citations (1)
20. Home price derivatives
    Economic Commentary, 2007, (Jan)
21. On the resolution of financial crises: the Swedish experience
    Policy Discussion Papers, 2007, (Jun) View citations (5)
22. Prepayment penalties on subprime mortgages
    Economic Commentary, 2007, (Sep)

2006

23. Industrial loan companies
    Economic Commentary, 2006, (Oct) View citations (4)

2005

24. Systemic banking crises
    Policy Discussion Papers, 2005, (Feb) View citations (14)
25. The profitability of bank-borrower relationships
    Journal of Financial Intermediation, 2005, 14, (4), 485-512 View citations (12)

2004

26. Comment on "Bank Competition and Access to Finance: International Evidence" by Thorsten Beck, Asli Demirguc-Kunt, and Vojislav Maksimovic
    Journal of Money, Credit and Banking, 2004, 36, (3), 649-54 View citations (8)
27. Dividends
    Economic Commentary, 2004, (Apr)
28. Market- vs. bank-based financial systems: Do rights and regulations really matter?
    Journal of Banking & Finance, 2004, 28, (12), 2869-2887 View citations (71)

2003

29. Information and prices
    Economic Commentary, 2003, (May)
30. Securitization
    Economic Commentary, 2003, (Aug)

2002

31. Legal systems and bank development
    Economic Commentary, 2002, (Feb)

2001

32. Theories of loan commitments: a literature review
    Economic Review, 2001, (Q III), 2-19 View citations (5)

Books

2015

1. Applying Research to Policy Issues in Distressed Housing Markets: Data-Driven Decision Making
   Digital Books, Federal Reserve Bank of Cleveland