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Details about Scott Lansing Fulford

Homepage:https://sites.google.com/site/sfulford/home
Workplace:Consumer Financial Protection Bureau, Government of the United States, (more information at EDIRC)

Access statistics for papers by Scott Lansing Fulford.

Last updated 2024-06-09. Update your information in the RePEc Author Service.

Short-id: pfu103


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Working Papers

2025

  1. Still Growing Together? The Spatial Distribution and Industrial Composition of U.S. County GDP since 1870
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads

2024

  1. Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market
    Working Papers, Federal Reserve Bank of Boston Downloads

2022

  1. Terms of Engagement: Migration, Dowry, and Love in Indian Marriages
    CEPR Discussion Papers, C.E.P.R. Discussion Papers Downloads

2020

  1. Credit Cards, Credit Utilization, and Consumption
    Working Papers, Department of Economics, West Virginia University Downloads
  2. Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (20)
    Also in IZA Discussion Papers, Institute of Labor Economics (IZA) (2015) Downloads View citations (40)

    See also Journal Article Does it matter where you came from? Ancestry composition and economic performance of US counties, 1850–2010, Journal of Economic Growth, Springer (2020) Downloads View citations (11) (2020)
  3. Revolving versus Convenience Use of Credit Cards: Evidence from U.S. Credit Bureau Data
    Working Papers, Department of Economics, West Virginia University Downloads View citations (2)
    See also Journal Article Revolving versus Convenience Use of Credit Cards: Evidence from U.S. Credit Bureau Data, Journal of Money, Credit and Banking, Blackwell Publishing (2023) Downloads View citations (3) (2023)

2019

  1. Does getting a mortgage affect credit card use?
    Working Papers, Federal Reserve Bank of Boston Downloads View citations (1)

2017

  1. Credit card utilization and consumption over the life cycle and business cycle
    Working Papers, Federal Reserve Bank of Boston Downloads View citations (11)

2015

  1. Consumer revolving credit and debt over the life cycle and business cycle
    Working Papers, Federal Reserve Bank of Boston Downloads View citations (16)
  2. U.S. consumer holdings and use of $1 Bills
    Research Data Report, Federal Reserve Bank of Boston Downloads View citations (5)

2014

  1. How important are banks for development? National banks in the United States 1870–1900
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (4)
    See also Journal Article How Important Are Banks for Development? National Banks in the United States, 1870-1900, The Review of Economics and Statistics, MIT Press (2015) Downloads View citations (8) (2015)
  2. How important is variability in consumer credit limits?
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (8)
    Also in Working Papers, Federal Reserve Bank of Boston (2010) Downloads View citations (1)

    See also Journal Article How important is variability in consumer credit limits?, Journal of Monetary Economics, Elsevier (2015) Downloads View citations (51) (2015)
  3. The surprisingly low importance of income uncertainty for precaution
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads
    See also Journal Article The surprisingly low importance of income uncertainty for precaution, European Economic Review, Elsevier (2015) Downloads View citations (22) (2015)

2013

  1. The Puzzle of Marriage Migration in India
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (7)
  2. The changing geography of gender in India
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads
  3. The credibility of exchange rate pegs and bank distress in historical perspective: lessons from the national banking era
    Working Paper, Federal Reserve Bank of Richmond Downloads

2012

  1. Returns to education in India
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads
    See also Journal Article Returns to Education in India, World Development, Elsevier (2014) Downloads View citations (17) (2014)
  2. The precaution of the rich and poor
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (3)

2011

  1. The effects of financial development in the short and long run
    Boston College Working Papers in Economics, Boston College Department of Economics Downloads View citations (7)

Journal Articles

2023

  1. Revolving versus Convenience Use of Credit Cards: Evidence from U.S. Credit Bureau Data
    Journal of Money, Credit and Banking, 2023, 55, (7), 1667-1701 Downloads View citations (3)
    See also Working Paper Revolving versus Convenience Use of Credit Cards: Evidence from U.S. Credit Bureau Data, Working Papers (2020) Downloads View citations (2) (2020)

2022

  1. Does getting a mortgage affect consumer credit use?
    Review of Economics of the Household, 2022, 20, (3), 955-991 Downloads View citations (1)

2020

  1. Demand for emergency savings is higher for low-income households, but so is the cost of shocks
    Empirical Economics, 2020, 58, (6), 3007-3033 Downloads
  2. Does it matter where you came from? Ancestry composition and economic performance of US counties, 1850–2010
    Journal of Economic Growth, 2020, 25, (3), 341-380 Downloads View citations (11)
    See also Working Paper Does It Matter Where You Came From? Ancestry Composition and Economic Performance of U.S. Counties, 1850-2010, Boston College Working Papers in Economics (2020) Downloads View citations (20) (2020)
  3. Presidential Politics and Monetary Policy: Lessons from the 1896 Election
    Richmond Fed Economic Brief, 2020, (20-02), 5 Downloads
  4. The Benefits of Commitment to a Currency Peg: Aggregate Lessons from the Regional Effects of the 1896 U.S. Presidential Election
    The Review of Economics and Statistics, 2020, 102, (3), 600-616 Downloads View citations (4)

2015

  1. How Important Are Banks for Development? National Banks in the United States, 1870-1900
    The Review of Economics and Statistics, 2015, 97, (5), 921-938 Downloads View citations (8)
    See also Working Paper How important are banks for development? National banks in the United States 1870–1900, Boston College Working Papers in Economics (2014) Downloads View citations (4) (2014)
  2. How important is variability in consumer credit limits?
    Journal of Monetary Economics, 2015, 72, (C), 42-63 Downloads View citations (51)
    See also Working Paper How important is variability in consumer credit limits?, Boston College Working Papers in Economics (2014) Downloads View citations (8) (2014)
  3. The surprisingly low importance of income uncertainty for precaution
    European Economic Review, 2015, 79, (C), 151-171 Downloads View citations (22)
    See also Working Paper The surprisingly low importance of income uncertainty for precaution, Boston College Working Papers in Economics (2014) Downloads (2014)

2014

  1. Returns to Education in India
    World Development, 2014, 59, (C), 434-450 Downloads View citations (17)
    See also Working Paper Returns to education in India, Boston College Working Papers in Economics (2012) Downloads (2012)

2013

  1. The effects of financial development in the short and long run: Theory and evidence from India
    Journal of Development Economics, 2013, 104, (C), 56-72 Downloads View citations (33)
 
Page updated 2025-03-31