Details about Frederick Thomas Furlong

Access statistics for papers by Frederick Thomas Furlong.

Last updated 2023-03-16. Update your information in the RePEc Author Service.

Short-id: pfu40

Working Papers

2019

1. Mortgage Choice: Interactive Effects of House Price Appreciation and Mortgage Pricing Components
   Working Paper Series, Federal Reserve Bank of San Francisco

2014

2. Mortgage Choice in the Housing Boom: Impacts of House Price Appreciation and Borrower Type
   Working Paper Series, Federal Reserve Bank of San Francisco View citations (1)

2007

3. Regional economic conditions and the variability of rates of return in commercial banking
   Working Paper Series, Federal Reserve Bank of San Francisco View citations (4)
4. Subprime mortgage delinquency rates
   Working Paper Series, Federal Reserve Bank of San Francisco View citations (39)

2006

5. Safe and sound banking, 20 years later: what was proposed and what has been adopted
   Working Paper Series, Federal Reserve Bank of San Francisco View citations (3)

1987

6. Bank capital regulation: a reconciliation of two viewpoints
   Working Papers in Applied Economic Theory, Federal Reserve Bank of San Francisco View citations (2)
7. Does capital regulation affect bank risk-taking?
   Working Papers in Applied Economic Theory, Federal Reserve Bank of San Francisco

Journal Articles

2016

1. Household formation among young adults
   FRBSF Economic Letter, 2016

2014

2. Drivers of mortgage choices by risky borrowers
   FRBSF Economic Letter, 2014

2012

3. Did the housing boom affect mortgage choices?
   FRBSF Economic Letter, 2012, (nov5) View citations (7)

2011

4. Stress testing and bank capital supervision
   FRBSF Economic Letter, 2011, (june27) View citations (4)

2010

5. Loss provisions and bank charge-offs in the financial crisis: lesson learned
   FRBSF Economic Letter, 2010, (may24) View citations (2)

2007

6. House prices and subprime mortgage delinquencies
   FRBSF Economic Letter, 2007, (jun8) View citations (7)
7. Regional economic conditions and community bank performance
   FRBSF Economic Letter, 2007, (jul27)
8. Safe and sound banking twenty years later: what was proposed and what has been adopted
   Economic Review, 2007, (Q1-2), 1 - 23 View citations (2)
9. The subprime mortgage market: national and Twelfth District developments
   Annual Report, 2007, 6-17

2006

10. Financial market signals and banking supervision: are current practices consistent with research findings?
    Economic Review, 2006, 17-29 View citations (15)
11. Safe & sound banking, 20 years later: what was proposed and what has been adopted
    Proceedings, 2006 View citations (2)

2005

12. Gains in U.S. productivity: stopgap measure or lasting change?
    FRBSF Economic Letter, 2005, (mar11) View citations (1)

2002

13. Deposit insurance reform - when half a loaf is better
    FRBSF Economic Letter, 2002, (may10)
14. Profile of a recession - the U.S. and California
    FRBSF Economic Letter, 2002, (feb22) View citations (2)

2001

15. Productivity in banking
    FRBSF Economic Letter, 2001, (jul27) View citations (3)
16. Rising price of energy
    FRBSF Economic Letter, 2001, (apr.20)

2000

17. California IPO wealth effects: what's left?
    FRBSF Economic Letter, 2000, (dec.8)
18. Tech stocks and house prices in California
    FRBSF Economic Letter, 2000, (sep15)
19. The Gramm-Leach-Bliley Act and financial integration
    FRBSF Economic Letter, 2000, (mar31) View citations (6)

1999

20. Financial modernization and regulation
    FRBSF Economic Letter, 1999, (dec31) View citations (5)
21. Rising bank risk?
    FRBSF Economic Letter, 1999, (oct22)

1998

22. New view of bank consolidation
    FRBSF Economic Letter, 1998, (jul24) View citations (4)

1997

23. Federal subsidies in banking: the link to financial modernization
    FRBSF Economic Letter, 1997, (oct24) View citations (3)
24. Getting the jump on interstate branching
    FRBSF Economic Letter, 1997, (apr25)

1996

25. Commodity prices and inflation
    Economic Review, 1996, 27-47 View citations (65)
    Also in FRBSF Economic Letter, 1989, (jun16) (1989)
26. Rising economic tide
    FRBSF Economic Letter, 1996, (jul26)

1995

27. Consolidation: California style
    FRBSF Economic Letter, 1995, (oct27) View citations (2)
28. Economy boosts western banking in '94
    FRBSF Economic Letter, 1995, (jan27)
29. Reduced deposit insurance risk
    FRBSF Economic Letter, 1995, (feb24)

1994

30. California banks playing catch-up
    FRBSF Economic Letter, 1994, (apr22)
31. Interstate banking in the West
    FRBSF Economic Letter, 1994, (apr15)

1993

32. Adequate's not good enough
    FRBSF Economic Letter, 1993, (sep22) View citations (1)

1992

33. Are big U.S. banks big enough?
    FRBSF Economic Letter, 1992, (aug7)
34. Capital regulation and bank lending
    Economic Review, 1992, 23-33 View citations (78)

1991

35. A reexamination of mean-variance analysis of bank capital regulation ( reprinted from Journal of Banking and Finance)
    Economic Review, 1991, (Sum), 40-48
36. Can bank capital regulation work? research revisited
    Economic Review, 1991, (Sum), 32-33 View citations (3)
37. Capital regulation and bank risk-taking: a note (reprinted from Journal of Banking and Finance)
    Economic Review, 1991, (Sum), 34-39 View citations (93)
38. Controlling inflation
    FRBSF Economic Letter, 1991, (feb8)
39. Financial constraints and bank credit
    FRBSF Economic Letter, 1991, (may24) View citations (1)
40. Is the prime rate too high?
    FRBSF Economic Letter, 1991, (jul5) View citations (1)
41. M2 and the business cycle
    FRBSF Economic Letter, 1991, (sep27) View citations (1)

1990

42. A reexamination of mean-variance analysis of bank capital regulation
    Journal of Banking & Finance, 1990, 14, (1), 69-84 View citations (128)
43. Corporate cash flow and investment
    FRBSF Economic Letter, 1990, (may11) View citations (2)
44. Interpreting recent money growth
    FRBSF Economic Letter, 1990, (sep28) View citations (2)
45. Regional effects of the thrift bailout
    FRBSF Economic Letter, 1990, (sep14)
46. Tax incentives for corporate leverage in the 1980s
    Economic Review, 1990, (Fall), 3-17 View citations (1)

1989

47. Commodity prices as a guide for monetary policy
    Economic Review, 1989, (Win), 21-38 View citations (15)
48. Corporate debt
    FRBSF Economic Letter, 1989, (nov24) View citations (1)
49. International dimensions of U.S. economic policy in the 1980s
    Economic Review, 1989, (Spr), 3-16 View citations (2)
50. The FSLIC bailout and the economy
    FRBSF Economic Letter, 1989, (may12)
51. The yield curve and recessions
    FRBSF Economic Letter, 1989, (mar10) View citations (1)

1988

52. Changes in bank risk
    FRBSF Economic Letter, 1988, (mar25) View citations (28)
53. Changes in bank risk-taking
    Economic Review, 1988, (Spr), 45-56 View citations (8)
54. Minimum wage rate
    FRBSF Economic Letter, 1988, (jun24)

1987

55. A deposit insurance puzzle
    FRBSF Economic Letter, 1987, (jul3)
56. Assessing bank antitrust standards
    FRBSF Economic Letter, 1987, (may15)
57. Bank capital regulation and asset risk
    Economic Review, 1987, (Spr), 20-40 View citations (31)
58. FCS: at the crossroad, again
    FRBSF Economic Letter, 1987, (oct16)
59. Regulating bank capital
    FRBSF Economic Letter, 1987, (may22)
60. Subordinated debt as bank capital
    FRBSF Economic Letter, 1987, (oct23) View citations (3)

1986

61. "Recapitalizing" the FSLIC
    FRBSF Economic Letter, 1986, (oct24)
62. Are banks special?
    FRBSF Economic Letter, 1986, (jul18)
63. Bank regulation and the public interest
    Economic Review, 1986, (Spr), 55-71 View citations (2)
64. Bank runs
    FRBSF Economic Letter, 1986, (jul25)
65. The Wells Fargo-Crocker acquisition
    FRBSF Economic Letter, 1986, (nov28)

1985

66. Agricultural credit conditions
    FRBSF Economic Letter, 1985, (aug30)
67. Deposit deregulation and the behavior of M1
    FRBSF Economic Letter, 1985, (oct11)
68. Farm Credit System
    FRBSF Economic Letter, 1985, (dec20)
69. Savings and loan asset composition and the mortgage market
    Economic Review, 1985, (Sum), 14-24 View citations (1)
70. Signals from M1 and M2
    FRBSF Economic Letter, 1985, (sep20)
71. The search for financial stability: postscript
    Proceedings, 1985, (June), 213-233 View citations (1)
72. Thrift deregulation and the mortgage market
    FRBSF Economic Letter, 1985, (aug2)
73. Western agriculture and the trade balance
    FRBSF Economic Letter, 1985, (may24)

1984

74. A view on deposit insurance coverage
    Economic Review, 1984, (Spr), 31-38 View citations (2)
75. FDIC's modified payout plan
    FRBSF Economic Letter, 1984, (may18)
76. Market responses to Continental Illinois
    FRBSF Economic Letter, 1984, (aug31) View citations (3)
77. New limits for the New Year
    FRBSF Economic Letter, 1984, (dec28)
78. The Federal safety net for commercial banks: pt. I
    FRBSF Economic Letter, 1984, (jul27)
    Also in FRBSF Economic Letter, 1984, (aug3) (1984)

1983

79. Deregulation and withdrawal penalties
    FRBSF Economic Letter, 1983, (dec9)
80. New deposit instruments
    Federal Reserve Bulletin, 1983, (May), 319-326 View citations (3)