Details about Stuart A. Gabriel

Workplace:

Finance Group, Anderson Graduate School of Management, University of California-Los Angeles (UCLA), (more information at EDIRC)

Access statistics for papers by Stuart A. Gabriel.

Last updated 2025-03-14. Update your information in the RePEc Author Service.

Short-id: pga309

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Working Papers

2024

1. Extreme Wildfires, Distant Air Pollution, and Household Financial Health
   Working Papers, Federal Reserve Bank of Philadelphia

2022

2. More Than Shelter: The Effects of Rental Eviction Moratoria on Household Well-Being
   Working Papers, Federal Reserve Bank of Philadelphia

2020

3. A Crisis of Missed Opportunities? Foreclosure Costs and Mortgage Modification During the Great Recession
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
   See also Journal Article A Crisis of Missed Opportunities? Foreclosure Costs and Mortgage Modification During the Great Recession, The Review of Financial Studies, Society for Financial Studies (2021) View citations (3) (2021)

2019

4. Nowhere to Run, Nowhere to Hide - Asset Diversification in a Flat World
   Working Papers, Geary Institute, University College Dublin View citations (2)
   Also in Working Papers, Geary Institute, University College Dublin (2016) View citations (1)

2016

5. Public School Quality Valuation Over the Business Cycle
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (6)

2014

6. Can housing risk be diversified? A cautionary tale from the housing boom and bust
   Working Papers, Geary Institute, University College Dublin View citations (5)
   See also Journal Article Can Housing Risk Be Diversified? A Cautionary Tale from the Housing Boom and Bust, The Review of Financial Studies, Society for Financial Studies (2015) View citations (28) (2015)

2013

7. Congressional Influence as a Determinant of Subprime Lending
   NBER Working Papers, National Bureau of Economic Research, Inc
   See also Journal Article Congressional influence as a determinant of subprime lending, Journal of Housing Economics, Elsevier (2015) (2015)

2012

8. Can Metropolitan Housing Risk be Diversified? A Cautionary Tale from the Recent Boom and Bust
   Papers, arXiv.org View citations (2)
   Also in Working Papers, Geary Institute, University College Dublin (2012) View citations (3)

2011

9. Household Location and Race: A Twenty-Year Retrospective
   Working Paper, USC Lusk Center for Real Estate
10. Housing risk and return: Evidence from a housing asset-pricing model
    Papers, arXiv.org View citations (11)
    Also in Working Papers, Geary Institute, University College Dublin (2010) View citations (4)
11. Integration and Contagion in US Housing Markets
    Papers, arXiv.org View citations (12)
    Also in MPRA Paper, University Library of Munich, Germany (2011) View citations (13)
    Working Papers, Geary Institute, University College Dublin (2011) View citations (12)

2008

12. Housing Wealth, Financial Wealth, and Consumption: New Evidence from Micro Data - Revised
    Working Paper, USC Lusk Center for Real Estate View citations (4)

2006

13. Secondary Mortgage Markets and Access to Credit: 1992-2002
    Working Paper, USC Lusk Center for Real Estate

2005

14. Are Underserved Borrowers Lower Risk? New Evidence on the Performance and Pricing of FHA-Insured Mortgages* (Revised)
    Working Paper, USC Lusk Center for Real Estate
15. Are underserved borrowers lower risk? new evidence on the performance and pricing of FHA-Insured mortgages
    Proceedings, Federal Reserve Bank of Chicago
16. Do the GSEs Matter to Low-Income Housing Markets? An Assessment of the Effects of the GSE Loan Purchase Goals on California Housing Outcomes (Revised)
    Working Paper, USC Lusk Center for Real Estate View citations (3)

2004

17. Homeownership in the 1980s and 1990s: Aggregate Trends and Racial Gaps
    Working Paper, USC Lusk Center for Real Estate View citations (2)
    See also Journal Article Homeownership in the 1980s and 1990s: aggregate trends and racial gaps, Journal of Urban Economics, Elsevier (2005) View citations (55) (2005)
18. Mobility, Residential Location, and the American Dream: The Intra-Metropolitan Geography of Minority Homeownership: Los Angeles, Chicago, and Washington D.C
    Working Paper, USC Lusk Center for Real Estate

2003

19. Homeownership, Race, and the American Dream
    Working Paper, USC Lusk Center for Real Estate View citations (1)
20. Intra-Metropolitan Mobility, Residential Location and Homeownership Choice Among Minority and White Households: Estimates of a Nested Multinomial Logit Model
    Working Paper, USC Lusk Center for Real Estate View citations (4)
21. Quality of the Business Environment Versus Quality of Life: Do Firms and Households Like the Same Cities?
    Working Paper, USC Lusk Center for Real Estate View citations (2)
    See also Journal Article Quality of the Business Environment Versus Quality of Life: Do Firms and Households Like the Same Cities?, The Review of Economics and Statistics, MIT Press (2004) View citations (136) (2004)

2002

22. Duration of Residence in the Rental Housing Market
    Working Paper, USC Lusk Center for Real Estate View citations (2)
    See also Journal Article Duration of Residence in the Rental Housing Market, The Journal of Real Estate Finance and Economics, Springer (2003) View citations (19) (2003)
23. Enhancing Mortgage Credit Availability Among Underserved And Higher Credit-Risk Populations: An Assessment Of Default And Prepayment Option Exercise Among Fha-Insured Borrowers
    Working Paper, USC Lusk Center for Real Estate View citations (7)

2001

24. Compensating Differentials and Evolution in the Quality-of-Life Among U.S. States-REVISED May 2001
    Working Paper, USC Lusk Center for Real Estate View citations (1)
25. Pathways to Homeownership: An Analysis of the Residential and Homeownership Choices of Black Households in Los Angeles
    Working Paper, USC Lusk Center for Real Estate View citations (2)
26. Transistions to Private Employment: Earnings Determination, Worker Employment Preferences, and Job Turnover in Urban China
    Working Paper, USC Lusk Center for Real Estate View citations (3)

2000

27. Location, Market Segmentation, and Returns to Human Capital: The Privatization of China's Labor Markets
    Working Paper, USC Lusk Center for Real Estate View citations (2)

1999

28. Race, Immigrant Status, and Housing Tenure Choice
    Working Paper, USC Lusk Center for Real Estate View citations (1)
    See also Journal Article Race, Immigrant Status, and Housing Tenure Choice, Journal of Urban Economics, Elsevier (2001) View citations (78) (2001)
29. Rental Housing Markets, the Incidence and Duration of Vacancy, and the Natural Vacancy Rate
    Working Paper, USC Lusk Center for Real Estate View citations (1)
    See also Journal Article Rental Housing Markets, the Incidence and Duration of Vacancy, and the Natural Vacancy Rate, Journal of Urban Economics, Elsevier (2001) View citations (40) (2001)

1996

30. Compensating differentials and evolution of the quality-of-life among U.S. states
    Working Papers in Applied Economic Theory, Federal Reserve Bank of San Francisco View citations (5)
    See also Journal Article Compensating differentials and evolution in the quality-of-life among U.S. states, Regional Science and Urban Economics, Elsevier (2003) View citations (78) (2003)
31. Leaving Los Angeles: migration, economic opportunity and the quality-of-life
    Working Papers in Applied Economic Theory, Federal Reserve Bank of San Francisco View citations (3)

1995

32. Mortgage discrimination and FHA loan performance
    Proceedings, Federal Reserve Bank of Chicago View citations (2)

1991

33. Regional house-price dispersion and interregional migration
    Working Paper Series / Economic Activity Section, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article Regional house-price dispersion and interregional migration, Journal of Housing Economics, Elsevier (1992) View citations (31) (1992)

1988

34. Expectations, information, and migration: the case of the West Bank and Gaza
    Post-Print, HAL
    See also Journal Article Expectations, Information, and Migration: The Case of the West Bank and Gaza, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (1988) (1988)
35. Regional labor markets, cost-of-living differentials, and migration
    Working Paper Series / Economic Activity Section, Board of Governors of the Federal Reserve System (U.S.) View citations (2)

1987

36. Credit rationing and the demand for owner-occupied housing
    Working Paper Series / Economic Activity Section, Board of Governors of the Federal Reserve System (U.S.) View citations (8)
    See also Journal Article Credit rationing and the demand for owner-occupied housing, Journal of Urban Economics, Elsevier (1991) View citations (33) (1991)
37. Forecasting housing construction: lessons and puzzles from recent years
    Working Paper Series / Economic Activity Section, Board of Governors of the Federal Reserve System (U.S.)
38. Rental housing markets and the natural vacancy rate
    Working Paper Series / Economic Activity Section, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
    See also Journal Article Rental Housing Markets and the Natural Vacancy Rate, Real Estate Economics, American Real Estate and Urban Economics Association (1988) View citations (26) (1988)

Journal Articles

2024

1. The Impact of Crisis-Period Interest Rate Declines on Distressed Borrowers
   The Review of Financial Studies, 2024, 37, (12), 3710-3760

2022

2. More than Shelter: The Effect of Rental Eviction Moratoria on Household Well-Being
   AEA Papers and Proceedings, 2022, 112, 308-12 View citations (2)

2021

3. A Crisis of Missed Opportunities? Foreclosure Costs and Mortgage Modification During the Great Recession
   (Synthetic control methods for comparative case studies: Estimating the effect of California’s tobacco control program)
   The Review of Financial Studies, 2021, 34, (2), 864-906 View citations (3)
   See also Working Paper A Crisis of Missed Opportunities? Foreclosure Costs and Mortgage Modification During the Great Recession, Finance and Economics Discussion Series (2020) View citations (1) (2020)
4. Default Option Exercise over the Financial Crisis and beyond*
   (Predatory lending and the subprime crisis)
   Review of Finance, 2021, 25, (1), 153-187 View citations (2)

2020

5. Can't get there from here: Affordability distance to a superstar city
   Regional Science and Urban Economics, 2020, 80, (C) View citations (5)
6. Why affordability matters
   Regional Science and Urban Economics, 2020, 80, (C) View citations (9)

2019

7. Housing affordability and inequality:A consumption-adjusted approach
   Journal of Housing Economics, 2019, 45, (C), -

2016

8. ARE THE DISABLED LESS LOSS AVERSE? EVIDENCE FROM A NATURAL POLICY EXPERIMENT
   Economic Inquiry, 2016, 54, (2), 1291-1318 View citations (1)
9. Mortgage default risk: New evidence from internet search queries
   Journal of Urban Economics, 2016, 96, (C), 91-111 View citations (30)

2015

10. Can Housing Risk Be Diversified? A Cautionary Tale from the Housing Boom and Bust
    The Review of Financial Studies, 2015, 28, (3), 913-936 View citations (28)
    See also Working Paper Can housing risk be diversified? A cautionary tale from the housing boom and bust, Working Papers (2014) View citations (5) (2014)
11. Congressional influence as a determinant of subprime lending
    Journal of Housing Economics, 2015, 28, (C), 91-102
    See also Working Paper Congressional Influence as a Determinant of Subprime Lending, NBER Working Papers (2013) (2013)
12. The Boom, the Bust and the Future of Homeownership
    Real Estate Economics, 2015, 43, (2), 334-374 View citations (14)

2014

13. Anchoring and housing choice: Results of a natural policy experiment
    Regional Science and Urban Economics, 2014, 49, (C), 68-83 View citations (10)

2013

14. Urbanization, agglomeration economies, and access to mortgage credit
    Regional Science and Urban Economics, 2013, 43, (1), 42-50 View citations (14)

2012

15. HOUSEHOLD LOCATION AND RACE: A 20-YEAR RETROSPECTIVE
    Journal of Regional Science, 2012, 52, (5), 809-818 View citations (2)
16. Introduction to the James Berkovec Memorial Issue
    Real Estate Economics, 2012, 40, S1-S7
17. Labor migration, human capital agglomeration and regional development in China
    Regional Science and Urban Economics, 2012, 42, (3), 473-484 View citations (71)
18. Optimal Pricing Strategy in the Case of Price Dispersion: New Evidence from the Tokyo Housing Market
    Real Estate Economics, 2012, 40, S234-S272 View citations (13)

2011

19. Asymmetric information, adverse selection, and the pricing of CMBS
    Journal of Financial Economics, 2011, 100, (2), 304-325 View citations (44)
20. CDO market implosion and the pricing of subprime mortgage-backed securities
    Journal of Housing Economics, 2011, 20, (2), 68-80 View citations (5)

2010

21. Do the GSEs expand the supply of mortgage credit? New evidence of crowd out in the secondary mortgage market
    Journal of Public Economics, 2010, 94, (11-12), 975-986 View citations (27)
22. The local cost of terror: Effects of the second Palestinian Intifada on Jerusalem house prices
    Regional Science and Urban Economics, 2010, 40, (6), 415-426 View citations (15)

2009

23. Housing wealth, financial wealth, and consumption: New evidence from micro data
    Regional Science and Urban Economics, 2009, 39, (1), 79-89 View citations (199)
24. The Mortgage Meltdown, the Economy, and Public Policy
    The B.E. Journal of Economic Analysis & Policy, 2009, 9, (3), 17 View citations (2)
25. Value Creation through Securitization: Evidence from the CMBS Market
    The Journal of Real Estate Finance and Economics, 2009, 38, (3), 302-326 View citations (13)

2008

26. Mobility, Residential Location and the American Dream: The Intrametropolitan Geography of Minority Homeownership
    Real Estate Economics, 2008, 36, (3), 499-531 View citations (11)

2006

27. Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes
    Journal of Urban Economics, 2006, 59, (3), 458-475 View citations (27)
28. Risk-Based Pricing and the Enhancement of Mortgage Credit Availability among Underserved and Higher Credit-Risk Populations
    Journal of Money, Credit and Banking, 2006, 38, (6), 1431-1460 View citations (43)

2005

29. Homeownership in the 1980s and 1990s: aggregate trends and racial gaps
    Journal of Urban Economics, 2005, 57, (1), 101-127 View citations (55)
    See also Working Paper Homeownership in the 1980s and 1990s: Aggregate Trends and Racial Gaps, Working Paper (2004) View citations (2) (2004)

2004

30. Quality of the Business Environment Versus Quality of Life: Do Firms and Households Like the Same Cities?
    The Review of Economics and Statistics, 2004, 86, (1), 438-444 View citations (136)
    See also Working Paper Quality of the Business Environment Versus Quality of Life: Do Firms and Households Like the Same Cities?, Working Paper (2003) View citations (2) (2003)

2003

31. Compensating differentials and evolution in the quality-of-life among U.S. states
    Regional Science and Urban Economics, 2003, 33, (5), 619-649 View citations (78)
    See also Working Paper Compensating differentials and evolution of the quality-of-life among U.S. states, Working Papers in Applied Economic Theory (1996) View citations (5) (1996)
32. Duration of Residence in the Rental Housing Market
    The Journal of Real Estate Finance and Economics, 2003, 26, (2-3), 267-85 View citations (19)
    See also Working Paper Duration of Residence in the Rental Housing Market, Working Paper (2002) View citations (2) (2002)
33. Pathways to Homeownership: An Analysis of the Residential Location and Homeownership Choices of Black Households in Los Angeles
    The Journal of Real Estate Finance and Economics, 2003, 27, (1), 87-109 View citations (21)

2002

34. Special issue on housing policy
    Journal of Housing Economics, 2002, 11, (3), 183-186

2001

35. Race, Immigrant Status, and Housing Tenure Choice
    Journal of Urban Economics, 2001, 49, (1), 150-167 View citations (78)
    See also Working Paper Race, Immigrant Status, and Housing Tenure Choice, Working Paper (1999) View citations (1) (1999)
36. Rental Housing Markets, the Incidence and Duration of Vacancy, and the Natural Vacancy Rate
    Journal of Urban Economics, 2001, 49, (1), 121-149 View citations (40)
    See also Working Paper Rental Housing Markets, the Incidence and Duration of Vacancy, and the Natural Vacancy Rate, Working Paper (1999) View citations (1) (1999)

1999

37. House price differentials and dynamics: evidence from the Los Angeles and San Francisco metropolitan areas
    Economic Review, 1999, 3-22 View citations (8)
38. Location and the effect of demographic traits on earnings
    Regional Science and Urban Economics, 1999, 29, (4), 445-461 View citations (27)

1998

39. Discrimination, Competition, And Loan Performance In Fha Mortgage Lending
    The Review of Economics and Statistics, 1998, 80, (2), 241-250 View citations (43)

1996

40. Commutes, Neighborhood Effects, and Earnings: An Analysis of Racial Discrimination and Compensating Differentials
    Journal of Urban Economics, 1996, 40, (1), 61-83 View citations (41)
41. The slowing exodus from California
    FRBSF Economic Letter, 1996, (dec27)

1995

42. California dreamin': a rebound in net migration?
    FRBSF Economic Letter, 1995, (oct6)
43. Introduction: Deregulation and Reform of Housing and Housing Finance Markets: Recent Lessons from Western and Central Europe
    Real Estate Economics, 1995, 23, (4), 395-400 View citations (2)
44. The Thrift Crisis, Mortgage-Credit Intermediation, and Housing Activity
    Journal of Money, Credit and Banking, 1995, 27, (2), 476-97 View citations (12)
45. The demise of California reconsidered: interstate migration over the economic cycle
    Economic Review, 1995, 30-48 View citations (10)

1994

46. Crises in the thrift industry and the cost of mortgage credit
    FRBSF Economic Letter, 1994, (nov11)
47. Race, Redlining, and Residential Mortgage Loan Performance
    The Journal of Real Estate Finance and Economics, 1994, 9, (3), 263-94 View citations (42)
    Also in Proceedings, 1994, 263-298 (1994) View citations (39)

1993

48. Adjustable-Rate Mortgages, Household Mobility, and Homeownership: A Simulation Study
    The Journal of Real Estate Finance and Economics, 1993, 7, (1), 29-41 View citations (1)
49. Does migration arbitrage regional labor market differentials?
    Regional Science and Urban Economics, 1993, 23, (2), 211-233 View citations (36)

1992

50. Regional house-price dispersion and interregional migration
    Journal of Housing Economics, 1992, 2, (3), 235-256 View citations (31)
    Also in Proceedings, 1990, (Nov) (1990)
    See also Working Paper Regional house-price dispersion and interregional migration, Working Paper Series / Economic Activity Section (1991) View citations (9) (1991)

1991

51. Credit rationing and the demand for owner-occupied housing
    Journal of Urban Economics, 1991, 30, (1), 48-63 View citations (33)
    See also Working Paper Credit rationing and the demand for owner-occupied housing, Working Paper Series / Economic Activity Section (1987) View citations (8) (1987)
52. Credit rationing, race, and the mortgage market
    Journal of Urban Economics, 1991, 29, (3), 371-379 View citations (42)

1989

53. Household Location and Race: Estimates of Multinomial Logit Model
    The Review of Economics and Statistics, 1989, 71, (2), 240-49 View citations (53)
54. On the Determinants of Yield Spreads between Mortgage Pass-Through and Treasury Securities
    The Journal of Real Estate Finance and Economics, 1989, 2, (4), 301-15 View citations (21)

1988

55. Expectations, Information, and Migration: The Case of the West Bank and Gaza
    EconStor Open Access Articles and Book Chapters, 1988, 20, (1), 1-13
    See also Working Paper Expectations, information, and migration: the case of the West Bank and Gaza, Post-Print (1988) (1988)
56. Rental Housing Markets and the Natural Vacancy Rate
    Real Estate Economics, 1988, 16, (4), 419-429 View citations (26)
    See also Working Paper Rental housing markets and the natural vacancy rate, Working Paper Series / Economic Activity Section (1987) View citations (1) (1987)

1987

57. A simultaneous-equations analysis of urban development: Migration and industrial growth in Israel's new towns
    Journal of Urban Economics, 1987, 21, (3), 364-377 View citations (2)
58. Economic Effects of Racial Integration: An Analysis of Hedonic Housing Prices and the Willingness to Pay
    Real Estate Economics, 1987, 15, (3), 268-279 View citations (1)
59. Housing and mortgage markets: the post-1982 expansion
    Federal Reserve Bulletin, 1987, (Dec), 893-903 View citations (2)
60. Place-to-place migration in Israel: Estimates of a logistic model
    Regional Science and Urban Economics, 1987, 17, (4), 595-606 View citations (6)

1986

61. Cyclical fluctuations in the Israeli housing market
    Journal of Urban Economics, 1986, 19, (3), 249-263
62. Palestinian Migration from the West Bank and Gaza: Economic and Demographic Analyses
    Economic Development and Cultural Change, 1986, 34, (2), 245-62 View citations (1)

1984

63. A Note on Housing Market Segmentation in an Israeli Development Town
    Urban Studies, 1984, 21, (2), 189-194 View citations (8)
64. Spillover effects of human service facilities in a racially segmented housing market
    Journal of Urban Economics, 1984, 16, (3), 339-350 View citations (4)

1981

65. Local Land-Development Policies and Urban Housing Values
    Environment and Planning A, 1981, 13, (10), 1253-1276 View citations (2)